Affordable Housing Loan for Middle Income Groups

PMAY 2.0 and Income Tax Benefits

Make the most of government schemes and subsidies.

• Avail PMAY 2.0 interest subsidies available for affordable housing
• Income tax deduction of up to INR 1.5 lakh under Section 80C of old tax regime for principal repayment
• Additional tax benefit of up to INR 2 lakh in old tax regime under Section 24(b) on interest paid on a home loan

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‘Housing for All’ - Government Initiative

Supporting individuals from all walks of life in owning a home, in line with the government’s Housing for All mission.

• Individuals like factory workers, small shopkeepers, street vendors, and others from the unorganised sector can also apply for a Home Loan under this initiative
• It enables low and middle-income groups to access housing finance with government support

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