Balance Transfer

Ease Your EMIs, Maximize Your Savings

Starting rate of 8.55%
Save on EMI payments
Zero-touch loan
Get additional top-up

About Godrej Finance/Godrej Housing Finance - Balance Transfer

Struggling with high EMI payments and poor customer service? Transfer your existing loans to Godrej Finance/Godrej Housing Finance and enjoy the benefits of lower interest rates, reduced EMIs, higher eligibility, and industry-best* customer support. Experience the consistency, flexibility, and reliability of a trusted lender with Godrej Housing Finance - Balance Transfer.

Interest rates starting from

8.55% p.a.

Additional

Top-up Loans

Minimal

Documentation

Quick

Sanction

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Godrej Finance/Godrej Housing Finance Balance Transfer Offers

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*Loans offered/financed by Godrej Finance/Godrej Housing Finance - T&Cs apply

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Home Loan

Transfer your home loan to Godrej Housing Finance for lower interest rates and flexible repayment options that save you money. Our seamless process and superior customer service ensure a hassle-free transition, unlocking better benefits for your home journey.

Higher Loan Amount – up to INR 10 crore
Interest rates – starting from 8.55% p.a.
Loan Tenure – up to 30 years
Top-up Loan available

Apply Now
Know More

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Loan Against Property

Optimize your finances by transferring your Loan Against Property to Godrej Housing Finance. Enjoy competitive rates and flexible repayment plans. With our superior customer service, we guarantee a smooth transition, enhancing your financial flexibility while retaining the value of your asset.

Interest rates starting at 9.75% p.a.
Longer tenure of up to 25 years
Loan-to-value up to 85%
Flexi Funds (Overdraft-like facility)

Apply Now
Know More

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Plot Loan

Looking to transfer your Plot Loan? Choose Godrej Housing Finance for an easy balance transfer experience! Benefit from attractive interest rates and tailored repayment options. With our superior customer service, we’ll help you realize your land dreams while optimizing your financial plan.

Quick loan sanction & disbursals
Interest rates – starting from 9.19% p.a.
Loan-to-value - 80%
Minimal documentation

Apply Now
Know More

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Balance Transfer Calculators

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Loan Amount

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500000

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50000000

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Interest Rate

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25000

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Loan Tenure

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Loan Tenure

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EMI Calculator

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Principal Amount

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Your Monthly EMI

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Monthly EMI

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Interest Payable

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Total Amount Payable

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Interest Rate @

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Total Tenure

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Apply Now

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INR

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Years

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Months

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Net Monthly Income

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50000

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2500000

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Existing EMIs

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25000

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25000

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1500000

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Interest Rate

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Loan Tenure

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Loan Tenure

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Home Loan

Plot Loan

Property Loan

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Select Product

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Select The Product You Are Interested In?

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Interest Rate @

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Principal Amount

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Your Loan Eligibility Amount:

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Total Amount Payable

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Your Monthly EMI

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Monthly EMI

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Years

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Months

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Apply Now

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INR

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Years

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Month

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Months

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Please enter value within range.

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Loan Eligibility Calculator

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Interest Rates and Documents

Interest Rates

Lighten your financial load - turn to our Home Loan Balance Transfer with low-interest rates, designed to provide the support you need.

Indian Resident Salaried

8.55%

per annum onwards

Non-Resident Indian Salaried

8.69%

per annum onwards

Business Self-Employed

8.99%

per annum onwards

Professional Self-Employed

8.99%

per annum onwards

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Interest Rates and Documents

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View Complete List of Documents

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https://housingfinance.godrejcapital.com/ghf/information-and-policies?target=accordion.active&category=customer_information&show=Identity_And_Address_Proof_Documents

disclaimer

* Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.

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Frequently Asked Questions

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Connect with Our Customer Support Team

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022-68815555

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ⓘ Need more information or answers to your questions in the meantime? Check out FAQs

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Quick Apply

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Question-1

What is Balance Transfer?

Answer-1

Balance Transfer is a financial strategy that allows you to move an existing loan from one lender to another, typically with the aim of securing better terms, such as lower interest rates or more favorable repayment terms. Godrej Housing Finance’s Balance Transfer empowers you to shift your outstanding loan to us, providing opportunities for reduced EMI payments, competitive interest rates, and enhanced financial flexibility. It's a smart move to optimize your loan and achieve greater savings in the long run.

Click $here$ to apply online

Question-2

What is Home Loan Balance Transfer?

Answer-2

Home Loan Balance Transfer is a process where you transfer your existing Home Loan from one lender to another. This strategic move enables you to benefit from lower interest rates, reduced monthly payments, and improved loan terms. By choosing Godrej Housing Finance for your Home Loan Balance Transfer, you unlock the advantages of our competitive interest rates, additional Top-Up loans, and a simplified documentation process. It's a financial decision that empowers you to optimize your home loan for better savings and flexibility.

Question-3

What are the benefits of transferring a home loan to Godrej Housing Finance?

Answer-3

Transferring your home loan balance to Godrej Housing Finance through our efficient balance transfer procedure unlocks various benefits. Enjoy competitive interest rates, EMI savings, and the flexibility to extend the repayment period. Plus, experience the advantage of a higher loan amount, including a Top-Up loan, tailored to meet additional requirements.

Question-4

How long does it take to switch the lender?

Answer-4

We keep the Balance Transfer procedure simple and hassle-free. Once you apply for a Home Loan Balance Transfer with Godrej Housing Finance, you can expect a swift 7-day processing period. After applying for the balance transfer process online on our website, our representative will contact you for necessary documents, including those required for eligibility assessment.

Question-5

What is the maximum amount that can be transferred?

Answer-5

There's no maximum limit for the transfer amount. If eligible, Godrej Housing Finance allows the complete transfer of your Home Loan outstanding balance, ensuring a seamless process.