Loan Against Property

 

Godrej Capital's Loan Against Property (LAP) is designed to support business growth with high loan eligibility, flexible EMIs, longer tenures, and a wide range of acceptable collaterals. This loan provides substantial funding based on property value, making it ideal for significant business investments and expansions.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Udyog Loan Against Property

 

For MSMEs aiming for growth, Godrej Capital Business Loans for small businesses offer the funds needed to expand their business and manage cash flow. Apply for MSME loan without collateral today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Commercial Property Loan

 

Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Balance Transfer

 

Transfer your existing loans to Godrej Capital and experience the benefits of lower interest rates, flexible repayment terms, and significant EMI savings. Enjoy higher eligibility, along with a top up loan, to take care of your extra needs.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Home Loan

 

Seeking a Home Loan to buy a ready-to-move-in property, an under-construction house, or renovate your current residence? Our Home Loan, featuring low interest rates and flexible EMI plans, is specifically designed to help you accomplish buying your dream home.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Plot Loan

 

Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our Professional Loans for doctors are here to help you. Apply today for a collateral free loan today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our Professional Loans for doctors are here to help you. Apply today for a collateral free loan today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for CAs

 

Godrej Capital's Professional Loan helps CAs in expanding practice, hiring new staff, enhancing equipment, and upgrading services for business growth. Get a loan without collateral and take your career to new heights.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for MSMEs

 

For MSMEs aiming for growth, Godrej Capital Business Loans for small businesses offer the funds needed to expand their business and manage cash flow. Apply for MSME loan without collateral today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for Women

 

Are you a woman entrepreneur? Godrej Capital's Business Loans for women-owned MSMEs help them fuel growth and meet business needs without any collateral. Apply for a small business loan today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan

 

Empower your business with Godrej Capital's Business Loan, offering flexible financing solutions to help businesses take the next step for growth. Apply for online Business Loan without collateral today!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Loan

Loans for Business: How Godrej Capital Empowers MSMEs?



For over 127 years, the Godrej Industries Group has been a devoted supporter of the Indian economy, witnessing the entrepreneurial spirit that drives countless MSMEs (Micro, Small and Medium Enterprises) across the nation. Godrej Capital is rooted in this legacy. The company understands the nitty-gritty of business ownership – the late nights, the calculated risks, and the unwavering determination to see your venture flourish.

 

MSMEs are the backbone of the Indian economy, and their growth is vital for the nation's progress. Godrej Capital offers a suite of financial solutions specifically designed to empower your business ambitions. Here's how Godrej Capital’s Loans for Business help you navigate the twists and turns of your entrepreneurial journey.

 

Understanding Your Needs

Every business is unique, and a one-size-fits-all approach simply doesn't cut it. At Godrej Capital, the company takes time to understand your specific requirements and challenges. Whether you're looking to expand your operations, invest in new equipment, or manage seasonal fluctuations, there’s a right solution for you.

 

Different types of loans for Business at Godrej Capital are secured loans for business like Loan Against PropertyUdyog Loan Against PropertyCommercial Property Loan, Lease Rental Discounting; and unsecured loans for business like Business LoansProfessional Loan for Chartered Accountants, and Professional Loan for Doctors

 

Types of Loans for Business

 

Loan Against Property (LAP)

Unlock the potential of your existing property with a Loan Against Property from Godrej Capital. This loan offers a substantial amount of money against your mortgaged property to meet your diverse business needs, from purchasing inventory to funding marketing initiatives. LAP comes with attractive interest rates, flexible repayment options, and a hassle-free application process. 

 

Moreover, with a high loan-to-value of 85%, unlock maximum value from your property. LAP also comes with a high loan tenure of 25 years, making it easy to spread your EMI payments over a long loan tenure. 

 

With a loan interest rate starting at just 9.75% p.a., you can get loan amount up to INR 15 crore. 

Apply Now

 

Udyog Loan Against Property (Udyog LAP)

Specifically designed for small businesses, Udyog Loan Against Property from Godrej Capital can be used to leverage the value of your property to get the capital needed to take your business to the next level.  

 

Another key feature of this type of loan is that Udyog LAP considers a wide range of collateral and multiple income sources to offer you higher eligibility. The on-ground support team ensures that you unlock the maximum value of your property and that your multiple income modes are considered.

 

Udyog Loan Against Property comes with a loan tenure of up to 15 years, higher loan amount of up to INR 3 crore, and interest rates starting from just 11% p.a.

Apply Now

 

Business Loan

No collateral? No worries. Business Loan from Godrej Capital can be availed without a collateral. It can be used for your various business needs and you can secure funds up to INR 50 lakhs. 

 

Business Loan offers ‘Design Your EMI’ so you can pay EMIs as per your cashflow and business needs. One of the other unique features of this type of loan is BizRewards. BizRewards rewards you for timely EMI payments, allowing you to redeem vouchers on various merchant portals like lifestyle, entertainment, travel, etc.. 

Apply Now

 

Also Read: 8 Advantages of Business Loans for MSMEs

 

Commercial Property Loan

A Commercial Property Loan from Godrej Capital can help you finance the construction, extension, or improvement of your commercial property. The institution offers plans designed for your business needs, with lower interest rates, a higher loan-to-value ratio, and flexible EMI options. This can help you grow your business by giving you the capital you need to invest in your property. 

 

Some of the features of this loan are loan amount of up to INR 10 crore, loan to value up to 70%, Loan tenure of up to 25 years, and interest rates starting from 9.75% p.a.

Apply Now

 

Lease Rental Discounting

With Godrej Capital's Lease Rental Discounting (LRD), you can secure a loan of up to INR 35 crore without selling your valuable assets. Whether you aspire to start a business, reach financial goals, or invest in education, LRD offers an industry-leading Loan-to-Value (LTV) of up to 70%. And the best part? There are no strings attached to how you use these funds. Your money, your choices. 

Other features include extended loan tenure of 15 years and flexible repayment solutions.

Apply Now

 

Professional Loan for Chartered Account (CA)

A Professional Loan for Chartered Accountants from Godrej Capital can help you expand your practice. This loan is available without collateral and can be used for various purposes. You can get financial aid for up to INR 50 lakhs for things like upgrading equipment, hiring new staff, and improving your facilities. The loan process include  flexible repayment options, so you can tailor them to your business needs. 

 

Another feature of this type of loan includes BizRewards i.e. rewards on timely payment of loans.

Apply Now

 

Professional Loan for Doctors

A Professional Loan for Doctors from Godrej Capital can help you elevate your professional growth. These collateral-free loans can be used for upgrading a clinic, hiring skilled staff, or improving facilities. The company offers swift approvals and incentives for punctual EMI repayments, making it a convenient way to finance your medical practice's growth. Loan amount for this type of loan can go up to INR 35 lakh. 

Apply Now

 

Why Should You Choose Godrej Capital’s Loans for Business?

 

Flexi Funds

Godrej Capital’s Loans for Business come with an overdraft-like facility, Flexi Funds. This gives you a pre-sanctioned limit so you can withdraw and repay funds instantly at the click of a few buttons online. This helps you avoid a lengthy loan process and address your business needs immediately. The best part? You only pay interest on the funds you utilise. 

 

Also Read: Overdraft Facility and Flexi Funds: All You Need to Know

 

Tailored Solutions

Godrej Capital doesn't believe in a generic approach. The loan products are designed to cater to your specific business needs and growth goals.

 

Quick Sanctions

Time is money. That's why the company strives to provide quick loan approvals to get the funds you need without delay.

 

Flexible Repayment Options

Godrej Capital recognizes that business cash flow can fluctuate. The flexible repayment plans allow you to structure your payments in a way that aligns with your income cycle.

 

Competitive Interest Rates

Explore competitive interest rates on Godrej Capital loans, minimizing your financial burden and maximizing your return on investment.

 

Hassle-Free Process

The application process is designed to be simple and straightforward, saving you valuable time and effort.

 

Godrej Capital: Your Growth Partner

Godrej Capital believes in being more than just a financial provider. The company aims to be a committed partner in your entrepreneurial journey.  The company offers valuable resources and support to help you navigate the complexities of running a business.
 

Also Read: A Complete Guide to the Different Types of Loans Available in India

 

Taking Your Business to New Heights

With Godrej Capital by your side, you have a reliable partner who understands the challenges and rewards of being an MSME owner. The company’s tailored financial solutions, coupled with the commitment to your success, empower you to take your business to new heights. Get in touch with Godrej Capital today and unlock the full potential of your MSME!

Apply Now

 

Still have questions? Learn more from Knowledge Center

 

Frequently Asked Questions

  1. What types of loans are offered for businesses by Godrej Capital?

    Godrej Capital offers secured loans like Loan Against Property, Udyog Loan Against Property, Commercial Property Loan, and Lease Rental Discounting; it also offers unsecured loans like Business Loans, Professional Loan for Doctors, Professional Loan for Chartered Accountants.

  2. Who is eligible for Godrej Capital’s Loans for Business?

    Eligibility criteria may vary for each loan product. It is usually dependent on business vintage, borrower’s age, credit score, profitability, and some other factors. Visit www.godrejcapital.com to learn more.

  3. How to calculate monthly EMI for my loan?

    Estimate your monthly EMIs with a simple EMI calculator. Click here to use.

  4. What are the unique features of Godrej Capital’s Loans for Business?

    Loans for Business by Godrej Capital come with various features like flexible repayment plan (Design Your EMI), Flexi Funds, quick sanction and disbursals, BizRewards, and more.

  5. What are the uses of Godrej Capital’s Loans for Business?

    You can use Loans for Business for various business needs like managing working capital, overcoming cash flow gaps, consolidating existing debts, etc.

Disclaimer:

The contents of this article are for information purposes only & not a financial advisory. For more details, please refer to the product or service document and/ or connect with our customer representative prior to making any financial decision. The information is subject to update, completion, revision, and amendment and may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Godrej Capital or its Affiliates to any requirements. Godrej Capital or its Affiliates shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

 

Financing through Godrej Finance/Godrej Housing Finance Limited. Product Terms & Conditions apply, for details visit https://www.godrejcapital.com