Frequently Asked Questions

Find quick answers to all your Club One queries

What is Club One?
Club One is a partner loyalty program offered by Godrej Housing Finance Limited and Godrej Finance Limited, an affiliate of Godrej Capital (“Companies”) ssdesigned to elevate our partnership with unmatched rewards and memorable experiences for you. It is an exclusive platform where you can instantly purchase gift vouchers from over 250 brands across categories such as fashion, accessories, restaurants, travel, electronics and more.
Who can be part of Club One?
Club One is built for Companies’ channel partners across Business Loan, Loan Against Property and Udyog Loan Against Property. It includes DSAs and other intermediaries who contribute to business growth. The program also extends to Affordable Home Loan connectors and is currently not applicable to Prime Home Loan.
How many tiers are in Club One and what is the reward structure?

There are four tiers in Club One: Base, Plus, Select and Premier.

Earn up to ₹1,00,000 in the Base tier and up to ₹2,50,000 in the Plus tier for Business Loan, Loan Against Property and Udyog Loan Against Property. In addition, under the Select tier, you can earn up to ₹4,50,000 while for Premier tier, you can earn over ₹10,00,000.

Meanwhile, Affordable Home Loan connectors can earn approximately ₹1,000 under the Base tier, up to ₹20,000 under the Plus tier, up to ₹50,000 under the Select tier and up to ₹1,50,000 under the Premier tier.

However, these amounts are subject to change based on market conditions and applicable regulations.

What are the eligibility criteria for Club One each tier?

For a Business Loan, eligibility tiers are based on the annual disbursed amount: up to ₹6 Cr qualifies for the Base tier, from ₹6 Cr to ₹15.99 Cr for the Plus tier, ₹16 Cr to ₹39.99 Cr for the Select tier and above ₹40 Cr for the Premier tier.

For a Loan Against Property, the tiers are structured as: up to ₹24 Cr for the Base tier, ₹24 Cr to ₹35.99 Cr for the Plus tier, ₹36 Cr to ₹47.99 Cr for the Select tier and above ₹48 Cr for the Premier tier.

Affordable Home Loan connectors are automatically enrolled in the Base tier after their first disbursement. Connectors with cumulative disbursements of ₹2 Cr qualify for the Plus tier, ₹5 Cr qualify for the Select tier and above ₹5 Cr qualify for the Premier tier.

How can I register for Club One?
You are automatically placed in Club One Base tier as soon as you partner with Godrej Capital.
Where can I redeem Club One points?
You can avail vouchers of popular brands such as Allen Solly, Big Basket, MakeMyTrip, Nykaa, Marks & Spencer, Pizza Hut and many more from the Club One portal. There are over 250 brands across categories including fashion, accessories, restaurants, travel and electronics for you to explore.
Will you courier the vouchers at my residential address?
No, we do not send vouchers at your residential address. You will receive vouchers on your registered mobile number or email address, making the process instant and eliminating the requirement of physical vouchers.