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Professional Loans
Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our professional loans for doctors are here to help you.
Why Professional Loans?
Calculate Your Savings
- EMI Amount
- Loan Eligibility
Loan Tenure
Your Monthly EMI
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Total Payment (Interest + Principal)
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FAQs
Only professionally qualified Doctors pursuing independent medical practice or running a clinic are eligible to apply for the loan.
We offer a multi-purpose Professional Loan that can be used to meet professional purposes or certain financial obligations of doctors. You can use these funds for professional purposes, like hiring new staff, purchasing new technology, expanding your profession, etc.
The Professional Loan for Doctors is available at a competitive rate starting at 14% p.a to provide a cost-effective financing solution.
The maximum loan amount available through our Professional Loan is ₹5 to ₹35 Lakhs subject to certain factors.
The minimum tenure of a Professional Loan tentatively ranges between 12 and 60 months subject to certain factors.
The eligibility for a Professional Loan is influenced by various factors, including but not limited to:
- Degree & College (MD, MBBS, MDS & BDS)
- Ownership status of Clinic
- Work experience
- Geographic location of the practice
- CIBIL score
- Other terms and conditions
The documents required are:
- Identity and Address Proof
- Bank statement of last 6 months
- Qualification proof of the highest professional degree
- Medical Registration Certificate
- Property Ownership Proof (Residential/Commercial)
Personal loan caters to salaried Doctors, whereas Professional Loan for Doctors is specifically curated for Doctors in India pursuing independent medical practice or running a clinic.
Disclaimer:
Financing as per RBI guidelines through subsidiary Godrej Finance Limited. Loan decision subject to its discretion on income assessment. T&C apply.
For more details, visit www.godrejcapital.com