Finance your business and personal dreams at attractive interest rates with Godrej Capital’s Loan
Finance your business and personal dreams
at attractive interest rates with Godrej
Capital’s Loan Against Property
We listen to what you need. Godrej interest rates on Loans Against Property are designed to fit
your Aspirations and needs.
We listen to what you need. Godrej interest rates
on Loans Against Property are designed to fit your
Your Monthly EMI
For the years at the % of interest rate
Total Interest Payable
Total Payment (Interest + Principal)
It is a loan against fully constructed, freehold residential and commercial properties for personal or business needs. The funds obtained can be also used for other purposes including marriage, medical expenses, or child’s education etc. Please note that if you have an existing Loan Against Property (LAP) from other banks and financial institutions, you can transfer it to Godrej Capital.
For new customers, you can get funding up to 80% of the property value depending on the segmentation and the property type. But, for existing customers, the principal outstanding on all existing loans and the Loan Against Property being availed should not cumulatively exceed 60% of the market value of the mortgaged property as assessed by Godrej Finance.
Loan Against Property (LAP) can be availed by both, salaried and self-employed individuals for professional needs such as business expansion, debt consolidation, and various personal needs including homeownership, marriage, child education etc.
You can avail of Loan Against Property for a maximum term of up to 25 years subject to internal policies of a lending institution.
Yes, Loan Against Property (LAP) can be availed against fully constructed and freehold commercial properties.
Click here to know the documents required for a Loan Against Property. For applicable Fees & charges, refer Schedule of Charges.
National Automated Clearing House (NACH) is a centralized structure created to make payments more accessible and cost-effective. It offers a fast and efficient clearing platform. The NACH debit mandate is used by Godrej Capital to automatically deduct monthly instalments from your bank account for the loan availed.
There are two ways to cancel NACH mandate.
Please note that you need to mention the Loan Account Number (LAN) in the request, and our team will connect with you within 48 hrs.