₹1 Crore Home Loan EMI

Premium Housing Finance with ₹1 Crore Home Loan by Godrej Housing Finance

Loan-to-value of up to 90%*
Tenure Up to 30 Years
Interest Rate Starting @7.75%*
Quick Sanction

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Godrej Housing Finance 1 crore Home Loan Details

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Buying your dream apartment in the city or upgrading to a bigger space for your family, a ₹1 Crore home loan from Godrej Housing Finance brings your plans to life. With flexible EMIs, faster sanctions, and you get more value with every step. Calculating your home loan interest rate and EMI in advance can help you plan your finances better and manage repayments smoothly. Use an home EMI calculator to quickly check your monthly payments. Let’s see what the EMI looks like for a ₹1 Crore home loan across different tenures.

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₹1 Crore Home Loan EMI Calculator

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Interest Rate

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Principal Amount

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Your Monthly EMI

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Apply Now

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₹1 Crore Housing Loan: Key Features & Benefits

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Design Your EMI (DEMI)

Looking for a home loan with flexible EMI options? With Godrej Housing Finance’s ₹1 Crore home loan, customise your EMIs to suit your financial journey.

Customised home loan EMI options for salaried and self-employed individuals
Interest-only payments for up to 12 months for ready-to-move-in properties
Interest-only period of up to 48 months for under-construction properties
Tailored repayment plans to match your cash flow
Combine with parallel funding for select under-construction home loans

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Parallel Funding

Ease your down payment burden with parallel funding: a smart solution for home buyers opting for under-construction homes.

Split down payments into manageable instalments
Pay in sync with construction milestones
Available on select real estate projects with partnered developers

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₹1 Crore Home Loan EMI for Different Tenures

Knowing your monthly EMI for a ₹1 Crore home loan across different tenures can help you plan better. Get a detailed EMI breakup, including principal, interest (@7.75%* p.a.), and total repayment for tenures of 5, 10, 15, up to 30 years.

Tenure	5 Years	10 Years	15 Years	20 Years	25 Years	30 Years
Equated Monthly Installments (₹)
Principal Amount (₹)
Interest Amount (₹)
Total Amount Payable (₹)

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Hear from Our Customers

Sanidhya Shivhare

Business Loan (Flexi Funds)

The team even worked on a non-working day to make sure my loan was disbursed on time. It felt like genuine support was offered and charges were low as compared to other options.

Vicky Mangesh Amale

Affordable Home Loan

The approvals were really quick, and documentation was simple. Process was smooth and the staff is reliable.

Ankit Gupta, CA

Professional Loan

The entire process with Godrej Finance was quick and seamless. I received credit faster than expected, with minimal paperwork. Their transparent approach and trusted name made them the ideal partner for my business expansion journey.

Gayatri Reddy

Loan Against Property

Getting a loan from Godrej Finance was really easy and smooth. The process was quick, and their reliable service went beyond what I expected.

Sonali Raokhande

Home Loan

My experience with Godrej Housing Finance was excellent. The loan was processed quickly, and the Relationship Manager made everything easy to understand. With Godrej’s trusted name behind it, the whole process felt safe and smooth.

Shine Janarthanan

Loan Against Property

I got to know about Godrej Finance’s commitment to support female entrepreneurs and felt confident in my choice. The team guided me at every step, explaining the process clearly and addressing my concerns. The loan came through quickly and the whole experience was smooth.

Shreyas Barot

Affordable Home Loan

Best interest rate compared to other lenders. The documentation was simple, and the approvals came quicker than I expected.

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