Stamp Duty and Registration Charges in Madhya Pradesh 2025

This guide explains stamp duty and registration charges in Madhya Pradesh in 2025, how rates apply, how duty is calculated on circle or market value, and how to pay online through official portals. It also covers deed wise rates, exemptions, penalties and documents required for smooth registration.

Additionally, these charges also impact Home Loans because they increase the overall cost of property purchase and must be paid before loan disbursement. Lenders consider these costs when calculating the total funding requirement, so planning for them ensures smooth loan processing.

Also Read: Home Loan: All You Need to Know

What is Stamp Duty and Registration Charges in Madhya Pradesh?

Stamp duty is a state tax on instruments that record property transfers. Registration charges are fees paid to record the deed in government land records under the Registration Act, 1908. Duty validates ownership and the registered deed becomes admissible as evidence.

Current Stamp Duty Rates and Registration Charges in Madhya Pradesh (2025)

The commonly cited rate for stamp duty on conveyance in Madhya Pradesh is 7.5% of the higher of agreement value and circle (guideline) value. Many guides state registry charges at 1% of value, though some sources mention 3%. Always confirm on the official calculator before payment.

Stamp Duty Charges for Different Types of Property Transactions in Madhya Pradesh

Indicative rates vary by instrument. Refer to the latest notified chart at the Department site.

How to Calculate Stamp Duty and Registration Charges in Madhya Pradesh

Duty is computed on the higher of circle (guideline) value and agreement value. Use the official calculator to select district, locality and property details, then compute duty and registry fee.

Example (Urban flat, ₹50,00,000): Duty at 7.5% = ₹3,75,000. Registration at 1% = ₹50,000. Total statutory cost = ₹4,25,000.

Also Read: Stamp Duty and Registration Charges (2025)

Methods to Pay Stamp Duty and Registration Charges in Madhya Pradesh

Online Payment Process

• Visit the SAMPADA 2.0 portal and create or log in to your account.
• Identify property using GIS tools or enter details.
• Use the calculator to compute duty and registry fee.
• Generate e-stamp and pay using card, net banking or wallet.
• Book an appointment slot and complete e-KYC for execution.

Offline Payment Process

• Approach authorised service provider for e-stamp issuance.
• Prepare deed draft using model templates.
• Carry originals, payment receipts and attend the sub-registrar appointment.

Exemptions, Concessions and Tax Benefits on Stamp Duty in Madhya Pradesh

Concessions apply to certain instruments such as family gift deeds. Section 80C of the Income Tax Act permits deduction for stamp duty and registration paid on purchase of a new residential property, subject to conditions.

Required Documents for Property Registration in Madhya Pradesh

• PAN or Form 60, identity and address proofs of parties
• Recent photographs of buyer and seller
• Draft deed and linked principal documents where applicable
• Proof of duty and fee payment (e-stamp, receipts)
• Property details including survey numbers and guideline valuation

How to Register a Complaint Regarding Stamp Duty and Registration Charges in Madhya Pradesh

Use the Department website to raise a helpdesk ticket, or contact the concerned sub-registrar office. Keep GRN, e-stamp UIN and application references ready.

Why are Stamp Paper and Registration important for Business Loans?

Stamp paper and registration are important for Business Loans because they provide legal validity to the loan agreement and protect the interests of both the borrower and the lender. Loan documents executed on the proper value of stamp paper ensure that the contract is enforceable in court, reducing the risk of disputes in the future. Registration adds an additional layer of authenticity by officially recording the loan or collateral charge with the relevant authority. For secured business loans, such as Loans Against Property or commercial purchase loans, proper stamping and registration are essential to establish the lender’s rights over the asset. Together, these steps create a transparent and legally sound foundation for business borrowing.

Apply now for a Business Loan.

FAQs

Q.1. What is the current stamp duty rate in Madhya Pradesh for residential property?

A. Yes, ITR can be filed without Form 16 by using salary slips, Form 26AS, AIS and bank statements to compute income and taxes paid.

Q.2. Are registration charges mandatory for all property purchases in MP?

A. Yes. Registration charges are payable to record the deed under the Registration Act.

Q.3. Can stamp duty and registration fees be paid online in Madhya Pradesh?

A. Yes. Use the SAMPADA 2.0 portal to compute, pay and generate e-stamps.

Q.4. Is there any stamp duty exemption for women buyers in MP?

A. Gender based concessions are not generally notified for conveyance duty. Verify current circulars on the Department site.

Q.5. How does one calculate the stamp duty on a gift deed in Madhya Pradesh?

A. Family gift deeds carry concessional duty compared to non family transfers. Use the deed specific rates in the chart and the portal calculator.

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