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About Godrej
Capital

We are Godrej Capital

Godrej’s legacy, over the years, with locks, soaps, and homes - to name a few, has been second to none. From this proud legacy, stems an opportunity to build something exciting once again.

Introducing Godrej Capital – a business where we aim to finance your dreams. We understand what’s important to you, and taking the Group’s legacy of trust, we bring to you financial solutions to secure your future, creating moments of joy.

Godrej Group

The Godrej Group

The Godrej Group was established in 1897 out of a desire to demonstrate economic self-sufficiency in the pre-independent India. From starting as a lock company to pioneering the first ‘vegetarian soap to manufacturing ballot boxes for independent India’s first general election, the Group has a proud tradition of making meaningful products and building businesses that serve the country’s interest.

Today, the Group comprises of a varied business portfolio, that includes real estate, fast moving consumer goods, home appliances, and many more. We are ranked as the 2nd most trusted Indian brand with an annual revenue of USD 5 billion and an estimated 1.1 billion customers globally that consume Godrej products in one way or the other, making us one of India’s most diversified and trusted conglomerates.

Read more at www.godrej.com

Our Values

Trust

We demonstrate the highest standards of behaviour and business integrity.

Be bold

We set bold ambitions by defining benchmarks & overcoming constraints through continuous learning & sheer resilience.

Show respect

We treat people like we would want to be treated. We embrace and celebrate diversity. We care for the success and growth of our teams.

Act entrepreneurial

We act and innovate as if it’s our own company for all opportunities, risks & costs.

Be customer obsessed

We keep our ears to the ground & ensure that we keep the customer’s need at the centre of our efforts.

Collaborate

We work beyond individual goals, hierarchies and functional identities towards a shared purpose.

Our Strength lies in our Leaders

Pirojsha Adi Godrej

Pirojsha Godrej

CHAIRMAN

Manish Shah

Manish Shah

MANAGING DIRECTOR & CHIEF EXECUTIVE OFFICER

Stories in Focus - The Blog

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Myth vs. Facts: 4 Home Loan Myths Busted

Myths exist in every sphere, and home loans are no different. Helping you accomplish one of your most cherished dreams, it is all the more important to bust these myths to make sure you leverage the maximum utility out of this offering and don’t end up overstretching your finances.

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A 360-degree View of Home Loan Management at Different Stages

Joint Home Loan Benefits, Joint Home Loan Tax Benefits, Tax Benefit on Home Loan, Home Loan Income Tax Rebate

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Now Buying a Home Together Can Act as a Tax Saving Instrument

While home loans have improved the affordability of purchasing your dream house, but on occasions where the need for funds is substantial or you fall short of the eligibility criteria, opting for a joint Home Loan can seal the deal for you.

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A Guide to Avail Tax Benefits on Home Loans

Home Loans help you fulfil one of your most cherished dreams - buying your dream home. As a buyer, you have more choices than before to choose your home and select your lender for funding it. However, there’s another aspect of Home Loans that makes them an attractive proposition. It’s the tax benefits on offer.

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I Recently Got a Loan Against Property; am I Eligible for Tax Benefits Too?

You are mortgaging your property in exchange for a loan to further your dreams – to create a moment of joy. But did you know that there is a hidden advantage of tax benefits that this offering brings to the table.

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New Tax Regime vs. Old Tax Regime: Know the Difference & Effect on Home Loan

One of the major highlights of Union Budget 2020 was the introduction of a new tax regime. The new tax regime is different from the old one in two ways – first, it has more slabs with lower tax rates. Second, major exemptions available to taxpayers in the old tax regime have been done away with in the new regime. Close to 70 exemptions in the old tax regime are not available in the new one.

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Confused Between Secured and Unsecured Loans? Let us simplify this for you!

An integral part of our financial lives, loans help accomplish our goals. Be it buying the dream home, purchasing that much-wanted car, or setting up office infrastructure, loans provide you the financial muscle to script success in your endeavor.

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Understanding Loan Against Property: In conversation with Jay & Veeru

Owning a private business in Mumbai, Jai dreams of expanding his venture to other cities and needs substantial funds. He had heard about Loan Against Property but wasn’t sure how to avail it. On a Sunday morning, when Jai was thinking about it, a conversation with his friend, Veeru, a successful business owner himself, eased his worries!

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A Complete Guide on the Different Types of Loans Available in India

Each one of us, at some point in our lives, have thought of an ambitious start-up venture, a home improvement project, an unfinished degree, or a dream vacation. For many reasons and more, we have looked at financing options that can help fulfil our dreams – creating small moments of joy.

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Decoding Commonly Used Home Loan Terminologies

“No pre-payment/ Foreclosure penalty will be levied on floating interest Home Loans irrespective of the period for which the account has run or source of funds.”

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Dos and Don’ts of Housing Finance

Housing finance helps you accomplish one of your biggest life goals - buying your dream home. The housing finance market has evolved considerably over the years, with many lenders offering home loans. As a buyer, you are spoilt for choice. However, while opting for home loans, from housing financing companies, there are certain dos and don’ts, following which can ensure your experience is a smooth one. What are they? Let’s find out.

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Financing Home Ownership

When Aditya and Rupali decided to purchase their dream home, they were quite confused. The newly married couple didn’t know how to get started with homeownership and finance their first big purchase. “We were thoroughly confused about the entire exercise. We didn’t know how to start and didn’t want to rush,” says Aditya.

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