10 Lakh Home Loan

Affordable Home Loans to Begin Your Homeownership Journey

  • Quick sanction
  • Zero-touch loan
  • Easy customer support
  • Loan-to-value of up to 90%

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About Home Loan of up to ₹10 Lakh with Godrej Capital

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Whether you are buying a compact home in the suburbs or starting your journey as a homeowner, a ₹10 Lakh home loan from Godrej Housing Finance brings your plans to life. With flexible EMIs, faster sanctions, and you get more value with every step.
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₹10 Lakh Housing Loan: Key Features & Benefits

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Design Your EMI (DEMI)

Looking for a home loan with flexible EMI options? With Godrej Housing Finance’s ₹10 Lakh home loan, customise your EMIs to suit your financial journey.

  • Customised home loan EMI options for salaried and self-employed individuals
  • Interest-only payments for up to 12 months for ready-to-move-in properties
  • Interest-only period of up to 48 months for under-construction properties
  • Tailored repayment plans to match your cash flow
  • Combine with parallel funding for select under-construction home loans

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Parallel Funding

Ease your down payment burden with parallel funding: a smart solution for home buyers opting for under-construction homes.

  • Split down payments into manageable instalments
  • Pay in sync with construction milestones
  • Available on select real estate projects with partnered developers

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Parellel Funding Banner
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₹10 Lakh Home Loan EMI Calculator

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₹10 Lakh Home Loan EMI & Interest Rates

Ready to move into your first home? With interest rates starting at 7.75% p.a. and EMIs from ₹7,164, a ₹10 Lakh home loan from Godrej Housing Finance provides the ideal mix of low EMIs and quick disbursal.

The EMI for a ₹10 Lakh home loan depends on factors like loan tenure and applicable interest rate. Understanding your monthly outflow across different tenures can help you plan better. Use the guide below to understand EMI breakup, including principal, interest, and total repayment for various tenures like 5, 10, 15 up to 30 years.

Tenure 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years
Equated Monthly Installments (₹)
Principal Amount (₹)
Interest Amount (₹)
Total Amount Payable (₹)
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5
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10
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15
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20
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Frequently Asked Questions

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Stories in Focus - Blogs

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Connect with Our Customer Support Team

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ⓘ Need more information or answers to your questions in the meantime? Check out FAQs
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