Loan Against Property


Godrej Capital's Loan Against Property (LAP) is designed to support business growth with high loan eligibility, flexible EMIs, longer tenures, and a wide range of acceptable collaterals. This loan provides substantial funding based on property value, making it ideal for significant business investments and expansions.


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Udyog Loan Against Property


Are you an MSME owner looking to scale your business operations? Take your business to new heights with Godrej Capital Udyog Loan Against Property. Our loan solutions enable business owners to get higher loan eligibility by allowing multiple sources of income to be considered.


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Commercial Property Loan


Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.


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Balance Transfer


Transfer your existing loans to Godrej Capital and experience the benefits of lower interest rates, flexible repayment terms, and significant EMI savings. Enjoy higher eligibility, along with a top up loan, to take care of your extra needs.


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Home Loan


Seeking a Home Loan to buy a ready-to-move-in property, an under-construction house, or renovate your current residence? Our Home Loan, featuring low interest rates and flexible EMI plans, is specifically designed to help you accomplish buying your dream home.


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Plot Loan


Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.


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Professional Loan for Doctors


Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our Professional Loans for doctors are here to help you. Apply today for a collateral free loan today!


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Professional Loan for Doctors


Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our Professional Loans for doctors are here to help you. Apply today for a collateral free loan today!


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for CAs


Godrej Capital's Professional Loan helps CAs in expanding practice, hiring new staff, enhancing equipment, and upgrading services for business growth. Get a loan without collateral and take your career to new heights.


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Business Loan for MSMEs


For MSMEs aiming for growth, Godrej Capital Business Loans for small businesses offer the funds needed to expand their business and manage cash flow. Apply for MSME loan without collateral today!


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Business Loan for Women


Are you a woman entrepreneur? Godrej Capital's Business Loans for women-owned MSMEs help them fuel growth and meet business needs without any collateral. Apply for a small business loan today!


Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan


Empower your business with Godrej Capital's Business Loan, offering flexible financing solutions to help businesses take the next step for growth. Apply for online Business Loan without collateral today!


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Government Schemes for Women-led Businesses/MSMEs in India: All You Need to Know

The landscape of Indian businesses is undergoing a phenomenal transformation. Women are now emerging as a powerful force in the business world. This surge in women-led enterprises is significantly contributing to the nation's economic growth.

However, starting and running a successful business can be challenging, especially for women entrepreneurs who may face unique obstacles. The Indian government knows these challenges are hard for women business owners. So, they created special programs to help women succeed.


Empowering Women Through Business Loans and MSME Schemes:

This guide dives into different ways women can get money for their businesses. We'll look at special loans for women entrepreneurs and loans for small and medium-sized businesses owned by women. We'll explore MSME schemes available from the Indian government to help women start and grow their businesses. 


Also Read: Top Business Loans for Women in MSME


Understanding MSME Schemes for Women:

MSME schemes are government initiatives that provide a comprehensive support system for entrepreneurs operating small and medium-sized businesses. These schemes encompass various aspects of business development, including:

  • Financial Assistance: Loans for women to start business, subsidies, and grants can help women with the money they need to launch their businesses. These programs can ease the burden of upfront costs and ongoing expenses.


  • Skill Development Programs: Training workshops and mentorship opportunities to enhance entrepreneurial skills and industry-specific knowledge.


  • Infrastructure Support: Assistance in acquiring land, setting up workspace, and accessing technological resources.


  • Market Access: Help in connecting with potential customers, participating in exhibitions, and securing government contracts.


Key MSME Schemes Empowering Women Entrepreneurs

Here's a detailed breakdown of some of the most impactful MSME schemes catering to women-owned businesses:


  1. Mudra Yojana for Women: 

    This scheme is offered by the ‘Micro Units Development & Refinance Agency’, also known as MUDRA. The scheme offers collateral-free business loans for women. 

    The loans can range from INR 50,000 to INR 10 lakh for women business owners in manufacturing, trading, and services sectors. 

    The program offers three different loan sizes: Shishu (up to ₹50,000), Kishor (up to ₹5 lakh), and Tarun (up to ₹10 lakh). These are meant to help businesses at different stages and with different funding needs.


  1. Stand-Up India: 

    The scheme was Launched with a vision to promote inclusivity among women-led MSMEs. This initiative encourages banks to provide loans up to INR 1 crore to at least one woman-business owner, per branch. 

    The scheme specifically focuses on financing greenfield ventures (new businesses) in the manufacturing, trading, and service sectors.


  1. Mahila Samriddhi Yojana: 

    This scheme is offered by the Small Industries Development Bank of India (SIDBI). It empowers women-owned MSMEs in the manufacturing sector by providing subsidized loans up to INR 20 lakh. The scheme offers a lower interest rate compared to regular commercial loans. 


  1. Women Entrepreneurship Platform (WEP): 

    This government portal serves as a one-stop resource center. It provides information on various MSME schemes for women, government loans for women to start business in India, training programs, and mentorship opportunities.

    The platform also facilitates online registration for different schemes and connects women with relevant government agencies and industry bodies.


  1. Skill Upgradation and Mahila Coir Yojana: 

    This combined scheme focuses on skill development and promoting business mindset within the coir industry. It puts a specific emphasis on empowering women. 

    It provides training programs for women in areas like coir product development, marketing, and business management. Additionally, it offers financial assistance for setting up coir-based businesses.


Also Read: 8 Advantages of Business Loans for MSMEs


Additional Benefits for Women Entrepreneurs:

Beyond the core MSME schemes, women entrepreneurs in India enjoy several additional benefits designed to level the playing field:

  • Relaxed Collateral Norms: Some schemes offer easier loan approvals with minimal or no collateral requirements.


  • Subsidies on Machinery and Equipment: Financial assistance is provided to purchase essential machinery and equipment, reducing the initial capital investment burden.


  • Reservation in Government Procurement: Women-owned businesses get a specific quota in government procurement contracts, increasing their access to market opportunities.


Finding the Right Scheme: Your Pathway to Success

The Indian government offers a diverse range of MSME schemes and business loans for women. They cater to different business sectors, stages, and financial needs. To identify the most suitable option for your venture, consider the following factors:

  • Your Industry: Different schemes cater to specific sectors like manufacturing, services, or coir. Choose the scheme that aligns with your industry focus.


  • Business Stage: Are you starting afresh (greenfield) or looking to expand an existing business? Certain schemes prioritize new ventures, while others offer assistance for growth and development.


  • Financial Requirements: Study your capital needs and choose a scheme that provides an adequate loan amount with suitable repayment terms.


Accessing MSME Schemes:

The process for availing benefits under these schemes and obtaining small business loans for women is generally streamlined. You can visit the websites of the Ministry of MSME (MSME), Startup India, and DCMSME (Development Commissioner for MSME) to explore available schemes and application procedures. Don't hesitate to reach out to designated government officials or women entrepreneur support organizations for further guidance.


Also Read: How to Download MSME Certificate?


Remember, with the right combination of business loans for women, MSME schemes, and your own determination, you can turn your business dream into a thriving reality. So, take the first step today and empower yourself to be a successful business leader!


Godrej Capital Business Loans for Women

Godrej Capital is committed to empowering women entrepreneurs. We offer secured and unsecured business loans for women, catering to a variety of business needs and stages. Explore Godrej Capital offerings alongside the government schemes to find the perfect financial fit for your venture. With the right support and resources, you can turn your vision into a flourishing reality!

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Godrej Capital Nirmaan offers a holistic ecosystem designed to address your business challenges and fuel your business growth. It has a 13+ partner network and is a one-stop solution for businesses. 

The platform is designed to help you increase your customer base, plan business operations, boost employee productivity, among other things. Explore the many benefits of Godrej Capital Nirmaan, click here



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