Home Loans

Found your fantasy house but struggling with the price tag? We can help with Home Loans designed for your needs. Our low interest rates and easy EMI plans can help unlock the door to your future.

Loan Against Property

Our Loans Against Property can help you through life’s biggest moments. Weddings, personal passions, educational fees or career changes - we’ve got you covered. Refinance any existing commercial or residential property at the best rates today.

Balance Transfer

With our Balance Transfer option you can transfer your existing home loan to Godrej and enjoy the benefits of a plan that works for you. Along with interest rates tailored to your comfort, enjoy higher eligibility, along with a Top-Up loan, to take care of your extra needs.

Plot Loans

Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.

Business Loans

We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!

Commercial Property Loans

Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.

Balance Transfer

Calculate your savings when you transfer
your existing loan balance to Godrej Capital.

Balance Transfer

Calculate your savings when you transfer your existing loan balance to Godrej Capital.

Existing Loan
Proposed Loan
Loan Tenure

Total saving in cash outflow

Savings In EMI

Proposed EMI

Existing EMI

How to use the Balance Transfer Calculator?

  • Enter the outstanding principal amount of your current loan.
  • Use the sliding button to select the tenure of your current loan.
  • Input the rate of interest on your current loan.
  • Select the Godrej Capital interest rate Per Annum as per your credit evaluation.
  • Adjust the Loan Tenure options (months and years) to accurately assess the possible savings you could enjoy.

How our Balance Transfer Calculator could help you:

  • Easily understand the savings that a loan transfer could yield without any expert assistance.
  • Get an insight into the proposed EMI structure that could come with a balance transfer.
  • Make informed decisions about future financial moves and make choices accordingly.

Other calculators to try out

Other calculators to try out


Eligibility Calculator

Get the peace of mind knowing your Loan Eligibility based on multiple factors.

EMI Calculator
EMI Calculator

EMI Calculator

Know your exact monthly payments including interest for stress-free planning.

EMI Calculator
EMI Calculator

Tax Saving

Calculate how much you can save in your next Tax cycle with a Godrej Capital Loan.

Tax Saving
Tax Saving

Stories in Focus - The Blog