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Business Loan



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Business loans

 

Fund your business growth with our collateral-free business loan customizable with flexible repayment option and best-in-class eligibility.





Why Business Loans?



Loans of up to INR 25 lakhs

Zero Processing  fees
Interest rates starting from 17%

Interest rates starting from 17%

Zero Processing  fees
Loans upto 5 years

Flexible repayment up to 60 months

Zero Processing  fees
Loans upto 5 years

Quick sanction

Zero Processing  fees
Interest rates starting from 17%

Loans of up to 5 years

Zero Processing  fees
Loans upto 5 years










 

Calculate Your Savings

 

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Loan Tenure
Yrs
Ms

Your Monthly EMI

EMI Calculate years at the % of interest rate

Interest Payable

Total Payment (Interest + Principal)

%
Loan Tenure
Yrs
Ms

Your EMI Will Be

Your Loan Eligibility

FAQs



A Business Loan is an unsecured or a collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long term assets or meeting working capital requirements. We offer you a stipulated loan amount without the need to pledge any collateral.

  • Ensuring steady business cash flow

  • Fund business expansion or diversification

  • Improve existing business set-up

  • Consolidate high-interest business debts

  • Boost working capital reserves

  • Hire a new workforce

  • Purchase and stock inventory

  • Buy new machinery, equipment, or software

  • Start your new business

With the Godrej Capital Business Loan, you can avail higher loan amounts up to Rs. 25 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and disbursal process is seamless and quick.

You can avail a loan amount up to Rs. 25 lakhs, the amount would be calculated based on your income and other parameters.

No, the business loan is an unsecured offering, and you only need to meet the simple business loan eligibility criteria to qualify for business financing.

The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Unlisted Public Ltd Co. / LLP involved in the business of Manufacturing, Trading or Services. The age should be 21-65 years with minimum 3 years vintage of business operations.

No, a salaried individual can not apply or take a business loan. It is available only for catering to business requirements. Salaried individuals may go for Loan Against Property from Godrej Capital.

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Disclaimer:

Financing as per RBI guidelines through subsidiary Godrej Finance Limited. Loan decision subject to its discretion on income assessment. T&C apply.
For more details, visit www.godrejcapital.com