Better loan terms await you with

Balance Transfer

Starting rate of 8.55%
Save on EMI payments
Zero-touch loan
Get additional top-up

About Godrej Capital Balance Transfer

Struggling with high EMI payments and poor customer service? Transfer your existing loans to Godrej Capital and enjoy the benefits of lower interest rates, reduced EMIs, higher eligibility, and industry-best* customer support. Experience the consistency, flexibility, and reliability of a trusted lender with Godrej Capital Balance Transfer.

Interest rates starting from

8.55% p.a.

Additional

Top-up Loans

Minimal

Documentation

Quick

Sanction

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Godrej Capital Balance Transfer Offers

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*Terms and Conditions Apply

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Home Loan

Transfer your home loan to Godrej Capital for lower interest rates and flexible repayment options that save you money. Our seamless process and superior customer service ensure a hassle-free transition, unlocking better benefits for your home journey.

Higher Loan Amount – up to INR 10 crore
Interest rates – starting from 8.55% p.a.
Loan Tenure – up to 30 years
Top-up Loan available

Apply Now
Know More

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Loan Against Property

Optimize your finances by transferring your Loan Against Property to Godrej Capital. Enjoy competitive rates and flexible repayment plans. With our superior customer service, we guarantee a smooth transition, enhancing your financial flexibility while retaining the value of your asset.

Interest rates starting at 9.75% p.a.
Longer tenure of up to 25 years
Loan-to-value up to 85%
Flexi Funds (Overdraft-like facility)

Apply Now
Know More

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Plot Loan

Looking to transfer your Plot Loan? Choose Godrej Capital for an easy balance transfer experience! Benefit from attractive interest rates and tailored repayment options. With our superior customer service, we’ll help you realize your land dreams while optimizing your financial plan.

Quick loan sanction & disbursals
Interest rates – starting from 9.19% p.a.
Loan-to-value - 80%
Minimal documentation

Apply Now
Know More

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Balance Transfer Calculators

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loan-amount-title

Loan Amount

loan-amount-min-value

500000

loan-amount-max-value

50000000

Interest-rate-title

Interest Rate

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Interest-rate-max-value

loan-amount-step

25000

tenure-title-year

Loan Tenure

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Loan Tenure

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EMI Calculator

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Principal-amount-label

Principal Amount

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Your Monthly EMI

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Monthly EMI

Interest-payable-label

Interest Payable

Total-amount-payable-label

Total Amount Payable

Interest-rate-label

Interest Rate @

Total-tenure-label

Total Tenure

Apply-now-label

Apply Now

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/apply-now?gtm=emi&category=balance_transfer&gtm=emi&&target=applynowform-container

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INR

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Yrs.

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Year

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Years

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Month

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Months

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Error-message-loan

Please enter value within range.

Error-message-interest

Please enter value within range.

Error-message-year

Please enter value within range.

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Please enter value within range.

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Net Monthly Income

income-min-value

50000

income-max-value

2500000

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Existing EMIs

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Income-amount-step

25000

existing-emi-step

25000

existing-emi-max

1500000

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Interest Rate

Loan-interest-rate-min-value

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Loan Tenure

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Loan Tenure

Loan-tenure-min-month-value

Loan-tenure-max-month-value

product-list

Home Loan

Plot Loan

Property Loan

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/apply-now?category=balance_transfer&gtm=loan_eligibility&target=applynowform-container

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/apply-now?category=balance_transfer&gtm=loan_eligibility&target=applynowform-container

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Select Product

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Select The Product You Are Interested In?

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Interest Rate @

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Total Tenure

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Principal Amount

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Interest Payable

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Your Loan Eligibility Amount:

Total-amount-label

Total Amount Payable

Monthly-emi-label

Your Monthly EMI

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Monthly EMI

Mobile-year

Years

Mobile-month

Months

Apply-now-button

Apply Now

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INR

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Yrs.

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Mos.

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Year

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Years

Month-input-min-label

Month

Month-input-max-label

Months

Error-message-loan

Please enter value within range.

Error-message-existing-emi

Please enter value within range.

Error-message-interest

Please enter value within range.

Error-message-year

Please enter value within range.

Error-message-month

Please enter value within range.

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Loan Eligibility Calculator

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Interest Rates and Documents

Interest Rates

Lighten your financial load - turn to our Home Loan Balance Transfer with low-interest rates, designed to provide the support you need.

Indian Resident Salaried

8.55%

per annum onwards

Non-Resident Indian Salaried

8.69%

per annum onwards

Business Self-Employed

8.99%

per annum onwards

Professional Self-Employed

8.99%

per annum onwards

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Interest Rates and Documents

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View Complete List of Documents

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https://housingfinance.godrejcapital.com/ghf/information-and-policies?target=accordion.active&category=customer_information&show=Identity_And_Address_Proof_Documents

disclaimer

* Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.

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