Home Loan Tax Saving Calculator

Calculate your tax savings on a home loan with our easy-to-use Tax Saving Calculator. See your payable tax before and after deductions instantly.

age-title

Select Age

age-min

age-max

100

total-text-title

Total Taxable Annual Income

total-tax-min

total-tax-max

9600000

principal-title-annual

Annual Principal Amount

principal-min-annual

principal-max-annual

1200000

Annual-principal-step

25000

Annual- interest-step

25000

interest-title-annual

Annual Interest Amount

loan-amount-step

25000

interest-min-annual

interest-max-annual

800000

year-symbol

Yrs.

input-year-min-label

Year

input-year-max-label

Years

rupee-symbol-hindi

₹

rupee-symbol-eng

INR

percent-symbol

apply-now-label

Apply Now

cess-rate

Income-tax-payable-label

Income Tax Payable Includes

cess-rate-label

cess

income-tax-benefits-label

Income Tax Benefits

income-tax-after-label

Income Tax Payable After Home Loan

income-tax-before-label

Income Tax Payable Before Home Loan

Redirection-path-tax-saving

/apply-now?gtm=applynow&category=home_loan&target=applynowform-container

Error-message-age

Please enter a value within range.

Error-message-total-tax

Please enter a value within range.

Error-message-principal

Please enter a value within range.

Error-message-interest

Please enter a value within range.

Interest-deduction-limit

200000

Principal-deduction-limit

150000

First-age-greater

First-age-tax-slab-first

First-age-tax-slab-second

500000

First-age-tax-slab-third

1000000

First-age-tax-rate-first

First-age-tax-rate-second

First-age-tax-rate-third

Second-age

Second-age-tax-slab-first

300000

Second-age-tax-slab-second

500000

Second-age-tax-slab-third

1000000

Second-age-tax-rate-first

Second-age-tax-rate-second

Second-age-tax-rate-third

Default-age-tax-slab-first

250000

Default-age-tax-slab-second

500000

Default-age-tax-slab-third

1000000

Default-age-tax-rate-first

Default-age-tax-rate-second

Default-age-tax-rate-third

style

Global-padding, global-top-padding-tab

How to Use a Home Loan Tax Saving Calculator?

Enter your annual income from all sources
Add investments under tax-saving schemes (e.g., 80C, 80D)
Input eligible deductions such as home loan interest, medical insurance, or education expenses
View your taxable income and estimated tax savings
Adjust inputs to maximize savings and plan your finances better

How a Home Loan Tax Saving Calculator Helps You?

Estimate Savings: Instantly calculate potential tax savings from income and deductions
Identify Benefits: Spot all eligible deductions and exemptions
Plan Investments: Get insights to optimize investments for lower taxes
Simplify Planning: Access instant, accurate results for stress-free tax planning
Make Smart Choices: Take informed financial decisions to maximize savings

style

Global-no-padding-mobile

Other Calculators to Try Out

EMI Calculator

Plan your finances with Godrej Capital by effortlessly calculating monthly payments and interest rates using our EMI Calculator.

Calculate Now

Eligibility Calculator

Check your loan eligibility with Godrej Capital through our easy-to-use Eligibility Calculator.

Check Now

Balance Transfer Calculator

Plan to reduce your loan repayments? Use Godrej Capital's Balance Transfer Calculator that efficiently calculates the benefits of loan transfer.

Check Now

APR Calculator

Make borrowing decisions using Godrej Capital’s APR Calculator which offers the true cost of your loan calculating the annual interest rates and loan origination charges.

Calculate Now

style

Global-bottom-padding-mobile