Home Loan for Business Owners

Flexible Home Finance for Entrepreneurs

Loan-to-value of up to 90%*
Tenure Up to 30 Years
Interest Rate Starting @7.75%*
Quick Sanction

Avail Home Loan for Business Owners through Godrej Housing Finance

As a business owner, you understand the value of a solid foundation. Your home is no different. Our tailored support and flexible options ensure a smooth journey towards homeownership, letting you focus on what matters most – growing your business.

Higher loan amount up to

INR 10 crore

Interest rates starting from

7.75% p.a.

High loan-to-value up to

90%

High loan tenure up to

30 years

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Feature of Home Loan for Business Owner

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*Loans offered/financed by Godrej Housing Finance - T&Cs apply

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Design Your EMI

Take control of your EMIs! Customize your monthly payments and choose to pay interest-only for select periods.

Start your journey towards homeownership without digging a hole in your pocket. Whether your dream home is under construction or a ready-to-move-in property, we have flexible repayment solutions to ease some financial burden off your shoulders.

Pay interest-only for up to 12 months for ready-to-move-in properties
Pay interest-only for up to 48 months for under-construction properties
Ensure your chosen interest payment meets minimum and maximum thresholds

Apply Now
Know More

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Parallel Funding

Ease your down payments! Pay upfront costs into smaller affordable portions.

Burdened by the thought of bulky down payments? Bringing you closer to your dream of homeownership with a parallel funding option. Now your perfect abode is more attainable than ever

Reduce the stress of upfront payment by sharing the load with us
Split your down payment contribution into affordable portions under various construction stages
Only applicable for under-construction properties

Apply Now
Know More

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Empower your Business with a Home of your own at low interest rates.

Apply Now

Home Loan Calculators

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Home Loan

Plot Loan

Property Loan

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Apply Now

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Home Loan Interest Rate and Document for Business Owner

Interest Rates

With low interest rates on Home Loan, the journey to your dream home is easier than ever. Less EMIs, More Savings!

Indian Resident Salaried

7.75%

per annum onwards

Non-Resident Indian Salaried

7.75%

per annum onwards

Business Self-Employed

8.29%

per annum onwards

Professional Self-Employed

8.29%

per annum onwards

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*Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.

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Frequently Asked Questions

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Get access to 13+ partners to build, plan and grow your business

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Question-1

What is a Home Loan?

Answer-1

A home loan is a financial product provided by lending institutions that allow individuals to borrow money to purchase a house.

The borrower agrees to pay back the loan over a set period, typically up to 30 years, through monthly payments that include both principal and interest.

Question-2

What are various types of Home Loans?

Answer-2

There are different types of home loans available in the market. However, at Godrej Housing Finance, we provide:

Home loans for ready-to-move-in, under-construction, and resale homes

Balance transfer (shifting of loans from a different financier to Godrej Housing Finance, resulting in savings for the customers)

Top-up on existing home loans for renovation or home improvement

Plot loan to purchase a land or a plot

Question-3

What home loan variants are offered by Godrej Housing Finance?

Answer-3

Godrej Housing Finance offers several home loan variants to meet your needs:

Home Loans for Ready-to-Move-In, Under-Construction, and Resale Homes#: Financing options for purchasing new homes, homes under construction, or pre-owned homes.

Balance Transfer#: Shift your existing home loan from another financier to Godrej Housing Finance to take advantage of potential savings.

Top-Up Loans#: Additional funding on your existing home loan for renovation or home improvement projects.

Loans for Land/Plot Purchase#: Financial assistance for purchasing residential land or plots.

These options provide flexibility and tailored solutions for various home financing needs.

Question-4

What is an Under Construction Property?

Answer-4

An under-construction property refers to a housing unit that is undergoing the process of construction. Such properties are usually sold by the developer before they are entirely built but are handed over only post-completion.

Question-5

What is Design Your EMI?

Answer-5

Design Your EMI is a flexible repayment facility that allows borrowers to tailor their EMI schedules. This offers flexibility in repayment amounts according to their financial needs based on various variants available.

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