Turning your dreams into an address with

Home Loan

  • Quick sanction
  • Tax benefits
  • Easy customer support
  • Loan-to-value of up to 90%

About Godrej Capital Home Loan

Interest rates starting

at 10.99% p.a.

Loan-to-Value (LTV)

of up to 90%*

Loan subsidy PMAY-U 2.0*

INR 1.8 lakh

Longer loan tenure

of up to 30 years

*For eligible customers

Why Choose Godrej Capital Home Loan?

Product Benefits

Unlock homeownership with loan options tailored to your needs.

  • Loan amounts from INR 5 lakhs to INR 1 crore, offering customisation based on your requirements
  • Flexible repayment tenure of up to 30 years, making it easier to manage EMIs
  • Competitive interest rates starting at 10.99% p.a.

PMAY 2.0 and Income Tax Benefits

Make the most of government schemes and tax relief to reduce homeownership costs.

  • Avail PMAY interest subsidies (eligibility based on household income, loan amount, property value, carpet area, etc.)
  • Income tax deduction of up to INR 1.5 lakhs under Section 80C for principal repayment for old scheme
  • Additional tax benefit of up to INR 2 lakhs under Section 24(b) on interest paid for Home Loans

Housing For All Government Initiative

Supporting homeownership in line with the government’s initiative of housing for all.

  • The government’s Housing for All initiative aims to provide housing for all income groups
  • Helps individuals access Home Loan with government support
  • Enabling individuals across all income groups financially to get a home

Frequently Asked Questions