Documents Required for MSME Loan

Minimal Paperwork. Maximum Convenience.

  • Quick digital sanction
  • Easy customer support
  • Rewards on repayments
  • Flexi funds facility

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Why MSME Loan Documentation Matters

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When applying for a MSME Loan, submitting the right set of documents ensures faster approval and smoother processing. At Godrej Capital, we aim to keep the process simple, transparent, and efficient requiring only the essential documents to verify your identity, income, and property details. Our MSME Loan comes with competitive interest rates starting from 17% p.a., flexible tenures of up to 6 years, and loan amount based on your eligibility.
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Documents Required for MSME Loan

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Here’s a category-wise breakdown of the documents you need to submit when applying for a MSME Loan with Godrej Capital:
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Interest Rate & Charges, Documents & Eligibility for MSME Loan

Interest Rates & Charges

Godrej Capital offers MSME Business Loan at competitive interest rates, making financing simpler and more accessible for growing enterprises. Explore the MSME Loan details below to plan your borrowing efficiently.

Types of fees Charges applicable
Rate of Interest Starting from 17% per annum
Loan Amount INR 5 lakhs to INR 50 lakhs
Processing Fees Up to 3% of the loan amount
Foreclosure Charges Up to 6% of principal outstanding at the time of foreclosure
Part Pre-payment Charges 2% of the amount prepaid
Charges towards Stamp Duty As applicable & prescribed by the relevant Government Authority
Documents Required

Submitting the right documents is crucial for a smooth MSME Loan approval process. At Godrej Capital, we simplify the documentation so you can apply for your MSME Loan online with ease. Review the essential paperwork below to get started and access complete MSME Loan details confidently.

KYC Documents PAN Card
Aadhar Card (Proof of Address)
Passport-sized photo
Udhyam Certificate (if applicable)
Income Documents GST Certificate (if applicable)
Latest 6 months bank statement

*Refer Policy document for more details

Eligibility

Before you apply for an MSME Loan, it is important to understand the basic MSME Loan eligibility criteria. This not only streamlines the approval process of your Business Loan for MSME but also improves your chances of a successful MSME application.

Loans for Self Employed Non-professionals
Profile The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services
Age 25 to 65 years
Business Vintage

1. Minimum business vintage of 3 years

2. Minimum turnover of INR 40 lakhs

3. Bank account in the name of the business

4. Minimum profit of INR 3 lakhs

* Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.

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Interest Rate & Charges, Documents & Eligibility for MSME Loan
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Key Features of our MSME Loan

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Key Features of our MSME Loan

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Design Your EMI

Craft your EMI plans according to your business needs.

Adapt your repayments to your business's cash flow requirements, freeing up capital for strategic investments. During seasonal dips, take advantage of interest-only payments to ease the burden and keep your business running smoothly.

  • Pay interest-only for select quarter or up to 24 months
  • Pay your EMIs as per your convenience, capability, and comfort

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BizRewards

Turn responsible repayments into earning possibilities with BizRewards!

Get rewarded for what matters most - your financial responsibility. Timely EMI payments will not only maintain your credit score but also earn you exciting rewards.

  • Earn exciting rewards on timely repayment of your EMIs
  • Choose from a wide range of vouchers across lifestyle, wellness, fashion, travel, and more
  • Total reward value up to INR 20,000

Apply Now
Know More

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Flexi Funds

Explore ready access to funds in just a few simple clicks with Flexi Funds, an overdraft-like facility.

Withdraw funds from a sanctioned limit and repay at your convenience with Flexi Funds - an easy-to-use overdraft-like facility. Flexi Funds provides the flexibility to manage the cash flow needs of your business.

  • No fixed EMIs - Interest only charged on the amount you withdraw
  • Repayment tenure of up to 6 years
  • Sanctioned limit of up to INR 50 lakhs

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Grow with Nirmaan

Build your business dreams, all in one place: Nirmaan, your one-stop growth partner.

Expand locally and globally, navigate government tenders, manage employees, streamline operations, transfer funds securely, get compliance support, and more with Godrej Nirmaan's comprehensive ecosystem.

  • Exclusive partner offerings with discounted pricing
  • Savings of up to INR 50,000
  • Zero registration fees, simply visit Godrej Nirmaan

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MSME Loan EMI Calculator

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Frequently Asked Questions

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