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Business loans

 

Fund your business growth with our collateral-free business loan customizable with flexible repayment option and best-in-class eligibility.





Why Business Loans?



Digital loan journey

Zero Processing  fees
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Rewards on timely repayments

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Quick sanction within 3 days

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24 * 7 easy servicing

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Loans of up to INR 50 lakhs

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Calculators

 

Calculate Your Savings

 

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Loan Tenure
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Savings in EMI per month*

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*Max period for interest only servicing shall not exceed 24 months

EMI (Without Interest Only)

EMI (With Interest Only)

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Loan Tenure
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Your EMI Will Be

Your Loan Eligibility


FAQs



A Business Loan is an unsecured or a collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long term assets or meeting working capital requirements. We offer you a stipulated loan amount without the need to pledge any collateral.

The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Unlisted Public Ltd Co. / LLP involved in the business of Manufacturing, Trading or Services. The applicant should satisfy the following eligibility criteria:

 

  • Applicant’s Age should be 21-65 years
  • Minimum 3 years vintage of business operations
  • Minimum 40 Lakhs annual turnover
  • Minimum 3 Lakhs annual profits

 

  • Ensuring steady business cash flow

  • Fund business expansion or diversification

  • Improve existing business set-up

  • Consolidate high-interest business debts

  • Boost working capital reserves

  • Hire a new workforce

  • Purchase and stock inventory

  • Buy new machinery, equipment, or software

  • Start your new business

With the Godrej Capital Business Loan, you can avail higher loan amounts up to Rs. 50 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and disbursal process is seamless and quick.

You can avail a loan amount up to Rs. 50 lakhs, the amount would be calculated based on your income and other parameters.

No, the business loan is an unsecured offering, and you only need to meet the simple business loan eligibility criteria to qualify for business financing.

No, a salaried individual can not apply or take a business loan. It is available only for catering to business requirements. Salaried individuals may go for Loan Against Property from Godrej Capital.

  • KYC Documents (Proof of Identity & Address)

  • Income Documents (Financial Statements, ITR Statements, Bank Statements, GST Returns & Business Continuity Proof)

  • Please note that the documents required can vary basis profile of the customer.



Disclaimer:

Financing as per RBI guidelines through subsidiary Godrej Finance Limited. Loan decision subject to its discretion on income assessment. T&C apply.
For more details, visit www.godrejcapital.com