Fund your home in the making with

Home Loan for Under-Construction Properties

  • Quick sanction
  • Zero-touch loan
  • Easy customer support
  • Loan-to-value of up to 90%

Apply Now

About Godrej Capital Home Loan for Under-Construction Properties

Witnessing your dream home come to life is a special feeling. Godrej Capital understands the excitement and long-term investment involved in purchasing under-construction properties and offers tailored home loan solutions to make your journey to homeownership an easy one.

Higher loan amount up to

INR 10 crore

Interest rates starting from

8.55% p.a.

High loan-to-value up to

90%

High loan tenure up to

30 years

style
global-title-top-padding, global-top-padding-tab, font-style
animation
true
animation-threshold
0.2

Why Choose Godrej Capital Home Loan?

style
Padding-v1, global-title-component-padding, global-top-padding-tab
timing
100
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary
summary
*Terms and Conditions Apply
pagination
true
progressbar
false

Design Your EMI

Take control of your EMIs! Customize your monthly payments and choose to pay interest-only for select periods.

We offer convenient and flexible EMI payments specifically designed for under-construction properties. With interest-only payments, you can cover your rent and other expenses as your dream home is built into reality.

  • Pay interest-only for up to 48 months for under-construction properties
  • Ensure your chosen interest payment meets minimum and maximum thresholds
  • Combine interest-only option with parallel funding offers across leading developers

Apply Now
Know More

mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white

Parallel Funding

Ease your down payments! Pay upfront costs into smaller affordable portions.

Burdened by the thought of bulky down payments? Bringing you closer to your dream of homeownership with a parallel funding option. Now your perfect abode is more attainable than ever.

  • Reduce the stress of upfront payment by sharing the load with us
  • Split your down payment contribution into affordable portions under various construction stages
  • Only applicable for under-construction properties

Apply Now
Know More

mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white
timing
100
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary, term-condition-padding, know-more-color
summary
*Terms and Conditions Apply
pagination
True
progessbar
True

Home Loan Calculators

style
global-title-top-padding , global-title-top-padding-tab
loan-amount-title
Loan Amount (In INR)
loan-amount-min-value
500000
loan-amount-max-value
50000000
loan-amount-step
250000
Interest-rate-title
Interest Rate (In %)
Interest-rate-min-value
6
Interest-rate-max-value
15
tenure-title-year
Loan Tenure (In Years)
tenure-min-year-value
1
tenure-max-year-value
30
tenure-title-months
Loan Tenure (In Months)
tenure-min-month-value
0
tenure-max-month-value
11
tab-title
EMI Calculator
calculator-id
homepage-calculator
style
Cal,no-padding
Principal-amount-label
Principal Amount
Monthly-emi-label
Your Monthly EMI
Monthly-emi-label-mobile
Monthly EMI
Interest-payable-label
Interest Payable
Total-amount-payable-label
Total Amount Payable
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Apply-now-label
Apply Now
redirection-path-emi
/apply-now?category=home_loan&gtm=emi&target=applynowform-container
Rupee-symbol-english
INR
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Chart-year-symbol
Y
Chart-month-symbol
M
Chart-month-year-separator
|
Error-message-loan
Please enter value within range.
Error-message-interest
Please enter value within range.
Error-message-year
Please enter value within range.
Error-message-month
Please enter value within range.
income-title
Net Monthly Income (In INR)
income-min-value
50000
income-max-value
2500000
existing-emi-title
Existing EMIs (In INR)
Income-amount-step
25000
existing-emi-step
25000
existing-emi-min
0
existing-emi-max
1500000
interest-rate-title
Interest Rate (In %)
Loan-interest-rate-min-value
6
Loan-interest-rate-max-value
15
tenure-title-year
Loan Tenure (In Years)
Loan-tenure-min-year-value
1
Loan-tenure-max-year-value
30
tenure-title-months
Loan Tenure (In Months)
Loan-tenure-min-month-value
0
Loan-tenure-max-month-value
11
product-list

Home Loan

Plot Loan

Property Loan

redirection-path
/apply-now?category=home_loan&gtm=loan_eligibility&target=applynowform-container
redirection-path-mobile
/apply-now?category=home_loan&gtm=loan_eligibility&target=applynowform-container
select-product-place-holder
Select Product
font-size
18
Select-product-label
Select The Product You Are Interested In?
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Year-label
Y
Month-label
M
Tenure-separator
|
Principal-amount-label
Principal Amount
Interest-payable-label
Interest Payable
Loan-eligibility-label
Your Loan Eligibility Amount:
Total-amount-label
Total Amount Payable
Monthly-emi-label
Your Monthly EMI
Monthly-emi-label-mobile
Monthly EMI
Mobile-year
Years
Mobile-month
Months
Apply-now-button
Apply Now
Loan-Rupee-symbol-english
INR
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Error-message-loan
Please enter value within range.
Error-message-existing-emi
Please enter value within range.
Error-message-interest
Please enter value within range.
Error-message-year
Please enter value within range.
Error-message-month
Please enter value within range.
Tab-title
Loan Eligibility Calculator
Calculator-id
Homepage-calculator
Style
Cal, hide-dropdown

Interest Rates and Documents

Interest Rates

With low interest rates on Home Loan, the journey to your dream home is easier than ever. Less EMIs, More Savings!
Indian Resident Salaried

8.55%

per annum onwards

Non-Resident Indian Salaried
8.69%

per annum onwards

Business Self-Employed
8.99%

per annum onwards

Professional Self-Employed
8.99%

per annum onwards

queryIndexUrl
/interest_rate_document/query-index.json
interestRateTitle
Interest Rates and Documents
viewCompleteLabel
View Complete List of Documents
viewCompleteLabelRedirection
/information-and-policy-gc?target=accordion-content.active&category=customer_information&show=Identity_And_Address_Proof_Documents
disclaimer
* Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.
style
global-padding , global-padding-tab
pagename
home-loan-for-under-construction-properties
quesansurl
/support/faq-ques-ans-sheet.json
desktopTitle

Frequently Asked Questions

cannotfindlabel
Can’t find what you are looking for?
viewallbuttonlabel
View All
viewallbuttonredirection
/support/faqs?category=home_loan
faqqMobileTitle
FAQs
productPageName
Home Loan
style
global-padding,global-bottom-padding-tab
viewAllRedirectionIcon

Get access to 13+ partners to build, plan and grow your business

Register Now

style
global-padding

Stories in Focus - Blogs

style
Global-no-padding-mobile

/about-us/blogs/home-loan/a-complete-guide-to-home-loan-management

/about-us/blogs/home-loan/home-loan-tax-benefits-for-women

/about-us/blogs/home-loan/is-itr-for-home-loan-required

/about-us/blogs/home-loan/thinking-of-home-loan-balance-transfer

/about-us/blogs/home-loan/loans-for-same-sex-partners

read-more-label
Read More
Not-found-msg
Sorry, Couldn’t find what you’re looking for.
style
global-padding ,global-bottom-padding-tab

Connect with Our Customer Support Team

false

Customer Support

true
GIA Chatbot
false
WhatsApp Chat
false
Customer Portal Login
false
022-68815555
false
Email Support
false
Customer Care
true
Send an Email
true
ⓘ Need more information or answers to your questions in the meantime? Check out FAQs
false
style
global-bottom-padding, mobile-last-padding, global-bottom-padding-mobile , tab-last-padding
domainSheetUrl
/domain-sheet.json
CustomerSupportUrlApi
/url-sheet.json
WhatsApp Support
Quick Apply
style
Quick-tools-component