Godrej Capital

Home Loan in Mumbai

Quick sanction
Zero-touch loan
Easy customer support
Loan-to-value of up to 90%

Apply Now

Own Your Home in Mumbai with Godrej Capital Home Loan

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Owning a home in a city like Mumbai is a financial and emotional milestone. Whether you are buying a house in Andheri, Bandra, Thane, or Panvel, experience tailored solutions and expert guidance designed to fit the dynamic Mumbai real estate market.

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Key Features of Home Loan in Mumbai

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*Terms and Conditions Apply

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Design Your EMI

Mumbai’s fast-paced life requires financial flexibility. With DEMI, take charge of your monthly outflow.

Customise your EMIs to suit your income and financial plans
Pay interest-only for up to 12 months (ready-to-move-in homes)
Interest-only for up to 48 months (under-construction homes)
Choose repayment structure based on your financial goals
Combine DEMI with parallel funding from leading Mumbai developers

Apply Now
Know More

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Parallel Funding

Buying a home in Mumbai often means hefty down payments. Our parallel funding option lets you ease this burden:

Split the down payment into manageable portions
Pay as per the stages of construction
Available exclusively for under-construction properties in Mumbai

Apply Now
Know More

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Plan Your EMI and Eligibility for Home Loan

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EMI Calculator

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Home Loan

Plot Loan

Property Loan

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Select Product

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Godrej Capital Branches near Mumbai

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Find the Nearest Godrej Capital Branch

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Frequently Asked Questions

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Home Loan in Mumbai

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Explore Home Loan Offer in Your City

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/home-loan/bangalore

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/home-loan/hyderabad

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/home-loan/pune

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/home-loan/chennai

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/home-loan/delhi

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/home-loan/ahmedabad

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Explore Home Loan Offers as per Your Budget

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80 Lakh

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Explore More Products

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Housing

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Explore More Products

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Stories in Focus - Blogs

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/about-us/blogs/home-loan/a-complete-guide-to-home-loan-management

/about-us/blogs/home-loan/home-loan-tax-benefits-for-women

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/about-us/blogs/home-loan/thinking-of-home-loan-balance-transfer

/about-us/blogs/home-loan/loans-for-same-gender-partners

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ⓘ Need more information or answers to your questions in the meantime? Check out FAQs

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WhatsApp Support

Quick Apply

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Question-1

What is the minimum income required to apply for a Home Loan in Mumbai?

Answer-1

The minimum income depends on your profile and loan amount, but applicants with a stable income salaried or self-employed are eligible to apply for a Home Loan in Mumbai with Godrej Capital.

Question-2

How much Home Loan amount am I eligible for in Mumbai?

Answer-2

Your eligibility is based on income, repayment capacity, and property value. Use our Home Loan eligibility calculator to estimate your loan amount in Mumbai.

Question-3

Does the property location in Mumbai affect my loan eligibility?

Answer-3

Yes, the location and project approval status in Mumbai can impact your Home Loan Mumbai eligibility and sanctioned amount.

Question-4

Can joint applicants apply for a Home Loan in Mumbai?

Answer-4

Yes, adding a co-applicant can increase your loan eligibility and make repayment easier.

Question-5

Do NRIs qualify for a Home Loan in Mumbai?

Answer-5

Yes, NRIs can apply for a Mumbai Home Loan with Godrej Capital, subject to specific eligibility norms and documentation.