Professional Loan

Enabling Doctors to Upgrade Their Practice

Eligibility check in 24 hours
Minimal documentation
Loan of up to INR 45 lakhs
Zero Collateral

What Is a Professional Loan for Doctors?

A Professional Loan for Doctors is a tailored financial solution to meet medical professional’s unique needs. Professional Loan for Doctor helps fund clinic expansion, purchase modern medical equipment, or manage working capital without requiring collateral. With Godrej Finance’s loan for medical practice, doctors benefit from flexible repayment, quick approval, and customizable financing to focus on patient care while growing their practice. Whether starting a new clinic or upgrading existing facilities, this loan supports your professional growth.

Get unsecured loan up to

INR 45 lakhs

Interest rates starting from

14% p.a.

High loan tenure up to

72 months

Minimal documentation

Easy process

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Key Features of Professional Loan for Doctors

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Key Features of Professional Loan for Doctors

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*Loans offered/financed by Godrej Finance - T&Cs apply

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BizRewards

Turn responsible repayments into earning possibilities with BizRewards.

Get rewarded for what matters most - your financial responsibility. Timely EMI payments will not only maintain your credit score but also earn you exciting rewards.

Earn exciting rewards on timely repayment of your EMIs
Choose from a wide range of vouchers across lifestyle, wellness, fashion, travel, and more
Total reward value up to INR 20,000

Apply Now
Know More

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Flexi Funds

Explore ready access to funds in just a few simple clicks with Flexi Funds, an overdraft-like facility.

Withdraw funds from a sanctioned limit and repay at your convenience with Flexi Funds - an easy-to-use overdraft-like facility. Flexi Funds provides the flexibility to manage the cash flow needs of your business.

No fixed EMIs - Interest only charged on the amount you withdraw
Repayment tenure of up to 6 years
Sanctioned limit of up to INR 45 lakhs

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Grow with Nirmaan

Build your business dreams, all in one place: Nirmaan, your one-stop growth partner.

Expand locally and globally, navigate government tenders, manage employees, streamline operations, transfer funds securely, get compliance support, and more with Godrej Capital Nirmaan's comprehensive ecosystem.

Exclusive partner offerings with discounted pricing.
Savings of up to INR 50,000
Zero registration fees, simply visit Godrej Nirmaan

Apply Now
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Estimate Your EMI for Professional Loan for Doctor's

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Loan Amount

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Eligibility, documentation and Interest Rate of Doctor's Professional Loan

Interest Rates & Charges

We offer attractive doctor loan interest rates, starting at just 14% p.a., making it easier for medical professionals to access funds for clinic expansion, equipment purchase, or working capital.

Types of fees	Charges applicable
Rate of interest	Starting from 14% per annum
Loan Amount	INR 5 lakhs to INR 45 lakhs
Processing fees	Up to 2% of the loan amount
Foreclosure Charges	Up to 6% of principal outstanding at the time of foreclosure
Part Pre-payment charges	2% of the amount prepaid
Charges towards Stamp Duty	As applicable & prescribed by the relevant Government Authority

Documents Required

To apply for a Professional Loan for Doctors, keep the following documents ready: KYC proof, income documents, medical registration certificate, and bank statements. These ensure quick processing and hassle-free approval for your medical practice needs.

KYC Documents	PAN Card
	Aadhar Card (Proof of Address)
	Passport-sized photo
	Degree Certificate
	Medical Registration Certificate
Income Documents	Latest 6 months bank statement

*Refer Policy document for more details

Eligibility

Check your eligibility for Professional Loan for Doctors easily. To qualify, you must be an Indian doctor, aged 25–65 years, with 3+ years of medical practice.

Nationality	Indian
Age	25 to 65 years
Minimum Professional Experience	Practicing doctor or consultant for more than 3 years
Loans for	Allopathy doctors

* Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.

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Question-1

Who is eligible for a Professional Loan for Doctors?

Answer-1

Only professionally qualified Doctors pursuing independent medical practice or running a clinic are eligible to apply for the loan.

Question-2

What are the potential uses of a Professional Loan for Doctors?

Answer-2

Professional Loan for Doctors can be used to meet professional purposes or certain financial obligations. You can use these funds for professional purposes, like hiring new staff, purchasing new technology, expanding your profession, etc.

Question-3

What is the rate of interest for a Professional Loan for Doctors?

Answer-3

Professional Loan for Doctors is available at a competitive rate starting from 14% p.a. to provide a cost-effective financing solution.

Question-4

What is the maximum loan amount available through a Professional Loan for Doctors?

Answer-4

The maximum loan amount that can be availed through our Professional Loan for Doctors is INR 45 Lakhs - subject to certain factors.

Question-5

What is the minimum and maximum tenure on a Professional Loan for Doctors?

Answer-5

The tenure of a Professional Loan for Doctors ranges between 12 and 72 months - subject to certain factors.