How to Calculate Interest on Home Loan?

An error-free and easy way to calculate home loan interest and EMIs on a home loan is by the Kotak Home Loan EMI Calculator. Just enter the amount you want to borrow, the tenure you want, and the rate of interest you prefer.

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Home Loan Fees And Charges

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Type of fees	Charges Applicable
Rate of Interest	Starting from 17% per annum
Loan Amount	INR 5 lakhs to INR 50 lakhs
Processing Fees	Up to 3% of the loan amount
Foreclosure Charges	4% of principal outstanding at the time of foreclosure
Part Pre-payment Charges	2% of the amount prepaid
Charges towards Stamp Duty	As applicable & prescribed by the relevant Government Authority

Home Loan Interest Rates

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Employment Category	Interest Rates
Indian Resident Salaried	7.75 %
Non-Resident Indian Salaried	7.75 %
Business Self-Employed	7.75 %
Professional Self-Employed	7.75 %

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