Loan Against Property

 

Our Loans Against Property can help you through life’s biggest moments. Weddings, personal passions, educational fees or career changes - we’ve got you covered. Refinance any existing commercial or residential property at the best rates today.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Udyog Loan Against Property

 

Are you an MSME owner looking to scale your business operations? Take your business to new heights with Godrej Capital Udyog Loan Against Property. Our loan solutions enable business owners to get higher loan eligibility by allowing multiple sources of income to be considered. With quick loan approvals and attractive interest rates, our goal is to help your business achieve growth.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Commercial Property Loan

 

Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Balance Transfer

 

Transfer your existing loans to Godrej Capital and experience the benefits of lower interest rates, flexible repayment terms, and significant EMI savings. Enjoy higher eligibility, along with a Top-Up loan, to take care of your extra needs.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Home Loan

 

Seeking a Home Loan to buy a ready-to-move-in property, an under-construction house, or renovate your current residence? Our Home Loan, featuring low interest rates and flexible EMI plans, is specifically designed to help you accomplish buying your dream home.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Plot Loan

 

Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our professional loans for doctors are here to help you.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our professional loans for doctors are here to help you.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for CAs

 

Want to scale your professional practice? We now offer professional loans for doctors and chartered accountants (CAs) to help you expand your existing set-up, hire more staff, buy modern equipment, and fulfil other business requirements to improve and develop your services.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for MSMEs

 

If you're an entrepreneur with a small business or an MSME and are aspiring to take your venture to greater heights, you're in the right space! While you hustle for your company's success, we stand prepared to accompany you on this journey. Access unparalleled funding possibilities with our MSME-focused business loans, aligning seamlessly with your endeavors for business growth.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for Women

 

Are you a woman entrepreneur with a vision for business growth? We are excited to fuel your ambitions with our women-centric business loans. Whether you're spearheading a small-scale business or a micro enterprise, our MSME-focused business loans are designed to meet your business needs.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan

 

We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Understanding the zero touch loan process

Zero-Touch Home Loans: Your Key to Homeownership



Ever dream of owning your own place but feel intimidated by the lengthy home loan process? Imagine ditching the piles of paperwork, endless branch visits, and waiting for weeks on a decision. Well, guess what? That dream is now a reality thanks to zero-touch home loans.

 

As a digital-first company, Godrej Capital understands the needs and desire for convenience in today's modern world. The determination to ease the customer’s borrowing experience and ensuring that homebuying doesn’t pose any kind of challenge to individuals, Godrej Capital introduced Home Loans and revolutionized the customer process with innovative zero-touch technology. 

 

Also Read: A Complete Guide to Home Loan Management

 

Zero-Touch Home Loans: Ditch the Hassle, Embrace the Convenience

Think of a zero-touch Home Loan as the ultimate express lane for securing financing for your new home. The entire process is handled online, eliminating the need for physical interaction and mountains of paperwork. Apply online from the comfort of your couch at your own time and convenience, and receive a decision within minutes. NOT WEEKS! Sounds great, right?

But the benefits go beyond just convenience of instant loans. Here's why a zero-touch Home Loan might be your perfect match:

  • Quick Sanction and Disbursal: Ditch the waiting game. Zero-touch Home Loans leverage advanced technology to assess your eligibility quickly, giving you a near-instant decision. Instant loan process means you can quick sanction and disbursal, ensuring fastened access to funds to fulfil your dreams.
  • Paperless Perfection: No more document hunting! These loans often require minimal documentation, making the application process simplified for your ease and convenience.
  • Transparency is Key: Track your application progress online and access all loan details easily. Knowledge is power, after all.
  • Security First: Godrej Capital’s zero-touch loans prioritize data security. Your sensitive information is protected by robust encryption measures.

 

Also Read: Decoding Commonly Used Home Loan Terminologies

 

Zero-Touch Loans: A Modern Feature for Modern Borrowers

Quick loan applications are essential, not just a luxury. Today's tech-savvy generation wants convenience, and zero-touch loans provide that. With less paperwork and reduced turnaround time for sanction and disbursal, these loans make your dream of owning a home easier.

 

Other Features of Godrej Capital Home Loans

  • Low interest rates: Starting from 8.55% per annum
  • Longer loan tenure: Up to 30 years
  • Design Your EMI - Flexible repayment options for under-construction and ready-to-move-in properties
  • Quick sanction and disbursals
  • Parallel funding – Ease your downpayments by splitting the upfront costs with Godrej Capital

 

💡 Did you know: Godrej Capital is first-in-industry to offer joint Home Loans to same-sex partners?

 

Also Read: Design your EMI: The Flexibility You Need for Loan Repayments

 

Ready to ditch the rent and unlock the door to your dream home? Explore the zero-touch Home Loan options offered by Godrej Capital. Don't forget to utilize Home Loan EMI calculator to estimate your monthly payments and find the perfect loan for your budget. Take control of your financial future and apply for a Home Loan with Godrej Capital today!

 

Disclaimer:

The contents of this article are for information purposes only & not a financial advisory. For more details, please refer to the product or service document and/ or connect with our customer representative prior to making any financial decision. 

 

The information is subject to update, completion, revision, and amendment and may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Godrej Capital or its Affiliates to any requirements. 

 

Godrej Capital or its Affiliates shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

 

Financing through Godrej Finance/Godrej Housing Finance Limited. Product Terms & Conditions apply, for details visit https://www.godrejcapital.com