Home Loan

Ab khushiyon ko

milega ek pakka pata

  • Loan-to-value of up to 90%
  • Loan tenure of up to 30 years
  • Minimal documentation
  • 128 years of Godrej trust

Home Loan Benefits

Loan subsidy up to

INR 1.8L under PMAY-U 2.0*

Attractive

Interest Rates

Tax

benefits

Easy

customer support

*For eligible customers

Key features of Home Loan

PMAY-U 2.0 and Income Tax Benefits

Leverage Government Schemes to Your Advantage

  • Avail PMAY-U 2.0 interest subsidies available for affordable housing
  • Income tax deductions up to ₹1.5 lakh under Section 80C of old regime for principal repayment
  • Additional tax benefits to up to ₹2 lakh in old regime under Section 24(b) on Home Loan interest paid

Government Initiative

Making homeownership accessible to all, in alignment with the government’s “Housing for All” vision

  • Individuals like factory workers, small shopkeepers, street vendors and others from the unorganised sector can also apply for a Home Loan under this initiative
  • It enables low and middle-income groups to access housing finance with government support

Frequently Asked Questions