Godrej Capital

Home Loan in Mumbai

Quick sanction
Zero-touch loan
Easy customer support
Loan-to-value of up to 90%

Apply Now

Own Your Home in Mumbai with Godrej Capital Home Loan

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Owning a home in a city like Mumbai is a financial and emotional milestone. Whether you are buying a house in Andheri, Bandra, Thane, or Panvel, experience tailored solutions and expert guidance designed to fit the dynamic Mumbai real estate market.

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Features and Benefits of Home Loan in Mumbai

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*Terms and Conditions Apply

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Design Your EMI

Mumbai’s fast-paced life requires financial flexibility. With DEMI, take charge of your monthly outflow.

Customise your EMIs to suit your income and financial plans
Pay interest-only for up to 12 months (ready-to-move-in homes)
Interest-only for up to 48 months (under-construction homes)
Choose repayment structure based on your financial goals
Combine DEMI with parallel funding from leading Mumbai developers

Apply Now
Know More

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Parallel Funding

Buying a home in Mumbai often means hefty down payments. Our parallel funding option lets you ease this burden:

Split the down payment into manageable portions
Pay as per the stages of construction
Available exclusively for under-construction properties in Mumbai

Apply Now
Know More

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Home Loan Calculators - Mumbai

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EMI Calculator

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Plot Loan

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Select Product

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Select The Product You Are Interested In?

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Frequently Asked Questions

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Explore Home Loan Offer in Your City

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/home-loan/chennai

Home Loan in Delhi

/home-loan/delhi

Home Loan in Ahmedabad

/home-loan/ahmedabad

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Explore More Products

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Housing

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Explore More Products

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Stories in Focus - Blogs

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/about-us/blogs/home-loan/home-loan-tax-benefits-for-women

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/about-us/blogs/home-loan/thinking-of-home-loan-balance-transfer

/about-us/blogs/home-loan/loans-for-same-gender-partners

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Sorry, couldn’t find what you’re looking for.

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ⓘ Need more information or answers to your questions in the meantime? Check out FAQs

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Quick Apply

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Home Loan in Mumbai

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Apply for a Home loan in Mumbai at competitive interest rates. Godrej Capital offers up to 10 Cr with flexible EMIs and minimal documentation.

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Question-1

What is a Home Loan?

Answer-1

A home loan is a financial product provided by lending institutions that allow individuals to borrow money to purchase a house.

The borrower agrees to pay back the loan over a set period, typically up to 30 years, through monthly payments that include both principal and interest.

Question-2

What are various types of Home Loans?

Answer-2

There are different types of home loans available in the market. However, at Godrej Capital, we provide:

Home loans for ready-to-move-in, under-construction, and resale homes

Balance transfer (shifting of loans from a different financier to Godrej Capital, resulting in savings for the customers)

Top-up on existing home loans for renovation or home improvement

Plot loan to purchase a land or a plot

Question-3

What home loan variants are offered by Godrej Capital?

Answer-3

Godrej Capital offers several home loan variants to meet your needs:

Home Loans for Ready-to-Move-In, Under-Construction, and Resale Homes#: Financing options for purchasing new homes, homes under construction, or pre-owned homes.

Balance Transfer#: Shift your existing home loan from another financier to Godrej Capital to take advantage of potential savings.

Top-Up Loans#: Additional funding on your existing home loan for renovation or home improvement projects.

Loans for Land/Plot Purchase#: Financial assistance for purchasing residential land or plots.

These options provide flexibility and tailored solutions for various home financing needs.

Question-4

What is an Under Construction Property?

Answer-4

An under-construction property refers to a housing unit that is undergoing the process of construction. Such properties are usually sold by the developer before they are entirely built but are handed over only post-completion.

Question-5

What is Design Your EMI?

Answer-5

Design Your EMI is a flexible repayment facility that allows borrowers to tailor their EMI schedules. This offers flexibility in repayment amounts according to their financial needs based on various variants available.