Balance Transfer

Ease Your EMIs, Maximize Your Savings

  • Starting rate of 7.65%
  • Save on EMI payments
  • Zero-touch loan
  • Get additional top-up

Apply Now

What is Balance Transfer Loan

Tired of high EMIs and cumbersome loan management? With loan balance transfer to Godrej Finance/Godrej Housing Finance, you can enjoy lower interest rates, reduced EMIs, and enhanced eligibility. Our balance transfer facility ensures flexible repayment options and seamless service, giving you better control over your finances. Switch to a trusted lender and experience hassle-free loan management with Godrej Finance/Godrej Housing Finance.

Interest rates starting from

7.65% p.a.

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Additional

Top-up Loans

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Minimal

Paperwork

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Quick

Sanction

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Loan Balance Transfer: Offers by Godrej Finance/Godrej Housing Finance

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Home Loan

Transfer your home loan to Godrej Housing Finance for lower interest rates and flexible repayment options that save you money. Our seamless Home Loan Balance Transfer process and superior customer service ensure a hassle-free transition, unlocking better benefits for your home journey.

  • Higher Loan Amount – up to INR 10 crore
  • Interest rates – starting from 7.65% p.a.
  • Loan Tenure – up to 30 years
  • Top-up Loan available

Apply Now
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Loan Against Property

Optimize your finances by transferring your Loan Against Property to Godrej Housing Finance. Enjoy competitive rates and flexible repayment plans. With our superior customer service, we guarantee a smooth transition, enhancing your financial flexibility while retaining the value of your asset.

  • Interest rates starting at 9.50% p.a.
  • Longer tenure of up to 25 years
  • Loan-to-value up to 85%
  • Flexi Funds (Overdraft-like facility)

Apply Now
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Transfer your Home Loan to enjoy lower rates and better savings
Apply Now

EMI & Eligibility Calculator for Balance Transfer

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Home Loan

Plot Loan

Property Loan

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Interest Rates for Balance Transfer

Interest Rates

Lighten your financial load - turn to our Home Loan Balance Transfer with low-interest rates, designed to provide the support you need.
Indian Resident Salaried

7.65%

per annum onwards

Non-Resident Indian Salaried

7.65%

per annum onwards

Business Self-Employed

7.90%

per annum onwards

Professional Self-Employed

7.90%

per annum onwards

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Lighten your financial load - turn to our Home Loan Balance Transfer with low-interest rates, designed to provide the support you need.
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*Disclaimer: All contents mentioned on this page, including documents, eligibility may vary for each borrower and are subject to the lender's discretion. The content is subject to change without prior notice.
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Frequently Asked Questions

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Balance Transfer
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Connect with Our Customer Support Team

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ⓘ Need more information or answers to your questions? Check out FAQs
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Question-1

What is Balance Transfer?

Answer-1

Balance Transfer is a financial strategy that allows you to move an existing loan from one lender to another, typically with the aim of securing better terms, such as lower interest rates or more favorable repayment terms. Godrej Housing Finance’s Balance Transfer empowers you to shift your outstanding loan to us, providing opportunities for reduced EMI payments, competitive interest rates, and enhanced financial flexibility. It's a smart move to optimize your loan and achieve greater savings in the long run.

Click $here$ to apply online

Question-2

What is Home Loan Balance Transfer?

Answer-2
Home Loan Balance Transfer is a process where you transfer your existing Home Loan from one lender to another. This strategic move enables you to benefit from lower interest rates, reduced monthly payments, and improved loan terms. By choosing Godrej Housing Finance for your Home Loan Balance Transfer, you unlock the advantages of our competitive interest rates, additional Top-Up loans, and a simplified documentation process. It's a financial decision that empowers you to optimize your home loan for better savings and flexibility.
Question-3

What are the benefits of transferring a home loan to Godrej Housing Finance?

Answer-3
Transferring your home loan balance to Godrej Housing Finance through our efficient balance transfer procedure unlocks various benefits. Enjoy competitive interest rates, EMI savings, and the flexibility to extend the repayment period. Plus, experience the advantage of a higher loan amount, including a Top-Up loan, tailored to meet additional requirements.
Question-4

How long does it take to switch the lender?

Answer-4
We keep the Balance Transfer procedure simple and hassle-free. Once you apply for a Home Loan Balance Transfer with Godrej Housing Finance, you can expect a swift 7-day processing period. After applying for the balance transfer process online on our website, our representative will contact you for necessary documents, including those required for eligibility assessment.
Question-5

What is the maximum amount that can be transferred?

Answer-5
There's no maximum limit for the transfer amount. If eligible, Godrej Housing Finance allows the complete transfer of your Home Loan outstanding balance, ensuring a seamless process.
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