• Hero Banner Delhi
  • Hero Banner Delhi
  • Hero Banner Delhi

Godrej Capital

Loan Against Property in Delhi

  • Starting rate of 9.75%
  • Loan-to-value of up to 85%
  • Loan of up to INR 15 Cr
  • Flexi funds facility

Apply Now

Apply for a Loan Against Property in Delhi - High Loan Amount

containeralign
center
textalign
center
color
#000000
width
100%
bulletclr
#00ff00
FontWeight
500
style
global-title-top-padding-mobile, global-title-top-padding, global-title-top-padding-tab,mobile-curve
Whether you own a home in Saket, a commercial space in Dwarka, or a property in Delhi, Godrej Finance’s Loan Against Property in Delhi gives you the opportunity to unlock the potential of your real estate assets. Use the funds for personal or business needs, with low interest rates and flexible terms.
containeralign
center
textalign
center
color
#3b3b3b
width
80%
bulletclr
#00ff00
FontWeight
300
style
global-no-padding-mobile
ContaineralignTablet
center
textalignTablet
center
colorTablet
#3b3b3b
widthTablet
100%
bulletclrTablet
#00ff00
FontWeightTablet
500
containeralignMobile
center
textalignmobile
center
colormobile
#3b3b3b
widthmobile
100%
bulletclrmobile
#00ff00
FontWeightmobile
500

Why Choose Godrej Capital for Loan Against Property - Key Features

style
Padding-v1, global-title-component-padding, global-title-top-padding-tab
timing
2
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary
summary
*Terms and Conditions Apply
pagination
true
progressbar
false

Design Your EMI

In the fast-paced business world of Delhi, financial flexibility is key. With DEMI, take charge of your loan repayments by designing a repayment schedule that fits your business or personal cash flow. You can even opt for interest-only payments for up to 12 months during lean periods.

  • Interest-only payments for select quarters or up to 12 months
  • EMIs tailored to your business and financial need

Apply Now
Know More

Design Your EMI banner
mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white

Godrej Nirmaan – Comprehensive Business Support

Take your business to new heights with Godrej Nirmaan. Our end-to-end business solutions cater to everything from compliance to growth strategies. Leverage exclusive partner offerings with discounted pricing and save up to INR 50,000.

  • Exclusive partner offerings with discounted pricing
  • Savings of up to INR 50,000
  • Zero registration fees
  • Visit Godrej Nirmaan

Apply Now
Know More

Grow With Nirmaan banner
mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white

Flexi Funds – Overdraft-like Facility

Access funds as needed with Flexi Funds, an overdraft-like facility that allows you to withdraw only what you need and pay interest only on the amount used. With flexible repayment terms, this facility provides liquidity when your business or personal finances require it.

  • Sanctioned limit up to INR 15 Crore
  • Loan tenure of up to 15 years
  • Multiple dropline variants: Monthly, Quarterly, Half-Yearly, Annual, Hybrid

Apply Now
Know More

Flexi Funds banner
mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white
timing
100
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary, term-condition-padding, know-more-color
summary
*Terms and Conditions Apply
pagination
True
progessbar
True

Adjust Your Budget with LAP Calculators – Delhi

style
global-title-top-padding , global-title-top-padding-tab
loan-amount-title
Loan Amount
loan-amount-min-value
5000000
loan-amount-max-value
150000000
loan-amount-step
25000
Interest-rate-title
Interest Rate
Interest-rate-min-value
9
Interest-rate-max-value
14
tenure-title-year
Loan Tenure
tenure-min-year-value
1
tenure-max-year-value
30
tenure-title-months
Loan Tenure
tenure-min-month-value
0
tenure-max-month-value
11
tab-title
EMI Calculator
calculator-id
homepage-calculator
style
Cal,no-padding
Principal-amount-label
Principal Amount
Monthly-emi-label
Your Monthly EMI
Monthly-emi-label-mobile
Monthly EMI
Interest-payable-label
Interest Payable
Total-amount-payable-label
Total Amount Payable
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Apply-now-label
Apply Now
redirection-path-emi
/apply-now?category=loan_against_property&gtm= Calculators_Emi_applyNow_UdyogLoanAgainstProperty&target=applynowform-container
Rupee-symbol-english
INR
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Chart-year-symbol
Y
Chart-month-symbol
M
Chart-month-year-separator
|
Error-message-loan
Please enter value within range.
Error-message-interest
Please enter value within range.
Error-message-year
Please enter value within range.
Error-message-month
Please enter value within range.
income-title
Net Monthly Income
income-min-value
50000
income-max-value
2500000
Income-amount-step
25000
existing-emi-title
Existing EMIs
existing-emi-min
0
existing-emi-max
1500000
existing-emi-step
25000
interest-rate-title
Interest Rate
Loan-interest-rate-min-value
11
Loan-interest-rate-max-value
16
tenure-title-year
Loan Tenure
Loan-tenure-min-year-value
1
Loan-tenure-max-year-value
15
tenure-title-months
Loan Tenure
Loan-tenure-min-month-value
0
Loan-tenure-max-month-value
11
product-list

Home Loan

Plot Loan

Property Loan

redirection-path
/apply-now?category=loan_against_property&gtm=loan_eligibility&target=applynowform-container
redirection-path-mobile
/apply-now?category=loan_against_property&gtm=loan_eligibility&target=applynowform-container
select-product-place-holder
Select Product
font-size
18
Select-product-label
Select The Product You Are Interested In?
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Year-label
Y
Month-label
M
Tenure-separator
|
Principal-amount-label
Principal Amount
Interest-payable-label
Interest Payable
Loan-eligibility-label
Your Loan Eligibility Amount:
Total-amount-label
Total Amount Payable
Monthly-emi-label
Your Monthly EMI
Monthly-emi-label-mobile
Monthly EMI
Mobile-year
Years
Mobile-month
Months
Apply-now-button
Apply Now
Loan-Rupee-symbol-english
INR.
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Error-message-loan
Please Enter value within range.
Error-message-existing-emi
Please Enter value within range.
Error-message-interest
Please Enter value within range.
Error-message-year
Please Enter value within range.
Error-message-month
Please Enter value within range.
Tab-title
Loan Eligibility Calculator
Calculator-id
Homepage-calculator
Style
Cal, hide-dropdown
document-required-loan-against-property
style
Global-padding, global-bottom-padding-mobile, global-padding-tab
quesansurl
/content/seo-fragments/faq-section/faq-ques-ans-sheet-loan-against-property.json
desktopTitle

Frequently Asked Questions

cannotfindlabel
viewallbuttonlabel
viewallbuttonredirection
/support/faqs?category=home_loan
faqqMobileTitle
Frequenty Asked Questions
productPageName
Loan Against Property
style
global-padding, global-top-padding-tab, global-no-padding-mobile
viewAllRedirectionIcon

Explore Loan Against Property Offer in Your City

Mumbai Icon, Picture
LAP in Mumbai
/loan-against-property/mumbai?target=main-teaser-container
Bangalore Icon, Picture
LAP in Bangalore
/loan-against-property/bangalore
Hyderabad Icon, Picture
LAP in Hyderabad
/loan-against-property/hyderabad
Pune Icon, Picture
LAP in Pune
/loan-against-property/pune
Chennai Icon, Picture
LAP in Chennai
/loan-against-property/chennai
Ahmedabad Icon, Picture
LAP in Ahmedabad
/loan-against-property/ahmedabad
style
global-padding-tab, global-no-padding-mobile, global-top-padding

Explore More Products

Queryindexurl
/content/seo-fragments/query-index-ulap.json
tabs-name-ordering
Business
Mobile_view_heading
Explore More Products
Animation
true
Animation-threshold
0.2
style
Different-types-v1, different-types-v2, global-title-top-padding
timing
2
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary
summary
*Terms and Conditions Apply
pagination
true
progressbar
false

Stories in Focus - Blogs

style
Global-no-padding-mobile

/about-us/blogs/loan-against-property/is-it-possible-to-get-a-loan-against-property-without-itr

/about-us/blogs/loan-against-property/how-to-expand-your-business-using-a-loan-against-property

/about-us/blogs/loan-against-property/how-your-cibil-score-affects-loan-against-property-approval

/about-us/blogs/loan-against-property/get-quick-approval-for-rs10-lakh-loan-against-property

/about-us/blogs/loan-against-property/top-10-benefits-of-loan-against-property-in-india

read-more-label
Read More
Not-found-msg
Sorry, couldn’t find what you’re looking for.
style
global-bottom-padding-tab

Connect with Our Customer Support Team

false

Customer Support

true
GIA Chatbot
false
WhatsApp Chat
false
Customer Portal Login
false
022-68815555
false
Email Support
false
Customer Care
true
Send an Email
true
ⓘ Need more information or answers to your questions in the meantime? Check out FAQs
false
style
global-bottom-padding, mobile-last-padding, global-bottom-padding-mobile , tab-last-padding
WhatsApp Support
Quick Apply
style
Quick-tools-component
type
Product
name
Loan Against Property in Delhi
url
https://www.godrejcapital.com/loan-against-property/delhi
description
Avail Loan Against Property in Delhi up to 75% of property's value. Enjoy flexible EMIs, lowest interest rates, and upto 15 years of tenure. Apply for mortgage loan
providerType
Organization
providerName
Godrej Capital
ratingValue
4
bestRating
5
worstRating
3
ratingCount
1450
type
FAQPage
Question-1
What is a Loan Against Property (LAP)?
Answer-1
It is a loan against fully constructed, freehold residential and commercial properties for personal or business needs. The obtained funds can be utilized for various purposes, such as covering wedding expenses, medical costs, or funding a child's education etc. You can also transfer your existing Loan Against Property (LAP) from other banks and financial institutions to Godrej Capital.
Question-2
What is maximum funding that I can avail on a property as LAP?
Answer-2
For new customers, you can get funding up to 85% of the property value depending on the segmentation and the property type. But, for existing customers, the principal outstanding on all existing loans and the Loan Against Property being availed should not cumulatively exceed 60% of the market value of the mortgaged property as assessed by Godrej Finance.
Question-3
Who can avail a Loan Against Property (LAP)?
Answer-3
Both salaried as well as self-employed individuals have the option to obtain a Loan Against Property (LAP) with no end-usage restrictions. The loan availed can be utilised for professional needs such as business expansion, debt consolidation, and various personal needs including homeownership, marriage, child education etc.
Question-4
What is the maximum term for which I can avail a Loan Against Property (LAP)?
Answer-4
You can avail of Loan Against Property for a maximum term of up to 25 years subject to internal policies of a lending institution.
Question-5
Can I avail Loan Against Property (LAP) for a commercial property?
Answer-5
Yes, Loan Against Property (LAP) can be availed of against fully constructed and freehold commercial properties.