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Loan Against Property

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Avail Loan Against Property designed on actual cash income to drive your business growth to its potential.

NeoLAP solutions for you

What makes Industry Best LAP


(ABB to EMI ratio up to 1)
Interest rates starting  from 6.79%
Interest rates  starting  from 6.79%


(Up to 3.5 times the multiplier)
Zero Processing  fees
Zero Processing fees


(Margin on GST returns for last 12M)
Paperless loan sanctions
Paperless loan sanctions

Godrej Capital Advantages

Benefits of NeoLAP

Higher Loan Amount

Pune hoarding 07

Best-in-class Eligibility

Zero Processing  fees

If you’ve got questions, we have answers!

NeoLAP is loan against fully constructed, residential property, commercial property, self-occupied industrial property that can be obtained without formal income.

The minimum loan amount is INR 20 lakhs and maximum loan amount is INR 2.5 crores.

The maximum tenure is 15 years.

Any customer without formal income can avail NeoLAP.


Financing to be done as per extant RBI guidelines/norms through subsidiary Godrej Finance Limited. The loan amount is subject to RBI and company guidelines on cost of property, amount of loan and income of applicants & other factors. Loans subject to Lender discretion and prescribed terms. For more details, visit