Business Loan for Women

Empowering Women Entrepreneurs to Grow Their Dreams

Quick digital sanction
Easy customer support
Rewards on repayments
Flexi funds facility

Godrej Capital Business Loan for Women

As a woman entrepreneur, building and growing your business takes vision, dedication, and time, accessing capital should not hold you back. With Aarohi Business Loan, getting a loan for women entrepreneurs is simple, fast and designed around your needs.

At Aarohi, we are committed to empowering every woman entrepreneur loan journey with the trusted financial backing she deserves. You focus on your business, we will take care of the funding.

Loan amount of up to

INR 50 Lakh

Zero

Processing fees

Complimentary life insurance

1 Year

First-Time Borrowers

Eligible

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Key Benefits & Features of Godrej Capital Business Loan for Women

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Key Benefits & Features of Godrej Capital Business Loan for Women

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*Terms and Conditions Apply

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Design Your EMI

Design your EMI plan to match your business needs.

Align your repayments with your cash flow, so you have more funds available for strategic investments. In addition, during seasonal slowdowns, opt for interest-only payments to reduce financial pressure and keep your business running smoothly.

Pay interest-only for select quarters or up to 24 months
Schedule your EMIs as per your convenience, capability, and comfort

Apply Now
Know More

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BizRewards

Get rewarded for your financial discipline. Timely EMI payments will not only maintain your credit score but also earn you exciting rewards.

Earn rewards on timely EMI payments
Choose from a wide range of vouchers across lifestyle, wellness, fashion, travel, and more
Total reward value up to INR 20,000

Apply Now
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Flexi Funds

Get easy access to funds whenever your business needs it with Flexi Funds, an overdraft-like facility.

Withdraw money from your approved limit and repay when it suits you. Flexi Funds helps you manage your business cash flow without the pressure of fixed EMIs.

No fixed EMIs—interest is charged only on the amount withdrawn
Repayment tenure of up to 6 years
Sanctioned limit of up to INR 50 lakh

Apply Now
Know More

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Business Loan EMI & Eligibility Calculator

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Loan Amount

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Business Loan for Women Interest Rates & Documents Required

Interest Rates & Charges

Our business loan for women is crafted to support your growth with competitive interest rates, affordable EMIs and flexible tenures so you can focus on building your business, not worrying about repayments.

Types of fees	Charges applicable
Rates of interest	Starting from 17% per annum
Loan Amount	INR 5 lakhs to INR 50 lakhs
Processing Fees	Up to 3% of the loan amount
Foreclosure Charges	Up to 6% of principal outstanding at the time of foreclosure
Part Pre-payment Charges	2% of the amount prepaid
Charges towards Stamp Duty	As applicable & prescribed by the relevant Government Authority

Documents Required

To apply for a women entrepreneur loan, you only need to submit basic paperwork. We require minimal documents for business loans for women, ensuring a smooth, fast and secure online process so you can focus on growing your business.

KYC Documents	PAN Card
	Aadhar Card (Proof of Address)
	Passport-sized photo
	Udhyam Certificate (if applicable)
Income Documents	GST Certificate (if applicable)
Income Documents	Latest 6 months bank statement

*Refer Policy document for more details

Eligibility

Our business loan eligibility criteria are designed to empower women across sectors whether you're in retail, services, manufacturing, or running a home-based enterprise. If you're a woman entrepreneur driven by passion and purpose, you're already aligned with the spirit of our loan for women entrepreneurs.

Loans for	Self Employed Non-professionals
Profile	The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services
Age	25 to 65 years
Business Vintage	1. Minimum business vintage of 3 years 2. Minimum turnover of INR 1 crore 3. Bank account in the name of the business 4. Minimum profit of INR 3 lakhs

* Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.

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Question-1

What is Business Loan for Women, and how can I apply for one?

Answer-1

A Business Loan for Women from Godrej Capital is the key to unsecured or collateral-free funding for various business needs of female entrepreneurs. Whether it's expanding your business, purchasing assets, or managing working capital, we've got you covered. Apply for a Business Loan with Godrej Capital, and fuel your business dreams hassle-free.

Question-2

Why should I consider a Business Loan from Godrej Capital?

Answer-2

Our Business Loans for women entrepreneurs like you are designed to ensure support for your business, like expansion, diversification, and improving your existing setup. As a startup or a small business owner, you can benefit from our MSME loans, boosting your working capital, hiring new talent, purchasing inventory, machinery, or even starting a new venture.

Question-3

What advantages come with Godrej Capital Business Loan for Women?

Answer-3

With Godrej Capital Business Loans for women, enjoy the advantage of higher loan amounts, reaching up to INR 50 lakhs, all without the need for collateral. With a seamless application process, requiring minimal documentation, we ensure a quick and hassle-free disbursal process.

Question-4

What's the maximum loan amount I can avail with a Business Loan for Women?

Answer-4

You can avail a loan amount up to INR 50 lakhs, calculated based on your income and other parameters, making it a versatile solution for various business requirements.

Question-5

Is collateral required for a Business Loan from Godrej Capital?

Answer-5

No need for collateral! These Business Loans are available mortgage-free, ensuring a straightforward application process where meeting eligibility criteria is your key to unlocking business financing.