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Key Features
- Key Benefits
- Design Your EMI
Get easy, hassle-free funding to invest in the future of your business. We leverage our expertise to customize our business loan for your specific business needs.
- Unsecured and collateral-free loans
- Flexible repayment plans
- One loan for diverse business needs
- Earn rewards on timely repayments
- Loans available up to INR 25 Lakhs
- Quick and easy approval
- Interest rates from 17% P.A. onwards
- Repayment cycle upto 60 months.
*T&C Apply
Make your business a priority with our tailor-made repayment plans that around your cash outflows.
- Flexibility Repayment through the ‘Design Your EMI’ program, allowing you to repay as your convenience, capability, and comfort
- Interest-Only Repayment plan to repay interest for selected quarters or years, as per choice
*T&C Apply
BUSINESS
Self Employed
*T&C Apply
- EMI Amount
- Loan Eligibility
Loan Tenure
Your Monthly EMI
₹
For the years at the % of interest rate
Total Interest Payable
₹
Total Payment (Interest + Principal)
₹
Loan Tenure
Your EMI Will Be
₹
Your Eligibility
₹
- Self-Employed
Pan Card or Form 60 is a mandatory requirement for the loan application processing
For Proof of Identity and Address, any one of the below documents is acceptable
- Proof of possession of Aadhaar number
- Valid Passport
- Valid Driving License
- Voter’s Identity Card
For Income Documents, we accept
- ITR and Financial statements including P&L, Balance Sheet, COI & Schedules - 2 Years
- Latest Bank Statements - 12 Months
- GST returns from last filed ITR till current date – 24 Months
- Business Continuity Proof – 5 years
Please note that the documents required can vary basis profile of the customer.
A Business Loan is an unsecured or a collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long term assets or meeting working capital requirements. We offer you a stipulated loan amount without the need to pledge any collateral.
Ensuring steady business cash flow
Fund business expansion or diversification
Improve existing business set-up
Consolidate high-interest business debts
Boost working capital reserves
Hire a new workforce
Purchase and stock inventory
Buy new machinery, equipment, or software
Start your new business
With the Godrej Capital Business Loan, you can avail higher loan amounts up to Rs. 25 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and disbursal process is seamless and quick.
You can avail a loan amount up to Rs. 25 lakhs, the amount would be calculated based on your income and other parameters.
No, the business loan is an unsecured offering, and you only need to meet the simple business loan eligibility criteria to qualify for business financing.
The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Unlisted Public Ltd Co. / LLP involved in the business of Manufacturing, Trading or Services. The age should be 21-65 years with minimum 3 years vintage of business operations.
No, a salaried individual can not apply or take a business loan. It is available only for catering to business requirements. Salaried individuals may go for Loan Against Property from Godrej Capital.
Click here to view the documents.
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