| Types of fees |
Charges applicable |
| Rates of interest |
12% To 22% Per Annum |
| Loan Amount |
INR 5 Lakhs to INR 35 Lakhs |
| Processing fees |
Upto 3% of the loan amount |
| Foreclosure Charges |
4% of principal outstanding at the time of foreclosure |
| Part Pre-payment charges |
2% of amount prepaid |
| Charges towards Stamp Duty | As Applicable & Prescribed by the relevant Government Authority |
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Experience hassle-free financing solutions that cater to your diverse needs with our Professional Loan for Doctors in India.
- Zero collateral: Get collateral free loans without mortgaging your property or other assets as security.
- Loans of up to INR 35 lakhs: Get a professional loan of up to INR 35 lakhs to enhance your practice.
- Interest rates from 12% p.a. onwards: Secure a loan for doctors at competitive interest rates that promise to keep you stress-free.
- Loan eligibility based on qualifications: Secure the best loan for doctors based on your experience and qualifications.
- Quick Loan Eligibility Within 24 Hours: Get quick eligibility check on loan for doctors within 24 hours of applying and enhance your medical practice in no time.
- Minimal Documentation: Get a loan without any complicated documents or paperwork.
- Rewards on Timely Repayments: Get more than just a good credit score on timely EMI repayments in the form of exciting rewards.
- Fully Digitised Process: Experience a seamless process that’s completely digitized, right from applying to approval to disbursal.
*T&C Apply
Ever thought your business loan repayments could earn you rewards? We make it happen with Godrej Capital BizRewards.
- Earn exciting reward vouchers for timely repayment of your business loan instalments.
- We reward your timely repayment behavior with reward vouchers across categories including lifestyle, wellness, fashion, travel, and more.
*T&C Apply
*T&C Apply
Calculate Your Savings
- EMI Amount
- Loan Eligibility
Loan Tenure
Your Monthly EMI
₹
For the years at the % of interest rate
Total Interest Payable
₹
Total Payment (Interest + Principal)
₹
Loan Tenure
Your EMI Will Be
₹
Your Eligibility
₹
- Practicing Professional
Documents Required
| Documents Type | Documents Requirement |
| KYC |
|
Eligibility Criteria
| Criteria | Requirement |
| Nationality | Indian |
| Age | 25 to 65 years |
| Minimum Professional Experience | Practicing doctor or consultant for more than 3 years |
| Degree | MD, MBBS, MDS & BDS |
Only professionally qualified Doctors pursuing independent medical practice or running a clinic are eligible to apply for the loan.
We offer a multi-purpose Professional Loan that can be used to meet professional purposes or certain financial obligations of doctors. You can use these funds for professional purposes, like hiring new staff, purchasing new technology, expanding your profession, etc.
The Professional Loan for Doctors is available at a competitive rate starting from 12% p.a. to provide a cost-effective financing solution.
The maximum loan amount available through our Professional Loan is ₹5 to ₹35 Lakhs subject to certain factors.
The minimum tenure of a Professional Loan tentatively ranges between 12 and 60 months subject to certain factors.
The eligibility for a Professional Loan is influenced by various factors, including but not limited to:
- Degree & College (MD, MBBS, MDS & BDS)
- Ownership status of Clinic
- Work experience
- Geographic location of the practice
- CIBIL score
- Other terms and conditions
The documents required are:
- Identity and Address Proof
- Bank statement of last 6 months
- Qualification proof of the highest professional degree
- Medical Registration Certificate
- Property Ownership Proof (Residential/Commercial)
Personal loan caters to salaried Doctors, whereas Professional Loan for Doctors is specifically curated for Doctors in India pursuing independent medical practice or running a clinic.
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