Step Into Your Own Home with

Affordable Housing Loan for Middle Income Groups

  • Quick sanction
  • Tax benefits
  • Easy customer support
  • Loan-to-value of up to 90%

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About Affordable Housing Loan for MIG

Godrej Capital’s Affordable Housing Loan for Middle Income Groups (MIG) is designed to support aspiring homeowners with moderate income. With loan amounts starting from ₹5 Lakhs, repayment tenure of up to 30 years, and competitive interest rates, we ensure your dream home stays within reach without compromising your financial comfort.

Key Features of Affordable Housing Loan for Middle Income Groups (MIG)

PMAY 2.0 and Income Tax Benefits

Make the most of government schemes and subsidies.

  • Avail PMAY 2.0 interest subsidies available for affordable housing
  • Income tax deduction of up to INR 1.5 lakh under Section 80C of old tax regime for principal repayment
  • Additional tax benefit of up to INR 2 lakh in old tax regime under Section 24(b) on interest paid on a home loan

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‘Housing for All’ - Government Initiative

Supporting individuals from all walks of life in owning a home, in line with the government’s Housing for All mission.

  • Individuals like factory workers, small shopkeepers, street vendors, and others from the unorganised sector can also apply for a Home Loan under this initiative
  • It enables low and middle-income groups to access housing finance with government support

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Affordable Housing Loan Calculator for Middle Income Groups (MIG)

Explore Home Loan Offers as per Your Budget

20 Lakh

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30 Lakh

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40 Lakh

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45 Lakh

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50 Lakh

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60 Lakh

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80 Lakh

Home Loan

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1 Crore

Home Loan

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Stories in Focus - Blogs

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