Home Loan for Ready Houses

Step Into Your New Home, Hassle-Free

Loan of up to INR 10 Cr
Flexi funds facility
Tenure of up to 30 years
Funding up to 90% of Value

About Godrej Housing Finance - Home Loan for Ready-to-move-in Houses

Godrej Housing Finance makes moving into your home a breeze with our streamlined process and tailored Home Loan, specifically designed for ready-to-move-in houses. Enjoy the journey of homeownership and start building memories from day one.

Higher loan amount up to

INR 10 crore

Interest rates starting from

7.75% p.a.

High loan-to-value up to

90%

High loan tenure up to

30 years

style

global-title-top-padding, global-top-padding-tab, font-style

animation

true

animation-threshold

0.2

Feature of Godrej Housing Finance Home Loan?

style

Padding-v1, global-title-component-padding, global-top-padding-tab

timing

100

teaser-target-id

homepage-carousel-secondary

style

Hero-carousel-secondary

summary

*Loans offered/financed by Godrej Housing Finance - T&Cs apply

pagination

true

progressbar

false

Design Your EMI

Take control of your EMIs! Customize your monthly payments and choose to pay interest-only for select periods.

We have flexible EMI payment solutions so you can settle into your dream abode without the stress of EMIs. With interest-only payments, you can use funds saved for interior designing, personal touches, or any other expenses.

Pay interest-only for up to 12 months for ready-to-move-in properties
Ensure your chosen interest payment meets minimum and maximum thresholds
Opt for flexible interest repayments based on your financial capacity

Apply Now
Know More

mobile-alignment

center

desktop-text-alignment

left

desktop-text-placement

left

type

carousel-v1

hide-button

primary

hide-button

secondary

teaser-target-id

homepage-carousel-secondary

Text-color

white

Parallel Funding

Ease your down payments! Pay upfront costs into smaller affordable portions.

Burdened by the thought of bulky down payments? With a parallel funding option, the house of your choice is more attainable than ever.

Reduce the stress of upfront payment by sharing the load with us
Split your down payment contribution into affordable portions under various construction stages
Only applicable for under-construction properties

Apply Now
Know More

mobile-alignment

center

desktop-text-alignment

left

desktop-text-placement

left

type

carousel-v1

hide-button

primary

hide-button

secondary

teaser-target-id

homepage-carousel-secondary

Text-color

white

timing

100

teaser-target-id

homepage-carousel-secondary

style

Hero-carousel-secondary, term-condition-padding, know-more-color

summary

*Loans offered/financed by Godrej Housing Finance - T&Cs apply

pagination

True

progessbar

True

Home Loan Calculators

style

global-title-top-padding , global-title-top-padding-tab

loan-amount-title

Loan Amount

loan-amount-min-value

2000000

loan-amount-max-value

100000000

loan-amount-step

250000

Interest-rate-title

Interest Rate

Interest-rate-min-value

Interest-rate-max-value

tenure-title-year

Loan Tenure

tenure-min-year-value

tenure-max-year-value

tenure-title-months

Loan Tenure

tenure-min-month-value

tenure-max-month-value

tab-title

EMI Calculator

calculator-id

homepage-calculator

style

Cal,no-padding

Principal-amount-label

Principal Amount

Monthly-emi-label

Your Monthly EMI

Monthly-emi-label-mobile

Monthly EMI

Interest-payable-label

Interest Payable

Total-amount-payable-label

Total Amount Payable

Interest-rate-label

Interest Rate @

Total-tenure-label

Total Tenure

Apply-now-label

Apply Now

redirection-path-emi

/apply-now?category=home_loan&gtm=emi &target=applynowform-container

Rupee-symbol-english

INR

Percent-symbol

Year-span-label

Yrs.

Month-span-label

Mos.

Year-input-min-label

Year

Year-input-max-label

Years

Month-input-min-label

Month

Month-input-max-label

Months

Chart-year-symbol

Chart-month-symbol

Chart-month-year-separator

Error-message-loan

Please enter value within range.

Error-message-interest

Please enter value within range.

Error-message-year

Please enter value within range.

Error-message-month

Please enter value within range.

income-title

Net Monthly Income

income-min-value

50000

income-max-value

2500000

existing-emi-title

Existing EMIs

Income-amount-step

25000

existing-emi-step

25000

existing-emi-min

existing-emi-max

1500000

interest-rate-title

Interest Rate

Loan-interest-rate-min-value

Loan-interest-rate-max-value

tenure-title-year

Loan Tenure

Loan-tenure-min-year-value

Loan-tenure-max-year-value

tenure-title-months

Loan Tenure

Loan-tenure-min-month-value

Loan-tenure-max-month-value

product-list

Home Loan

Plot Loan

Property Loan

redirection-path

/apply-now?category=home_loan&gtm= Calculators_Eligibility_applyNow_HLForReadyToMoveInProperty&target=applynowform-container

redirection-path-mobile

/apply-now?category=home_loan&gtm=loan_eligibility &target=applynowform-container

select-product-place-holder

Select Product

font-size

Select-product-label

Select The Product You Are Interested In?

Interest-rate-label

Interest Rate @

Total-tenure-label

Total Tenure

Year-label

Month-label

Tenure-separator

Principal-amount-label

Principal Amount

Interest-payable-label

Interest Payable

Loan-eligibility-label

Your Loan Eligibility Amount:

Total-amount-label

Total Amount Payable

Monthly-emi-label

Your Monthly EMI

Monthly-emi-label-mobile

Monthly EMI

Mobile-year

Years

Mobile-month

Months

Apply-now-button

Apply Now

Loan-Rupee-symbol-english

INR

Percent-symbol

Year-span-label

Yrs.

Month-span-label

Mos.

Year-input-min-label

Year

Year-input-max-label

Years

Month-input-min-label

Month

Month-input-max-label

Months

Error-message-loan

Please enter value within range.

Error-message-existing-emi

Please enter value within range.

Error-message-interest

Please enter value within range.

Error-message-year

Please enter value within range.

Error-message-month

Please enter value within range.

Tab-title

Loan Eligibility Calculator

Calculator-id

Homepage-calculator

Style

Cal, hide-dropdown

Interest Rate and Document for Ready to Move in Property

Interest Rates

With low interest rates on Home Loan, the journey to your dream home is easier than ever. Less EMIs, More Savings!

Indian Resident Salaried

7.75%

per annum onwards

Non-Resident Indian Salaried

7.75%

per annum onwards

Business Self-Employed

8.29%

per annum onwards

Professional Self-Employed

8.29%

per annum onwards

queryIndexUrl

/interest_rate_document/query-index.json

interestRateTitle

Interest Rates and Documents

viewCompleteLabel

View Complete List of Documents

viewCompleteLabelRedirection

https://www.godrejhf.com/ghf/information-and-policies?target=accordion.active&category=customer_information&show=Identity_And_Address_Proof_Documents&open_in_new_tab=true

disclaimer

*Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.

style

global-padding , global-padding-tab

pagename

home-loan-for-ready-to-move-in-property

quesansurl

/support/faq-ques-ans-sheet.json

desktopTitle

Frequently Asked Questions

cannotfindlabel

Can’t find what you are looking for?

viewallbuttonlabel

View All

viewallbuttonredirection

/support/faqs?category=home_loan

faqqMobileTitle

FAQs

productPageName

Home Loan

style

global-padding,global-bottom-padding-tab

viewAllRedirectionIcon

Godrej Nirmaan banner

Get access to 13+ partners to build, plan and grow your business

style

global-padding, global-bottom-padding-tab

testimonial

Explore Home Loan Offer in Your City

Home Loan in Mumbai

/home-loan/mumbai

Home Loan in Bangalore

/home-loan/bangalore

Home Loan in Hyderabad

/home-loan/hyderabad

Home Loan in Pune

/home-loan/pune

Home Loan in Chennai

/home-loan/chennai

Home Loan in Delhi

/home-loan/delhi

Home Loan in Ahmedabad

/home-loan/ahmedabad

style

global-padding-tab, global-no-padding-mobile

Explore Home Loan Offers as per Your Budget

20 Lakh

Home Loan

/home-loan/20-lakh-home-loan

30 Lakh

Home Loan

/home-loan/30-lakh-home-loan

40 Lakh

Home Loan

/home-loan/40-lakh-home-loan

45 Lakh

Home Loan

/home-loan/45-lakh-home-loan

50 Lakh

Home Loan

/home-loan/50-lakh-home-loan

60 Lakh

Home Loan

/home-loan/60-lakh-home-loan

70 Lakh

Home Loan

/home-loan/70-lakh-home-loan

80 Lakh

Home Loan

/home-loan/80-lakh-home-loan

style

global-bottom-padding-mobile, global-padding

style

Global-top-padding-mobile

/about-us/blogs/home-loan/a-complete-guide-to-home-loan-management

/about-us/blogs/home-loan/home-loan-tax-benefits-for-women

/about-us/blogs/home-loan/is-itr-for-home-loan-required

/about-us/blogs/home-loan/thinking-of-home-loan-balance-transfer

/about-us/blogs/home-loan/loans-for-same-gender-partners

read-more-label

Not-found-msg

Sorry, couldn’t find what you’re looking for.

style

global-padding ,global-bottom-padding-tab

Connect with Our Customer Support Team

false

Customer Support

true

GIA Chatbot

false

WhatsApp Chat

false

Customer Portal Login

false

022-68815555

false

Email Support

false

Customer Care

true

Send an Email

true

ⓘ Need more information or answers to your questions in the meantime? Check out FAQs

false

style

global-bottom-padding, mobile-last-padding, global-bottom-padding-mobile , tab-last-padding

domainSheetUrl

/domain-sheet.json

CustomerSupportUrlApi

/url-sheet.json

WhatsApp Support

Quick Apply

style

Quick-tools-component

type

FAQPage

Question-1

What is the interest rate for home loans?

Answer-1

Interest rates start from 8.5% p.a., depending on your profile and loan amount.

Question-2

What is the eligibility for a business loan?

Answer-2

MSMEs operating for 2+ years with stable income are eligible.