• Hero Banner Mumbai
  • Hero Banner Mumbai
  • Hero Banner Mumbai

Godrej Capital

Udyog Loan Against Property in Mumbai

  • Loan of up to INR 3 Cr
  • Flexi funds facility
  • Tenure of up to 15 years
  • Wide range of collaterals

Apply Now

Unlock Your Business Growth with Udyog Loan Against Property in Mumbai

containeralign
center
textalign
center
color
#000000
width
100%
bulletclr
#00ff00
FontWeight
500
style
global-title-top-padding-mobile, global-title-top-padding, global-title-top-padding-tab,mobile-curve
Whether you're running a manufacturing unit in Thane, a trading business in Dadar, or a growing venture in Mumbai, Godrej Finance Udyog Loan Against Property offers customised support to help your business thrive. With higher eligibility, minimal documentation, and fast approvals, we’re making business funding seamless for MSMEs in Mumbai.
containeralign
center
textalign
center
color
#3b3b3b
width
80%
bulletclr
#00ff00
FontWeight
300
style
global-no-padding-mobile
ContaineralignTablet
center
textalignTablet
center
colorTablet
#3b3b3b
widthTablet
100%
bulletclrTablet
#00ff00
FontWeightTablet
500
containeralignMobile
center
textalignmobile
center
colormobile
#3b3b3b
widthmobile
100%
bulletclrmobile
#00ff00
FontWeightmobile
500

Why Choose Godrej Capital for Udyog LAP in Mumbai

style
Padding-v1, global-title-component-padding, global-title-top-padding-tab
timing
2
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary
summary
*Terms and Conditions Apply
pagination
true
progressbar
false

Design Your EMI

Your EMI, your way.

Adapt your repayment plan to your cash flow. Choose interest-only payments for up to 12 months, giving your business time to grow before EMIs begin.

  • Pay interest only for up to 12 months
  • Flexible EMIs based on your convenience and capacity

Apply Now
Know More

Design Your EMI banner
mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white

Grow with Godrej Capital Nirmaan

From registrations and compliances to vendor and HR support – Nirmaan helps you manage and scale your business with ease.

  • Partner benefits worth up to ₹50,000
  • Zero registration fees
  • Access to growth services, market linkages, digital tools, and more
  • Visit Godrej Nirmaan

Apply Now
Know More

Grow With Nirmaan banner
mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white

Flexi Funds – Overdraft-like Facility

Need funds on the go? With Flexi Funds, access your approved limit whenever required and pay interest only on what you use.

  • Sanctioned limit up to ₹3 crore
  • Tenure up to 15 years
  • No fixed EMIs
  • Interest only on the utilised amount
  • Multiple dropline variants: Monthly, Quarterly, Half-Yearly, Annual, Hybrid

Apply Now
Know More

Flexi Funds banner
mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white
timing
100
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary, term-condition-padding, know-more-color
summary
*Terms and Conditions Apply
pagination
True
progessbar
True

Udyog Loan Against Property Calculators - Mumbai

style
global-title-top-padding , global-title-top-padding-tab
loan-amount-title
Loan Amount
loan-amount-min-value
2000000
loan-amount-max-value
30000000
loan-amount-step
25000
Interest-rate-title
Interest Rate
Interest-rate-min-value
11
Interest-rate-max-value
15
tenure-title-year
Loan Tenure
tenure-min-year-value
1
tenure-max-year-value
30
tenure-title-months
Loan Tenure
tenure-min-month-value
0
tenure-max-month-value
11
tab-title
EMI Calculator
calculator-id
homepage-calculator
style
Cal,no-padding
Principal-amount-label
Principal Amount
Monthly-emi-label
Your Monthly EMI
Monthly-emi-label-mobile
Monthly EMI
Interest-payable-label
Interest Payable
Total-amount-payable-label
Total Amount Payable
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Apply-now-label
Apply Now
redirection-path-emi
/apply-now?category=loan_against_property&gtm= Calculators_Emi_applyNow_UdyogLoanAgainstProperty&target=applynowform-container
Rupee-symbol-english
INR
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Chart-year-symbol
Y
Chart-month-symbol
M
Chart-month-year-separator
|
Error-message-loan
Please enter value within range.
Error-message-interest
Please enter value within range.
Error-message-year
Please enter value within range.
Error-message-month
Please enter value within range.
income-title
Net Monthly Income
income-min-value
50000
income-max-value
2500000
Income-amount-step
25000
existing-emi-title
Existing EMIs
existing-emi-min
0
existing-emi-max
1500000
existing-emi-step
25000
interest-rate-title
Interest Rate
Loan-interest-rate-min-value
11
Loan-interest-rate-max-value
16
tenure-title-year
Loan Tenure
Loan-tenure-min-year-value
1
Loan-tenure-max-year-value
15
tenure-title-months
Loan Tenure
Loan-tenure-min-month-value
0
Loan-tenure-max-month-value
11
product-list

Home Loan

Plot Loan

Property Loan

redirection-path
/apply-now?category=loan_against_property&gtm=loan_eligibility&target=applynowform-container
redirection-path-mobile
/apply-now?category=loan_against_property&gtm=loan_eligibility&target=applynowform-container
select-product-place-holder
Select Product
font-size
18
Select-product-label
Select The Product You Are Interested In?
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Year-label
Y
Month-label
M
Tenure-separator
|
Principal-amount-label
Principal Amount
Interest-payable-label
Interest Payable
Loan-eligibility-label
Your Loan Eligibility Amount:
Total-amount-label
Total Amount Payable
Monthly-emi-label
Your Monthly EMI
Monthly-emi-label-mobile
Monthly EMI
Mobile-year
Years
Mobile-month
Months
Apply-now-button
Apply Now
Loan-Rupee-symbol-english
INR.
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Error-message-loan
Please Enter value within range.
Error-message-existing-emi
Please Enter value within range.
Error-message-interest
Please Enter value within range.
Error-message-year
Please Enter value within range.
Error-message-month
Please Enter value within range.
Tab-title
Loan Eligibility Calculator
Calculator-id
Homepage-calculator
Style
Cal, hide-dropdown
document-required-ulap
style
Global-padding, global-bottom-padding-mobile, global-padding-tab
quesansurl
/content/seo-fragments/faq-section/faq-ques-ans-sheet-udyog-loan-against-property.json
desktopTitle

Frequently Asked Questions

cannotfindlabel
viewallbuttonlabel
viewallbuttonredirection
/support/faqs?category=home_loan
faqqMobileTitle
Frequenty Asked Questions
productPageName
Udyog Loan Against Property
style
global-padding, global-no-padding-tab, global-no-padding-mobile
viewAllRedirectionIcon

Explore Udyog Loan Against Property Offer in Your City

Bangalore Icon, Picture
Udyog LAP in Bangalore
/udyog-loan-against-property/bangalore
Hyderabad Icon, Picture
Udyog LAP in Hyderabad
/udyog-loan-against-property/hyderabad
Pune Icon, Picture
Udyog LAP in Pune
/udyog-loan-against-property/pune
Chennai Icon, Picture
Udyog LAP in Chennai
/udyog-loan-against-property/chennai
Delhi Icon, Picture
Udyog LAP in Delhi
/udyog-loan-against-property/delhi
Ahmedabad Icon, Picture
Udyog LAP in Ahmedabad
/udyog-loan-against-property/ahmedabad
style
global-padding-tab, global-no-padding-mobile, global-top-padding

Explore More Products

Queryindexurl
/content/seo-fragments/query-index-ulap.json
tabs-name-ordering
Business
Mobile_view_heading
Explore More Products
Animation
true
Animation-threshold
0.2
style
Different-types-v1, different-types-v2, global-title-top-padding
timing
2
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary
summary
*Terms and Conditions Apply
pagination
true
progressbar
false

Stories in Focus - Blogs

style
Global-no-padding-mobile

/about-us/blogs/loan-against-property/udyog-loan-against-property-all-you-need-to-know

/about-us/blogs/business-loan/multiple-income-sources-udyog-lap-is-here

/about-us/blogs/business-loan/udyog-loan-against-property-vs-flexi-funds

/about-us/blogs/loan-against-property/loan-against-property-for-personal-expenses-is-it-possible

/about-us/blogs/loan-against-property/all-about-loan-against-property

read-more-label
Read More
Not-found-msg
Sorry, couldn’t find what you’re looking for.
style
global-bottom-padding-tab

Connect with Our Customer Support Team

false

Customer Support

true
GIA Chatbot
false
WhatsApp Chat
false
Customer Portal Login
false
022-68815555
false
Email Support
false
Customer Care
true
Send an Email
true
ⓘ Need more information or answers to your questions in the meantime? Check out FAQs
false
style
global-bottom-padding, mobile-last-padding, global-bottom-padding-mobile , tab-last-padding
WhatsApp Support
Quick Apply
style
Quick-tools-component
type
FAQPage
Question-1
What is Godrej Capital Udyog Loan Against Property?
Answer-1
Godrej Capital Udyog Loan Against Property (LAP), also known as Business Loan Against Property, is a loan offering specially designed to cater to the Micro, Small, and Medium Enterprises (MSMEs) of India. Udyog LAP is a type of secured loan that allows borrowers to obtain financial help by mortgaging their property as collateral. It is aimed at enabling MSMEs to meet their immediate funding requirements without having to liquidate their property.
Question-2
What are the end uses of Udyog Loan Against Property?
Answer-2
Godrej Capital Udyog Loan Against Property, also known as Business Loan Against Property, is designed to help businesses with their working capital requirements, inventory stock-ups, expansion plans, etc.
In certain cases, the loan can also be utilized for other purposes, including marriage/wedding celebrations, consolidation of high-interest debt, and medical emergencies, among others.
Question-3
What are the benefits of Udyog Loan Against Property?
Answer-3
There are several benefits of obtaining a Business Loan Against Property. As this type of loan is provided by mortgaging collateral, it usually offers lower interest rates and a longer repayment tenure than an unsecured loan.
Godrej Capital Udyog Loan Against Property, also known as Micro LAP, offers a higher loan tenure of up to 15 years and attractive interest rates starting at 11% p.a. only. This loan solution further offers higher loan eligibility by considering multiple sources of income. Even as the property of the borrower gets mortgaged to the lender in this loan offer, the borrower can continue to reside and habituate the property.
Question-4
What are the eligibility criteria to obtain a Udyog Loan Against Property?
Answer-4

To be eligible for Godrej Capital Udyog Loan Against Property, commonly referred to as Micro LA, a potential borrower must meet the below-mentioned criteria-

The borrower(s) must be a minimum of 21-25 years of age,

The borrower(s) must be a salaried individual, a self-employed professional, or a partnership or private limited company,

The borrower(s) must meet a specific monthly income requirement based on the nature of their profession,

The borrower(s) must have continuous and stable work experience with the same employer or in the same profession, for at least two to three years,

The borrower(s) must have an Indian citizenship.

Question-5
What documents are required to avail a Udyog Loan Against Property?
Answer-5

Here is a list of documents required to avail a Udyog Loan Against Property (also known as Business Loan Against Property):

Identity proof such as your Aadhaar card and/or PAN card. If a firm/company is applying for a loan against property, they might also be required to submit their GST registration certificate and other applicable business registration documents.

Address proof such as passport (for individuals), electricity bills (for the mortgaged property), and rental agreement (if applicable).

Income proof documents including –

Salary slips for salaried individuals,

Income tax return statements for the past two years or so,

Profit/loss statement and balance sheet for the past two years or so,

GST returns (for self-employed businesses, companies, and firms),

Bank account statements such as salary credit statements and operative bank account statements for the last 3-6 months,

Property documents such as the title deed,

Credit score report and processing fee cheque.

This list is subject to change as per the borrower’s loan requirements..