Business Loan for Startup

Launch Your Dreams Startup with Confidence

Quick digital sanction
Easy customer support
Rewards on repayments
Flexi funds facility

What is a Startup Business Loan?

Starting your own business is a bold and exciting journey. At Godrej Capital, we understand the passion behind your ideas and offer customised business loan for startups to help bring them to life. Whether you're launching your first venture or expanding a growing startup, our startup business loan are designed to meet your unique needs.

No collateral? No worries! Our startup loan are designed to help you get funded quickly and easily.

Collateral-free loans up to

INR 75 lakhs

Interest rates starting from

17% p.a.

Eligibility check in

24 Hours

Repayment cycle up to

72 months

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Features & Benefits of Startup Business Loan

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Features & Benefits of Startup Business Loan

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*Terms and Conditions Apply

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Design Your EMI

Design your EMI plan to match your business needs.

Align your repayments with your cash flow, so you have more funds available for strategic investments. In addition, during seasonal slowdowns, opt for interest-only payments to reduce financial pressure and keep your business running smoothly.

Pay interest-only for select quarter or up to 24 months
Pay your EMIs as per your convenience, capability, and comfort

Apply Now
Know More

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BizRewards

Get rewarded for your financial discipline. Timely EMI payments will not only maintain your credit score but also earn you exciting rewards.

Earn exciting rewards on timely repayment of your EMIs
Choose from a wide range of vouchers across lifestyle, wellness, fashion, travel, and more
Total reward value up to INR 24,000

Apply Now
Know More

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Flexi Funds

Get easy access to funds whenever your business needs it with Flexi Funds, an overdraft-like facility.

Withdraw money from your approved limit and repay when it suits you. Flexi Funds helps you manage your business cash flow without the pressure of fixed EMIs.

No fixed EMIs - Interest only charged on the amount you withdraw
Repayment tenure of up to 6 years
Sanctioned limit of up to INR 75 lakhs

Apply Now
Know More

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Grow with Nirmaan

Build your business dreams, all in one place: Nirmaan, your one-stop growth partner.

Expand locally and globally, navigate government tenders, manage employees, streamline operations, transfer funds securely, get compliance support, and more with Godrej Nirmaan's comprehensive ecosystem.

Exclusive partner offerings with discounted pricing
Savings of up to INR 50,000
Zero registration fees, simply visit Godrej Nirmaan

Apply Now
Know More

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*Loans offered/financed by Godrej Finance - T&Cs apply

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Calculators - Business Loan for Startup

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Loan Amount

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300000

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7500000

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Interest Rate

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25000

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Loan Tenure

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Loan Tenure

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EMI Calculator

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Net Monthly Income

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50000

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2500000

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Existing EMIs

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25000

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25000

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1500000

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Interest Rate

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Loan Tenure

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Home Loan

Plot Loan

Property Loan

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Select Product

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Select The Product You Are Interested In?

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Your Loan Eligibility Amount:

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Your Monthly EMI

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Interest Rates & Charges for Startup Loan

Interest Rates & Charges

With our competitive interest rate for startup business loan, affordability meets growth. Scale your business confidently with a trusted funding partner and transparent business loan charges designed to help your startup thrive without financial pressure.

Types of fees	Charges applicable
Rate of Interest	Starting from 17% per annum
Loan Amount	INR 3 lakhs to INR 75 lakhs
Processing Fees	Up to 3% of the loan amount
Foreclosure Charges	Up to 6% of principal outstanding at the time of foreclosure
Part Pre-payment Charges	2% of the amount prepaid
Charges towards Stamp Duty	As applicable & prescribed by the relevant Government Authority

Documents Required

Ready to apply for a business loan for new business? We’ve simplified the process with minimal paperwork. Just submit the required documents for startup loan and take the next step toward securing funding for your growing venture.

KYC Documents	PAN Card
	Aadhar Card (Proof of Address)
	Passport-sized photo
	Udyam Certificate (if applicable)
Income Documents	GST Certificate (if applicable)
Income Documents	Latest 6 months bank statement

*Refer Policy document for more details

Eligibility

Our simple criteria ensure that deserving entrepreneurs can easily meet the startup business loan eligibility requirements. We’ve streamlined the eligibility for startup loan to help you access funding faster and focus on building your business.

Loan for	Self Employed Non-professionals
Profile	The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services
Age	21 to 65 years
Business Vintage	1. Minimum business vintage of 2 years 2. Minimum turnover of INR 50 lakhs 3. Bank account in the name of the business 4. Minimum profit of INR 3 lakhs

*Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.

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Interest Rates & Charges for Startup Loan

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