Home Loans

Found your fantasy house but struggling with the price tag? We can help with Home Loans designed for your needs. Our low interest rates and easy EMI plans can help unlock the door to your future.

Loan Against Property

Our Loans Against Property can help you through life’s biggest moments. Weddings, personal passions, educational fees or career changes - we’ve got you covered. Refinance any existing commercial or residential property at the best rates today.

Balance Transfer

With our Balance Transfer option you can transfer your existing home loan to Godrej and enjoy the benefits of a plan that works for you. Along with interest rates tailored to your comfort, enjoy higher eligibility, along with a Top-Up loan, to take care of your extra needs.

Plot Loans

Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.

Business Loans

We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!

Commercial Property Loans

Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.






Our Business Loans


We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!

Our Business Loans



We give you the courage to take that next step that your business needs.
Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!


Benefits



Exciting rewards on timely repayments

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Unsecured loans for diverse business needs

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Quick and hassle free sanction

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Flexible repayment plans as per your business requirements

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Key Features





Get easy, hassle-free funding to invest in the future of your business. We leverage our expertise to customize our business loan for your specific business needs.


homekey


  • Unsecured and collateral-free loans
  • Flexible repayment plans
  • One loan for diverse business needs
  • Earn rewards on timely repayments
  • Loans available up to INR 50 Lakhs
  • Quick and easy approval
  • Interest rates from 17% P.A. onwards
  • Repayment cycle upto 60 months.

*T&C Apply

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Make your business a priority with our tailor-made repayment plans that around your cash outflows.


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  • Flexibility Repayment through the ‘Design Your EMI’ program, allowing you to repay as your convenience, capability, and comfort
  • Interest-Only Repayment plan to repay interest for selected quarters or years, as per choice

*T&C Apply

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Low Interest Rates


We understand the challenges you face. That’s why we have a host of plans that work just for you.

 

Low Interest Rates


We listen to what you need. Godrej interest rates

on Loans Against Property are designed to fit your

lifestyle.




BUSINESS

Self Employed

To

Per Annum

*T&C Apply


Calculate Your Savings




%
Loan Tenure
Yrs
Ms

Your Monthly EMI

For the years at the % of interest rate

Total Interest Payable

Total Payment (Interest + Principal)



How to use the EMI Calculator?

  • Input the amount you need to avail as a loan using the slide bar.
  • Key in the interest rate from 17-22%
  • Adjust the loan tenure options (months and years) to generate your monthly and total repayment.

How our EMI Calculator can help you:

  • Aids in making a well-informed decision for your finances
  • Assesses the tenure that would be feasible for your loan repayment
  • Commences long-term financial planning basis the available EMI-related data
  • Gauges the amount of interest you would pay
%
Loan Tenure
Yrs
Ms

Your EMI Will Be

Your Eligibility



How to use the Eligibility Calculator?

  • Input your net monthly income using the slide bar. This can include income from multiple sources.
  • Enter the total amount of EMIs from existing loans.
  • Key in the interest rate from 17-22%
  • Adjust the loan tenure options (months and years) to your ideal repayment period
     

How our Eligibility Calculator can help you:

  • Determines the best-estimate amount you can avail as a Loan
  • Plans your future financial investments with greater optimal accuracy
  • Assesses the benefits of loan with ease


Mandatory documents

 required for property loan for


Documents. Just what is needed. Nothing More.




Pan Card or Form 60 is a mandatory requirement for the loan application processing
 
For Proof of Identity and Address, any one of the below documents is acceptable
 
  • Proof of possession of Aadhaar number
  • Valid Passport
  • Valid Driving License
  • Voter’s Identity Card



For Income Documents, we accept
 
  • ITR and Financial statements including P&L, Balance Sheet, COI & Schedules - 2 Years
  • Latest Bank Statements - 12 Months
  • GST returns from last filed ITR till current date – 24 Months
  • Business Continuity Proof – 5 years

 

Please note that the documents required can vary basis profile of the customer.

FAQs

FAQs


A Business Loan is an unsecured or a collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long term assets or meeting working capital requirements. We offer you a stipulated loan amount without the need to pledge any collateral.

  • Ensuring steady business cash flow

  • Fund business expansion or diversification

  • Improve existing business set-up

  • Consolidate high-interest business debts

  • Boost working capital reserves

  • Hire a new workforce

  • Purchase and stock inventory

  • Buy new machinery, equipment, or software

  • Start your new business

 

With the Godrej Capital Business Loan, you can avail higher loan amounts up to Rs. 50 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and disbursal process is seamless and quick. 

You can avail a loan amount up to Rs. 50 lakhs, the amount would be calculated based on your income and other parameters.

No, the business loan is an unsecured offering, and you only need to meet the simple business loan eligibility criteria to qualify for business financing.

The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Unlisted Public Ltd Co. / LLP involved in the business of Manufacturing, Trading or Services. The age should be 21-65 years with minimum 3 years vintage of business operations. 

No, a salaried individual can not apply or take a business loan. It is available only for catering to business requirements. Salaried individuals may go for Loan Against Property from Godrej Capital.

Click here to view the documents.



 

 

 

 

 

 

 

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