Godrej Capital

Home Loan in Chennai

  • Quick sanction
  • Zero-touch loan
  • Easy customer support
  • Loan-to-value of up to 90%

Apply Now

Own Your Home in Chennai with Godrej Capital Home Loan

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Owning a home in a city like Chennai is a financial and emotional milestone. Whether you are buying a house in T. Nagar, Velachery, Anna Nagar, or Porur, experience tailored solutions and expert guidance designed to fit the dynamic Chennai real estate market.
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Higher loan amount up to

INR 10 crore

Interest rates starting from

7.60% p.a.

High loan-to-value up to

90%

High loan tenure up to

30 years

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Key Features of Home Loan in Chennai

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Key Features of Home Loan in Chennai
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*Terms and Conditions Apply
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Design Your EMI

Chennai’s fast-paced life requires financial flexibility. With DEMI, take charge of your monthly outflow.

  • Customise your EMIs to suit your income and financial plans
  • Pay interest-only for up to 12 months (ready-to-move-in homes)
  • Interest-only for up to 48 months (under-construction homes)
  • Choose repayment structure based on your financial goals
  • Combine DEMI with parallel funding from leading Chennai developers

Apply Now
Know More

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Parallel Funding

Buying a home in Chennai often means hefty down payments. Our parallel funding option lets you ease this burden:

  • Split the down payment into manageable portions
  • Pay as per the stages of construction
  • Available exclusively for under-construction properties in Chennai

Apply Now
Know More

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Plan Your EMI and Eligibility for Home Loan

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Home Loan

Plot Loan

Property Loan

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Frequently Asked Questions

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Home Loan in Chennai
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Explore Home Loan Offer in Your City

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Explore Home Loan Offers as per Your Budget

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Explore More Products

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Stories in Focus - Blogs

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/about-us/blogs/home-loan/a-complete-guide-to-home-loan-management

/about-us/blogs/home-loan/home-loan-tax-benefits-for-women

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/about-us/blogs/home-loan/loans-for-same-gender-partners

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Connect with Our Customer Support Team

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ⓘ Need more information or answers to your questions? Check out FAQs
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Question-1
What is the minimum income required to apply for a Home Loan in Chennai?
Answer-1
The minimum income depends on your profile and loan amount, but applicants with a stable income salaried or self-employed are eligible to apply for a Home Loan in Chennai with Godrej Capital.
Question-2
How much Home Loan amount am I eligible for in Chennai?
Answer-2
Your eligibility is based on income, repayment capacity, and property value. Use our Home Loan eligibility calculator to estimate your loan amount in Chennai.
Question-3
Does the property location in Chennai affect my loan eligibility?
Answer-3
Yes, the location and project approval status in Chennai can impact your Home Loan Chennai eligibility and sanctioned amount.
Question-4
Can joint applicants apply for a Home Loan in Chennai?
Answer-4
Yes, adding a co-applicant can increase your loan eligibility and make repayment easier.
Question-5
Do NRIs qualify for a Home Loan in Chennai?
Answer-5
Yes, NRIs can apply for a Chennai Home Loan with Godrej Capital, subject to specific eligibility norms and documentation.