Loan Against Property

 

Our Loans Against Property can help you through life’s biggest moments. Weddings, personal passions, educational fees or career changes - we’ve got you covered. Refinance any existing commercial or residential property at the best rates today.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Udyog Loan Against Property

 

Are you an MSME owner looking to scale your business operations? Take your business to new heights with Godrej Capital Udyog Loan Against Property. Our loan solutions enable business owners to get higher loan eligibility by allowing multiple sources of income to be considered. With quick loan approvals and attractive interest rates, our goal is to help your business achieve growth.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Lease Rental Discounting

 

Want to leverage your rental earnings to get a loan? We offer industry-best loan-to-value Lease Rental Discounting, allowing you to explore new business opportunities, fund personal expenses, or even pursue higher education. Unlock the value of your assets without selling them.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Commercial Property Loan

 

Take your business to the next level with a Commercial Property Loan that finances construction, extension or improvement to make your business goals become reality. With plans designed for your life, you can rest assured that your business empire is in safe hands.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Balance Transfer

 

Transfer your existing loans to Godrej Capital and experience the benefits of lower interest rates, flexible repayment terms, and significant EMI savings. Enjoy higher eligibility, along with a Top-Up loan, to take care of your extra needs.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Home Loan

 

Seeking a Home Loan to buy a ready-to-move-in property, an under-construction house, or renovate your current residence? Our Home Loan, featuring low interest rates and flexible EMI plans, is specifically designed to help you accomplish buying your dream home.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Plot Loan

 

Found the perfect spot to build your future? Our Plot Loans can help make it yours. Our loans offer you the financial help, low interest rates and flexible payment options you need to construct the home of your dreams.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our professional loans for doctors are here to help you.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for Doctors

 

Whether you need working capital to start your own clinic or upgrade your current practice with new facilities and hire skilled staff, our professional loans for doctors are here to help you.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Professional Loan for CAs

 

Want to scale your professional practice? We now offer professional loans for doctors and chartered accountants (CAs) to help you expand your existing set-up, hire more staff, buy modern equipment, and fulfil other business requirements to improve and develop your services.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for MSMEs

 

If you're an entrepreneur with a small business or an MSME and are aspiring to take your venture to greater heights, you're in the right space! While you hustle for your company's success, we stand prepared to accompany you on this journey. Access unparalleled funding possibilities with our MSME-focused business loans, aligning seamlessly with your endeavors for business growth.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan for Women

 

Are you a woman entrepreneur with a vision for business growth? We are excited to fuel your ambitions with our women-centric business loans. Whether you're spearheading a small-scale business or a micro enterprise, our MSME-focused business loans are designed to meet your business needs.

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Business Loan

 

We give you the courage to take that next step that your business needs. Godrej Capital Business Loans empower you with customizable financing solutions to grow your business to the next level!

 

Key Benefits | Interest Rates | Calculators | Documents Required | FAQs

Loan Against Property - EMI Calculator, Features & Benefits

How to Submit Income Tax Return Online?



Understanding the process of filing income tax returns is paramount for Indian citizens to fulfill their legal obligations and contribute to the nation's development. This comprehensive guide provides a clear, step-by-step approach to simplify the often-daunting task of tax filing.

 

Step 1 - Access the Income Tax e-filing Website

 

Navigate to the Income Tax e-filing website by clicking on the following link: https://www.incometax.gov.in/iec/foportal/

 

Step 2 - Register or Log in to the Website

 

Sign in to the website by providing your user ID or PAN Card, password, and captcha code. Visit the 'e-File' menu and choose 'Income Tax Return' to initiate the filing process. You will be directed to the Income Tax Return page.

 

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Step 3 - Enter the Required Information

 

While your Permanent Account Number (PAN) will be automatically filled in the form, you must input the following details:

 

  • Assessment Year: The financial year succeeding the one in which the income was earned (e.g., if income is earned in 2022-2023, the assessment year is 2023-2024).
  • ITR Form Number: Online filing options include ITR 1 and ITR 4.
  • Filing Type: Select 'Original/Revised Return’.
  • Submission Mode: Choose 'Prepare and Submit Online’.

 

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Step 4 - Choose the Mode of Filing

 

Click on 'Continue.' Opt for 'Online' under 'Mode of Filing' and click 'Proceed.'

 

Step 5 - Select the Taxpayer Status

 

Choose your status as an Individual, Hindu Undivided Family (HUF), or Firm/ Limited Liability Partnership (LLP).

 

  • Individual: A natural person covered under the Income Tax Act, 1961
  • HUF: A separate tax entity comprising individuals lineally descended from a common ancestor
  • Firm/LLP: A partnership or Limited Liability Partnership, taxed independently.

 

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Step 6 - Choose the Appropriate ITR Form

 

Select the applicable ITR form for online filing, with options being ITR 1 and ITR 4.

 

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Step 7 - If You Choose ITR 1

 

Complete five sections:

 

  1. Personal Information: Includes basic details like name, PAN, Aadhar number, contact information, and bank details.
  2. Gross Total Income: Report income from sources like salary, pension, house property, and other sources.
  3. Total Deductions: Claim deductions under sections such as 80C, 80D, 80TTA, and others.
  4. Tax Paid: Reflects tax paid from sources like TDS, TCS, Advance Tax, and Self-Assessment Tax.
  5. Total Tax Liability: Displays computed tax liability.

 

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Step 8 - If You Choose ITR 4

 

Complete six sections:

 

  1. Personal Information
  2. Gross Total Income
  3. Disclosures
  4. Total Deductions
  5. Taxes Paid
  6. Total Tax Liability

 

Step 9 - Summary of Tax Computation

 

Review the website's summary of your tax computation for the relevant year based on the provided information. Determine if you owe tax or are eligible for a refund.

 

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Step 10 - Proceed to Validation

 

Click on 'Proceed to Validation.' Check for errors and select a verification option:

 

  • e-Verify
  • e-Verify later within 120 days
  • e-Verify via ITR-V through normal or speed post within 120 days

 

Choose a verification mode, then select 'Preview and Submit.'

 

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Step 11 - Submit the ITR

 

Click 'Submit' to submit your Income Tax Return. Upon successful submission, you will receive an income tax acknowledgment via email.

 

In essence, the journey of filing income tax returns embodies individual accountability and civic duty. By adhering to the outlined steps and maintaining financial transparency, taxpayers not only fulfill their obligations but also actively participate in the nation's economic progress and stability.