KYC Documents

Address & Identity Proof

Pan Card or Form 60 is mandatory. For Proof of Address & Identification, any one of the following documents is acceptable:

• Proof of possession of Aadhaar number
• Valid Driving License
• Valid Passport
• Voter’s Identity Card

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Income Documents

Income Declaration

To submit proof of income, following documents are acceptable:

• Latest 1-month salary slip or an authorized salary certificate by the signatory of the company on the letterhead
• Employment Proof of 2 years
• Last 6 months bank statement reflecting salary credit
• Proof of incentive or bonus of 2 years
• Sanction letter for collateral address
• Customer Declaration Form – Loan outstanding and List of documents submitted

Property Documents

Documents of Property Ownership

• Allotment Letter or Stamped Agreement for Sale
• Payment Receipts or bank account statement showing all payments made to the Builder

For Resale Home

• Current Registered or Draft Agreement for Sale (only for Maharashtra) or Allotment Letter or Stamped Agreement for Sale
• Prior Chain Link title documents
• Occupancy Certificate (in case property is ready) or Approved Plan copy (photocopy of the blueprint)
• Share Certificate (only for Maharashtra) Maintenance Bill Property Tax Receipt
• Payment Receipts or bank account statement showing all the payments made to Seller

KYC Documents

Address & Identity Proof

Pan Card or Form 60 is mandatory. For Proof of Address & Identification, any one of the following documents is acceptable:

• In case of Indian Passport Holder- Certified copy of Valid Indian Passport along with copy of valid visa copy or work or residence permit copy of other non important password
• In case of Foreign Passport holder- copy of valid Foreign Passport along with OCI (Overseas Citizen of India) card or PIO (Person of Indian Origin) card

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Income Documents

Income Declaration

To submit proof of income, following documents are acceptable:

• Latest 3-month salary slip or a Salary Certificate authorized by the signatory of the company on the letterhead
• Proof of employment for 5 years (Tax returns or Employment contract or Joining date on salary slip or employer letter or appointment letter etc.)
• Last 6 months statement of bank account where salary is credited and last 6 months NRE or NRO bank statement
• Latest valid Contract Copy and or appointment letter
• Complete Continuous Discharge Certificate (CDC) for employees working on Ships
• Overseas Credit Bureau report not older than 30 days

Property Documents

For Under construction Home Loans – Non Approved Projects

• Allotment Letter or Stamped Agreement for Sale and other Non sale department
• Payment Receipts or bank account statement showing all payments made to the Builder

For Resale Home

• Current Registered or Draft Agreement for Sale (only for Maharashtra) or Allotment Letter or Stamped Agreement for Sale
• Prior Chain Link title documents
• Occupancy Certificate (in case property is ready) or Approved Plan copy (photocopy of the blueprint)
• Share Certificate (only for Maharashtra) Maintenance Bill Property Tax Receipt
• Payment Receipts or bank account statement showing all the payments made to Seller and non seller

KYC Documents

Address & Identity Proof

Pan Card or Form 60 is mandatory. For Proof of Address & Identification, any one of the following documents is acceptable:

• Proof of possession of Aadhaar number
• Valid Driving License
• Valid Passport
• Voter’s Identity Card

View More

Income Documents

Income Declaration

To submit proof of income, following documents are acceptable:

• ITR and financial statements, including P&L, balance sheet, COI, and schedules for 2 years, certified by a Chartered Accountant
• Bank Statements for last 12 months
• Business Continuity Proof for 5 years
• Tax Audit Report (if applicable)

Property Documents

For Under Construction Home Loans – User Approved Projects

• Allotment Letter or Stamped Agreement for Sale
• Payment Receipts or bank account statement showing all payments made to the Builder

For Resale Home

• Current Registered or Draft Agreement for Sale (only for Maharashtra) or Allotment Letter or Stamped Agreement for Sale
• Prior Chain Link title documents
• Occupancy Certificate (in case property is ready) or Approved Plan copy (photocopy of the blueprint)
• Share Certificate (only for Maharashtra), Maintenance Bill, Property Tax Receipt
• Payment Receipts or bank account statement showing all the payments made to seller

KYC Documents

Address & Identity Proof

Pan Card or Form 60 is mandatory. For Proof of Address & Identification, any one of the following documents is acceptable:

• Proof of possession of Aadhaar number
• Valid Passport
• Valid Driving License
• Voter’s Identity Card

View More

Income Documents

Income Declaration

To submit proof of income, following documents are acceptable:

• ITR and financial statements, including P&L, balance sheet, COI, and schedules for 2 years, certified by a Chartered Accountant
• Practice Continuity Proof for 5 years
• GST challans for last 1 or 2 or 3 quarter since filing of last returns

Property Documents

For Under Construction Home Loans – Approved Projects

• Allotment Letter or Stamped Agreement for Sale
• Payment Receipts or bank account statement showing all payments made to the Builder

For Resale Home

• Current Registered or Draft Agreement for Sale (only for Maharashtra) or Allotment Letter or Stamped Agreement for Sale
• Prior Chain Link title documents
• Occupancy Certificate (in case property is ready) or Approved Plan copy (photocopy of the blueprint)
• Share Certificate (only for Maharashtra), Maintenance Bill Property Tax Receipt
• Payment Receipts or bank account statement showing all the payments made to seller