Loan Against Property

 

Our Loans Against Property can help you through life’s biggest moments. Weddings, personal passions, educational fees or career changes - we’ve got you covered. Refinance any existing commercial or residential property at the best rates today.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Udyog Loan Against Property

 

Are you an MSME owner looking to scale your business operations? Take your business to new heights with Godrej Capital Udyog Loan Against Property. Our loan solutions enable business owners to get higher loan eligibility by allowing multiple sources of income to be considered. With quick loan approvals and attractive interest rates, our goal is to help your business achieve growth.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Lease Rental Discounting

 

Want to leverage your rental earnings to get a loan? We offer industry-best loan-to-value Lease Rental Discounting, allowing you to explore new business opportunities, fund personal expenses, or even pursue higher education. Unlock the value of your assets without selling them.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Commercial Property Loan

 

Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Balance Transfer

 

Transfer your existing loans to Godrej Capital and experience the benefits of lower interest rates, flexible repayment terms, and significant EMI savings. Enjoy higher eligibility, along with a Top-Up loan, to take care of your extra needs.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Home Loan

 

Seeking a Home Loan to buy a ready-to-move-in property, an under-construction house, or renovate your current residence? Our Home Loan, featuring low interest rates and flexible EMI plans, is specifically designed to help you accomplish buying your dream home.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Plot Loan

 

Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our professional loans for doctors are here to help you.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our professional loans for doctors are here to help you.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for CAs

 

Want to scale your professional practice? We now offer professional loans for doctors and chartered accountants (CAs) to help you expand your existing set-up, hire more staff, buy modern equipment, and fulfil other business requirements to improve and develop your services.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for MSMEs

 

If you're an entrepreneur with a small business or an MSME and are aspiring to take your venture to greater heights, you're in the right space! While you hustle for your company's success, we stand prepared to accompany you on this journey. Access unparalleled funding possibilities with our MSME-focused business loans, aligning seamlessly with your endeavors for business growth.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for Women

 

Are you a woman entrepreneur with a vision for business growth? We are excited to fuel your ambitions with our women-centric business loans. Whether you're spearheading a small-scale business or a micro enterprise, our MSME-focused business loans are designed to meet your business needs.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan

 

We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

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Looking to Check Your CIBIL score? Here’s How You Can Do It Easily



In the financial world, your credit score is a critical aspect that significantly influences your ability to secure loans and credit cards. Fortunately, checking your CIBIL score has become more accessible, thanks to the Reserve Bank of India's mandate that allows individuals to obtain one free credit score and credit report every year. In this step-by-step guide, we'll walk you through the process of checking your CIBIL score online for free.

 

Step 1: Visit the CIBIL Website

Start by navigating to the official CIBIL website. This ensures that you are accessing your credit information from a reliable source.

 

Step 2: Fill Out the Form

Once on the website, you'll find a form that requires your essential information. Fill in details such as your name, contact number, and email address. After completing this, click on "continue to step 2."

 

Step 3: Provide Additional Information

In the next step, you'll be prompted to enter additional details, including your PAN number. Ensure that you input your PAN details accurately to proceed to the next stage.

 

Also read: Why is CIBIL Score Important for Loans

 

Step 4: Answer Questions About Your Finances

Answer all the questions accurately regarding your loans and credit cards. Your responses here will contribute to the calculation of your CIBIL score, and a completed credit report will be generated based on this information.

 

Step 5: Choose Your Subscription (Optional)

After completing the main steps, you may be suggested various paid subscriptions if you need more than one report in a year. If you're only seeking a one-time, free credit score and report, proceed to select "No Thanks" at the bottom of the page. This confirms your account creation.

 

Step 6: Log In to Your Account

Use the login and password created in Step 2 to access your account. To proceed further, you'll need to authenticate yourself. An email will be sent to your registered account with a one-time password. Click on the link in the email and enter the provided password. You will then be prompted to change your password before logging in again.

 

Step 7: Update Your Personal Details

Once logged in, your personal details will be auto-populated by default. If any fields are not auto-populated, provide accurate information. Enter your contact number and click submit.

 

Step 8: View Your CIBIL Score

Upon submitting the form, your dashboard will be revealed, displaying your CIBIL score. Additionally, you can access your credit report directly from the dashboard.

 

While obtaining your credit score annually is crucial, it's advised not to check it only once. Monitoring your credit report regularly allows you to stay informed about any changes. Banks, financial institutions, and credit agencies update reports on a monthly basis, and staying vigilant helps you track fluctuations and maintain a healthy credit score.

 

To ensure a positive credit score, it's essential to understand the factors that impact it. Keep an eye on constraints, factors, and overall recommendations that contribute to maintaining a robust CIBIL score. By following these steps and staying informed, you empower yourself to make informed financial decisions and build a strong credit profile.

 

Read more about Credit score

 

Apply for loan

 

Apply for business loan

 

Apply for home loan

 

Disclaimer:

The contents of this article are for information purposes only and not a financial advisory. The information is subject to update, revision, and amendment and may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Godrej Capital or its Affiliates to any requirements. Godrej Capital or its Affiliates shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any decisions, financial or otherwise based on the contents and information mentioned. For more information, please visit www.godrejcapital.com