1 Crore Home Loan

Premium Housing Finance for Your Aspirational Lifestyle

  • Quick sanction
  • Zero-touch loan
  • Easy customer support
  • Loan-to-value of up to 90%

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About Home Loan of up to ₹1 Crore with Godrej Capital

Whether you are buying your dream apartment in the city or upgrading to a bigger space for your family, a ₹1 Crore home loan from Godrej Housing Finance brings your plans to life. With flexible EMIs, faster sanctions, and you get more value with every step.

₹1 Crore Housing Loan: Key Features & Benefits

Design Your EMI (DEMI)

Looking for a home loan with flexible EMI options? With Godrej Housing Finance’s ₹1 Crore home loan, customise your EMIs to suit your financial journey.

  • Customised home loan EMI options for salaried and self-employed individuals
  • Interest-only payments for up to 12 months for ready-to-move-in properties
  • Interest-only period of up to 48 months for under-construction properties
  • Tailored repayment plans to match your cash flow
  • Combine with parallel funding for select under-construction home loans

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Parallel Funding

Ease your down payment burden with parallel funding: a smart solution for home buyers opting for under-construction homes.

  • Split down payments into manageable instalments
  • Pay in sync with construction milestones
  • Available on select real estate projects with partnered developers

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₹1 Crore Home Loan EMI Calculator

₹1 Crore Home Loan EMI & Interest Rates

Looking to invest in a premium apartment or duplex? With interest rates starting at 8.55% p.a. and EMIs from ₹77,246, ₹1 Crore home loan from Godrej Housing Finance provides high-value support and efficient approvals.

The EMI for a ₹1 Crore home loan depends on factors like loan tenure and applicable interest rate. Understanding your monthly outflow across different tenures can help you plan better. Use the guide below to understand EMI breakup, including principal, interest, and total repayment for various tenures like 5, 10, 15 up to 30 years.

Tenure 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years
Equated Monthly Installments (₹)
Principal Amount (₹)
Interest Amount (₹)
Total Amount Payable (₹)

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