Home Loan


Found your fantasy house but struggling with the price tag? We can help with Home Loans designed for your needs. Our low interest rates and easy EMI plans can help unlock the door to your future.


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Loan Against Property


Our Loans Against Property can help you through life’s biggest moments. Weddings, personal passions, educational fees or career changes - we’ve got you covered. Refinance any existing commercial or residential property at the best rates today.


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Balance Transfer


With our Balance Transfer option you can transfer your existing home loan to Godrej Capital and enjoy the benefits of a plan that works for you. Along with interest rates tailored to your comfort, enjoy higher eligibility, along with a Top-Up loan, to take care of your extra needs.


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Plot Loan


Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan


We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan


We empower you to scale your medical practice with modern equipment, improve patient facilities or hiring skilled staff with our Professional Loan for Doctors.


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Udyog Loan Agaginst Property


Are you an MSME owner looking to scale your business operations? Take your business to new heights with Godrej Capital Udyog Loan Against Property. Our loan solutions enable business owners to get higher loan eligibility by allowing multiple sources of income to be considered. With quick loan approvals and attractive interest rates, our goal is to help your business achieve growth.


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Commercial Property Loan


Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Our Business Loan

We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!

Our Business Loan

We give you the courage to take that next step that your business needs.
Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!


Exciting rewards on timely repayments


Unsecured loans for diverse business needs


Quick & hassle free process


Flexible repayment plans as per your business requirements


Key Features

Get easy, hassle-free funding to invest in the future of your business. We leverage our expertise to customize our business loans for your specific business needs.

  • Unsecured and collateral-free loans
  • Flexible repayment plans
  • One loan for diverse business needs
  • Earn rewards on timely repayments
  • Loans available up to INR 50 Lakhs
  • Quick and easy approval
  • Interest rates from 17% P.A. onwards
  • Repayment cycle of up to 60 months

*T&C Apply

Make your business a priority with our tailor-made repayment plans that revolve around your cash outflows.

  • Avail flexibility in repayment with our ‘Design your EMI’ program, which allows you to repay loan as per your convenience, capability, and comfort
  • Pay only interest for selected years

*T&C Apply

Ever thought your Business Loan repayments could earn you rewards? We make it happen with Godrej Capital BizRewards.

  • Earn exciting reward vouchers for timely repayment of your business loan instalments
  • We reward your timely repayment behavior with reward vouchers across categories including lifestyle, wellness, fashion, travel, and more

*T&C Apply

With Godrej Capital Nirmaan, get access to a wide range of value-added services to help in business expansion, managing operations, upskilling, and more. A one-stop solution for all your business needs!


Why to register with Nirmaan?


  • Exclusive partner offerings
  • Special discounted pricing
  • Total savings of up to INR 50,000
EMI Break

*T&C Apply

Our Partners

Low Interest Rates

Maximise your utilization with Godrej Capital’s competitive interest rates on Business Loan that are designed to help you achieve your business growth.


Low Interest Rates

We listen to what you need. Godrej interest rates

on Loans Against Property are designed to fit your


Types of fees Charges applicable
Rates of interest Starting from 17% p.a.
Loan Amount INR 5 lakhs to INR 50 lakhs
Processing Fees Up to 3% of the loan amount
Foreclosure Charges 4% of principal outstanding at the time of foreclosure
Part Pre-payment Charges 2% of the amount prepaid
Charges towards Stamp Duty As applicable & prescribed by the relevant Government Authority

*T&C Apply

Calculate Your Savings

Loan Tenure

Your Monthly EMI

For the years at the % of interest rate

Total Interest Payable

Total Payment (Interest + Principal)

How to use the EMI Calculator?

  • Input the amount you need to avail as a loan using the slide bar
  • Key in the interest rate from 17-22%
  • Adjust the loan tenure options (months and years) to generate your monthly and total repayment

How our EMI Calculator can help you?

  • Aids in making a well-informed decision for your finances
  • Assesses the tenure that would be feasible for your loan repayment
  • Commences long-term financial planning basis the available EMI-related data
  • Gauges the amount of interest you would pay
Loan Tenure

Your EMI Will Be

Your Eligibility

How to use the Eligibility Calculator?

  • Input your net monthly income using the slide bar. This can include income from multiple sources
  • Enter the total amount of EMIs from existing loans
  • Key in the interest rate from 17-22%
  • Adjust the loan tenure options (months and years) to your ideal repayment period

How our Eligibility Calculator can help you?

  • Determines the best-estimate amount you can avail as a Loan
  • Plans your future financial investments with greater optimal accuracy
  • Assesses the benefits of loan with ease

Mandatory documents

 required for property loan for

Documents. Just what is needed. Nothing More.

Documents Required

KYC Documents

PAN Card of the company

Business Registration Certificate

Income Documents

Financial statement of the last 6 months of the company

Income Tax Returns (YTD starting from 1st April of the ongoing financial year)

Proof of business continuity for a minimum of 3 years

*Refer Policy document for more details


Loans for

Self Employed Non-professionals


The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services


Between 21-65 years

Business Vintage

1. Minimum business vintage of 3 years

2. Minimum turnover of INR 40 lakhs

3. Bank account in the name of the business

4. Minimum profit of INR 3 lakhs

*Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.



A Business Loan is an unsecured or a collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long term assets or meeting working capital requirements. We offer you a stipulated loan amount without the need to pledge any collateral.

  • Ensuring steady business cash flow

  • Fund business expansion or diversification

  • Improve existing business set-up

  • Consolidate high-interest business debts

  • Boost working capital reserves

  • Hire a new workforce

  • Purchase and stock inventory

  • Buy new machinery, equipment, or software

  • Start your new business


With the Godrej Capital Business Loan, you can avail higher loan amounts of up to INR 50 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and the disbursal process is seamless and quick. 

You can avail a loan amount up to Rs. 50 lakhs, the amount would be calculated based on your income and other parameters.

No, the business loan is an unsecured offering, and you only need to meet the simple business loan eligibility criteria to qualify for business financing.

The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Unlisted Public Ltd Co. / LLP involved in the business of Manufacturing, Trading or Services. The age should be 21-65 years with a minimum of 3 years vintage of business operations. 

No, a salaried individual can not apply or take a business loan. It is available only for catering to business requirements. Salaried individuals may go for Loan Against Property from Godrej Capital.

Click here to view the documents.









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