Home Loan for Business Owners

Flexible Home Finance for Entrepreneurs

  • Loan-to-value of up to 90%*
  • Tenure Up to 30 Years
  • Interest Rate Starting @7.75%*
  • Quick Sanction

Apply Now

Avail Home Loan for Business Owners through Godrej Housing Finance

As a business owner, you understand the value of a solid foundation. Your home is no different. Our tailored support and flexible options ensure a smooth journey towards homeownership, letting you focus on what matters most – growing your business.

Higher loan amount up to

₹ 10 crore

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Interest rates starting from

7.75% p.a.

Interest rates banner

High loan-to-value up to

90%

High loan-to-value banner

High loan tenure up to

30 years

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Feature of Home Loan for Business Owner

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*Loans offered/financed by Godrej Housing Finance - T&Cs apply
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Design Your EMI

Customise your monthly payments and choose to pay interest-only for select period.

Start your homeownership journey without digging a hole in your pocket. Whether your dream house is under construction or a ready-to-move-in property, we have flexible repayment solutions designed to match your financial goals.

  • Pay interest-only for up to 12 months for ready-to-move-in properties
  • Pay interest-only for up to 48 months for under-construction properties
  • Ensure your chosen interest payment meets minimum and maximum thresholds

Apply Now
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Parallel Funding

Pay upfront costs into smaller affordable portions.

Get closer to your dream of homeownership with a parallel funding option, making your perfect abode more attainable than ever.

  • Reduce the stress of upfront payment by sharing the load with us
  • Split your down payment contribution into affordable portions under various construction stages
  • Only applicable for under-construction properties

Apply Now
Know More

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Empower your Business with a Home of your own at low interest rates
Apply Now

Home Loan Calculators

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Home Loan

Plot Loan

Property Loan

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Home Loan Interest Rate and Document for Business Owner

Interest Rates

With low interest rates on Home Loan, the journey to your dream home is easier than ever. Less EMIs, More Savings!

Indian Resident Salaried

7.75%

per annum onwards

Non-Resident Indian Salaried

7.75%

per annum onwards

Business Self-Employed

8.29%

per annum onwards

Professional Self-Employed

8.29%

per annum onwards

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With low interest rates on Home Loan, the journey to your dream home is easier than ever. Less EMIs, More Savings!
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View Complete List of Documents
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*Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.
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Frequently Asked Questions

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Get access to 13+ partners to build,

plan and grow your business

Register Now

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Explore Home Loan Offers as per Your Budget

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Stories in Focus - Blogs

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/about-us/blogs/home-loan/a-complete-guide-to-home-loan-management

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Question-1

What is a Home Loan?

Answer-1

A home loan is a financial product provided by lending institutions that allow individuals to borrow money to purchase a house.

The borrower agrees to pay back the loan over a set period, typically up to 30 years, through monthly payments that include both principal and interest.

Question-2

What are various types of Home Loans?

Answer-2

There are different types of home loans available in the market. However, at Godrej Housing Finance, we provide:

Home loans for ready-to-move-in, under-construction, and resale homes

Balance transfer (shifting of loans from a different financier to Godrej Housing Finance, resulting in savings for the customers)

Top-up on existing home loans for renovation or home improvement

Plot loan to purchase a land or a plot

Question-3

What home loan variants are offered by Godrej Housing Finance?

Answer-3

Godrej Housing Finance offers several home loan variants to meet your needs:

Home Loans for Ready-to-Move-In, Under-Construction, and Resale Homes#: Financing options for purchasing new homes, homes under construction, or pre-owned homes.

Balance Transfer#: Shift your existing home loan from another financier to Godrej Housing Finance to take advantage of potential savings.

Top-Up Loans#: Additional funding on your existing home loan for renovation or home improvement projects.

Loans for Land/Plot Purchase#: Financial assistance for purchasing residential land or plots.

These options provide flexibility and tailored solutions for various home financing needs.

Question-4

What is an Under Construction Property?

Answer-4
An under-construction property refers to a housing unit that is undergoing the process of construction. Such properties are usually sold by the developer before they are entirely built but are handed over only post-completion.
Question-5

What is Design Your EMI?

Answer-5
Design Your EMI is a flexible repayment facility that allows borrowers to tailor their EMI schedules. This offers flexibility in repayment amounts according to their financial needs based on various variants available.
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