Accurately calculate your final payable tax amount
before and after tax deductions on your home loan.
Income Tax Benefits
Income Tax Payable includes 4% cess.
Income Tax Payable
After Home Loan
₹
Income Tax Payable
Before Home Loan
₹
Know your exact monthly payments including interest for stress-free planning.
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Get peace of mind knowing your Loan Eligibility based on multiple factors.
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Find out how much you can save by switching to a Godrej Capital Home Loan today.
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Myths exist in every sphere, and home loans are no different. Helping you accomplish one of your most cherished dreams, it is all the more important to bust these myths to make sure you leverage the maximum utility out of this offering and don’t end up overstretching your finances.
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Joint Home Loan Benefits, Joint Home Loan Tax Benefits, Tax Benefit on Home Loan, Home Loan Income Tax Rebate
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While home loans have improved the affordability of purchasing your dream house, but on occasions where the need for funds is substantial or you fall short of the eligibility criteria, opting for a joint Home Loan can seal the deal for you.
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Home Loans help you fulfil one of your most cherished dreams - buying your dream home. As a buyer, you have more choices than before to choose your home and select your lender for funding it. However, there’s another aspect of Home Loans that makes them an attractive proposition. It’s the tax benefits on offer.
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You are mortgaging your property in exchange for a loan to further your dreams – to create a moment of joy. But did you know that there is a hidden advantage of tax benefits that this offering brings to the table.
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One of the major highlights of Union Budget 2020 was the introduction of a new tax regime. The new tax regime is different from the old one in two ways – first, it has more slabs with lower tax rates. Second, major exemptions available to taxpayers in the old tax regime have been done away with in the new regime. Close to 70 exemptions in the old tax regime are not available in the new one.
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An integral part of our financial lives, loans help accomplish our goals. Be it buying the dream home, purchasing that much-wanted car, or setting up office infrastructure, loans provide you the financial muscle to script success in your endeavor.
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Owning a private business in Mumbai, Jai dreams of expanding his venture to other cities and needs substantial funds. He had heard about Loan Against Property but wasn’t sure how to avail it. On a Sunday morning, when Jai was thinking about it, a conversation with his friend, Veeru, a successful business owner himself, eased his worries!
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Each one of us, at some point in our lives, have thought of an ambitious start-up venture, a home improvement project, an unfinished degree, or a dream vacation. For many reasons and more, we have looked at financing options that can help fulfil our dreams – creating small moments of joy.
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“No pre-payment/ Foreclosure penalty will be levied on floating interest Home Loans irrespective of the period for which the account has run or source of funds.”
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Housing finance helps you accomplish one of your biggest life goals - buying your dream home. The housing finance market has evolved considerably over the years, with many lenders offering home loans. As a buyer, you are spoilt for choice. However, while opting for home loans, from housing financing companies, there are certain dos and don’ts, following which can ensure your experience is a smooth one. What are they? Let’s find out.
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When Aditya and Rupali decided to purchase their dream home, they were quite confused. The newly married couple didn’t know how to get started with homeownership and finance their first big purchase. “We were thoroughly confused about the entire exercise. We didn’t know how to start and didn’t want to rush,” says Aditya.
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