₹2 Crore Home Loan EMI

Premium Housing Finance with ₹2 Crore Home Loan by Godrej Housing Finance

Loan-to-value of up to 90%
Tenure Up to 30 Years
Interest Rate Starting @7.60%*
Quick Sanction

Apply Now

Godrej Housing Finance 2 Crore Home Loan Details

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Buying your dream apartment in the city or upgrading to a bigger space for your family, a ₹2 Crore home loan from Godrej Capital brings your plans to life. With flexible EMIs, faster sanctions, and you get more value with every step. Calculating your home loan interest rate and EMI in advance can help you plan your finances better and manage repayments smoothly. Use an home EMI calculator to quickly check your monthly payments. Let’s see what the EMI looks like for a ₹2 Crore home loan across different tenures.

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₹2 Crore Home Loan EMI Calculator

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Eligibility Criteria for ₹2 Crore Home Loan

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To qualify for a ₹2 Crore Home Loan applicants must meet certain financial and personal criteria that assure lenders of repayment capacity. Key factors include age, income, employment stability, credit score and property documentation. Meeting these requirements ensures a smoother approval process and better loan terms for high-value home financing.

Minimum Eligibility Requirements

Age: 23 to 65 years (at loan maturity)
Income: Stable monthly income for salaried applicants; consistent business revenue for self-employed
Employment Type: Salaried, self-employed, or business owner
Credit Score: Recommended 700+ for faster approval
Repayment Capacity: Healthy FOIR and manageable existing debts
Documentation: KYC, income proof, property documents, and other required financials

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How to Apply for ₹2 Crore Home Loan Online at Godrej Capital

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Applying for a ₹2 Crore home loan online is simple, fast and convenient. Godrej Capital offers a seamless digital process that lets you submit your application and track approval from the comfort of your home. Follow these steps to get started:

Minimum Eligibility Requirements

Fill Online Application: Visit the website and complete the home loan application form with accurate personal, financial and property details.
Submit Documents: Provide necessary documents such as KYC, income proof, property papers and bank statements via email or as instructed.
Eligibility Check & Verification: The team reviews your documents, credit profile and repayment capacity to determine eligibility.
Loan Approval & Sanction: Once verified, your loan is sanctioned based on eligibility and property valuation.
Disbursal: Upon signing the agreement and completing formalities the sanctioned amount is disbursed to your account.

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₹2 Crore Housing Loan: Key Features & Benefits

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Design Your EMI (DEMI)

Looking for a home loan with flexible EMI options? With Godrej Housing Finance’s ₹2 Crore home loan, customise your EMIs to suit your financial journey.

Customised home loan EMI options for salaried and self-employed individuals
Interest-only payments for up to 12 months for ready-to-move-in properties
Interest-only period of up to 48 months for under-construction properties
Tailored repayment plans to match your cash flow
Combine with parallel funding for select under-construction home loans

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Parallel Funding

Ease your down payment burden with parallel funding: a smart solution for home buyers opting for under-construction homes.

Split down payments into manageable instalments
Pay in sync with construction milestones
Available on select real estate projects with partnered developers

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₹2 Crore Home Loan EMI for Different Tenures

Knowing your monthly EMI for a ₹2 Crore home loan across different tenures can help you plan better. Get a detailed EMI breakup, including principal, interest (@7.60%* p.a.), and total repayment for tenures of 5, 10, 15, up to 30 years.

Tenure	5 Years	10 Years	15 Years	20 Years	25 Years	30 Years
Equated Monthly Installments (₹)
Principal Amount (₹)
Interest Amount (₹)
Total Amount Payable (₹)

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