Home Loans

Found your fantasy house but struggling with the price tag? We can help with Home Loans designed for your needs. Our low interest rates and easy EMI plans can help unlock the door to your future.

Loan Against Property

Our Loans Against Property can help you through life’s biggest moments. Weddings, personal passions, educational fees or career changes - we’ve got you covered. Refinance any existing commercial or residential property at the best rates today.

Balance Transfer

With our Balance Transfer option you can transfer your existing home loan to Godrej and enjoy the benefits of a plan that works for you. Along with interest rates tailored to your comfort, enjoy higher eligibility, along with a Top-Up loan, to take care of your extra needs.

Plot Loans

Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.

Business Loans

We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!

Commercial Property Loans

Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.

Tax Saving Calculator

Accurately calculate your final payable tax amount
before and after tax deductions on your home loan.

Tax Saving Calculator

Accurately calculate your final payable tax amount before and after tax deductions on your home loan.

Financial Details

Income Tax Benefits

Income Tax Payable includes 4% cess.

Income Tax Payable After Loan

Income Tax Payable Before Loan

How to use the Tax Saving Calculator?

  • Select your age with the sliding button.
  • Input your total taxable income amount.
  • Enter your annual principal amount and interest amount paid on your loan in INR to generate the final payable tax amount before and after your Home Loan.

How our Tax Saving Calculator can help you:

  • As per Section 80C and Section 24B of the Income Tax Act 1964, you could be eligible for tax saving benefits via both the principal and interest components of your loan.
  • Our Tax Saving Calculator to accurately arrive at your tax-saving benefits for the year.
  • Account for your tax savings and plan future investments with ease.

Other calculators to try out

EMI Calculator

Know your exact monthly payments including interest for stress-free planning.

EMI Calculator
EMI Calculator

Eligibility Calculator

Get the peace of mind knowing your Loan Eligibility based on multiple factors.


Balance Transfer

Find out how much you can save by switching to a Godrej Capital Home Loan today.

Balance Transfer
Balance Transfer

Stories in Focus - The Blog

Stories in Focus - The Blog