RERA Kerala: Registration Process, Charges and Rules

Kerala RERA ensures transparency and accountability in real estate transactions. This comprehensive guide explains its applicability, benefits, registration process, charges, complaint filing, penalties, and verification steps for safer investments. It also highlights how compliance can help secure financing options like Home Loan.

Also Read: Home Loan: All You Need to Know

What is RERA in Kerala?

The Real Estate (Regulation and Development) Act, 2016 introduced Kerala RERA (K-RERA) to regulate property transactions. It aims to protect buyers, enforce transparency, and ensure timely completion of projects. Developers must register projects and provide accurate details, reducing risks for homebuyers.

Applicability of RERA in Kerala

Kerala RERA applies to projects exceeding 500 sq. m or eight units, covering promoters, agents, and buyers. Exceptions include renovation projects without marketing and small developments. Compliance is mandatory for developers and agents to avoid penalties and maintain credibility.

Benefits of RERA Kerala for Buyers and Stakeholders

• Transparency in project details
• Timely delivery assurance
• Grievance redressal mechanism
• Reduced fraud risk
• Legal compliance for all stakeholders

These benefits empower buyers to make informed decisions and safeguard investments.

Also Read: How RERA Benefits Homebuyers in India

Kerala RERA Registration Process

Under Kerala RERA (K‑RERA), the registration process for promoters or real estate agents generally involves visiting the official Kerala RERA portal, filling out the appropriate registration form, uploading the required documents, paying the applicable fees online, submitting the application and then awaiting verification by the authority. Upon approval, the applicant receives a unique registration certificate. Registrations are typically valid for a fixed term (such as five years for agents) and must be renewed periodically to remain compliant.

Documents Required for RERA Registration in Kerala

Promoters:

• PAN card of the promoter
• Legal title deed and encumbrance certificate of the land
• Audited balance sheets and income tax returns for preceding years
• Sanctioned project plans, layout plan, and commencement certificate
• Project specifications and financial disclosures (including escrow account details)
• Declarations and affidavits (Form B)
• Copies of agreements, allotment letters, and conveyance documents

Real Estate Agents:

• PAN card and identity proof
• Address proof and business address proof
• Photographs of the agent
• Enterprise details (if applicable)
• Income tax returns or declarations for preceding years

Companies/Entities (if registering as a promoter or agent):

• Certificate of Incorporation
• Memorandum of Association and Articles of Association
• Audited accounts
• Details of directors or partners

Kerala RERA Registration Charges and Fees

The fee structure under Kerala RERA is determined by the type and size of the real estate project. Promoters pay registration charges based on the total land area and the number of units in the development. Larger residential or commercial projects attract higher fees compared to smaller ones. Real estate agents, however, pay a fixed registration fee regardless of the project size they represent.

Additional charges may apply for projects that exceed specified thresholds or require special approvals. These fees are prescribed by the Kerala Real Estate Regulatory Authority and are subject to periodic updates. It is essential to check the latest fee structure on the official Kerala RERA portal before applying to avoid delays or compliance issues.

How to File a Complaint with RERA in Kerala?

If you encounter issues such as project delays, false promises, or non-compliance by promoters or agents, Kerala RERA provides a structured grievance redressal mechanism. Complaints must currently be filed offline, and while online submission is available for certain complaints, a physical copy of the complaint and supporting documents must still be submitted to the RERA office.

Steps to file a complaint:

1. Download the prescribed forms – Form M or Form N – from the official Kerala RERA website.
2. Fill in accurate details including your name, contact information, project details, and the nature of the grievance.
3. Attach supporting documents such as the sale agreement, payment receipts, and any communication with the promoter. These documents strengthen your case and speed up resolution.
4. Pay the prescribed complaint fee as mentioned in the RERA guidelines.
5. Submit the completed form and documents to the Kerala RERA office in person or via registered post.

Complaints are reviewed by the authority, and hearings are scheduled to resolve disputes fairly. Timely filing ensures your rights as a homebuyer are protected under the Real Estate (Regulation and Development) Act, 2016.

Penalties and Legal Implications under Kerala RERA

Kerala RERA enforces strict penalties to ensure compliance and protect homebuyers. Non-compliance by promoters or agents can lead to severe consequences, including:

• Monetary fines: Penalties can range from a percentage of the project cost to substantial fixed amounts, depending on the nature of the violation.
• Imprisonment: Serious breaches, such as fraudulent practices or repeated violations, may result in imprisonment as per the Real Estate (Regulation and Development) Act, 2016.
• Cancellation of registration: Projects or agents failing to adhere to RERA norms risk losing their registration, which halts all sales and marketing activities.
• Blacklisting: Persistent offenders may be blacklisted, impacting their ability to operate in the real estate sector.

Compliance is not optional - it is a legal requirement that safeguards both developers and buyers.

Final Thoughts

Kerala RERA has transformed the real estate sector by enforcing transparency, accountability, and timely project delivery. Compliance with its regulations protects homebuyers, strengthens trust, and ensures fair practices among developers and agents. Beyond safeguarding investments, adherence to RERA norms enhances property credibility, making it easier to access financial products such as a Home Loan for purchasing or upgrading your property. By following Kerala RERA guidelines, stakeholders can enjoy secure transactions and unlock long-term financial benefits.

Apply now for a Home Loan.

FAQs

Q.1. Is registration under Kerala RERA mandatory for all real estate projects?

A. Yes, if they meet threshold criteria.

Q.2. How can I check if a real estate agent is registered with Kerala RERA?

A. Use the official portal search feature.

Q.3. Can I register my real estate project online in Kerala?

A. Yes, through Kerala RERA portal.

Q.4. What are the consequences if a developer violates Kerala RERA rules?

A. Penalties include fines and imprisonment.

Q.5. How often do I need to renew my RERA registration as an agent in Kerala?

A. Renewal is required as per validity period specified by Kerala RERA.

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