Request a Callback

For Loan Against Property

check box

*Required Fields

Grow your business


Let less documents not worry you! Get loan against property with NeoLAP starting at INR 20 lakhs at attractive interest rates and best-in-class eligibility.

Why NeoLAP?

What makes Industry Best LAP

Less income proof documentation required

Interest rates starting  from 6.79%

Higher eligibility with unique assessment methods

Zero Processing  fees

Competitive loan-to-value for different property types

Paperless loan sanctions

If you’ve got questions, we have answers!

NeoLAP is loan against fully constructed, residential property / commercial property / industrial property which is self-occupied, that can be obtained without proof of formal income.

The minimum loan amount is INR 20 lakhs and maximum loan amount is INR 2.5 crores; subject to Lender discretion & RBI norms.

The maximum tenure is 15 years.

Any customer with minimum 1-year ITR filing and regular income transactions in the bank statement.

A loan without formal income proof is a specialised offering for certain customers who do not have a formal revenue stream or who obtain majority of their income from cash-based sources.


Financing as per RBI guidelines through subsidiary Godrej Finance Limited. Loan decision subject to its discretion on income assessment. T&C apply.
For more details, visit