Godrej Capital

Business Loan in Mumbai

  • Quick digital sanction
  • Easy customer support
  • Rewards on repayments
  • Flexi funds facility

Apply Now

Unsecured Business Loan in Mumbai for SMEs, Startups & Self-Employed

containeralign
center
textalign
center
color
#000000
width
100%
bulletclr
#00ff00
FontWeight
500
style
global-title-top-padding-mobile, global-title-top-padding, global-title-top-padding-tab,mobile-curve
From Dadar’s busy lanes to Churchgate’s heritage charm, Thane’s growing bustle to Navi Mumbai’s modern hubs and beyond – wherever business happens in Mumbai, Godrej Finance Limited is here with flexible Business Loans for MSMEs to fund your next leap. No collateral, no hassle.
containeralign
center
textalign
center
color
#3b3b3b
width
80%
bulletclr
#00ff00
FontWeight
300
style
global-no-padding-mobile
ContaineralignTablet
center
textalignTablet
center
colorTablet
#3b3b3b
widthTablet
100%
bulletclrTablet
#00ff00
FontWeightTablet
500
containeralignMobile
center
textalignmobile
center
colormobile
#3b3b3b
widthmobile
100%
bulletclrmobile
#00ff00
FontWeightmobile
500

Collateral-free loan up to

₹ 75 lakhs

Collateral-free loans banner

Interest rates starting from

17% p.a.

Interest rates banner

Eligibility check in

24 Hours

Eligibility check banner

Repayment cycle up to

72 months

style
global-title-top-padding, global-top-padding-tab, font-style
animation
true
animation-threshold
0.2

Key Features of Business loan in Mumbai

style
Padding-v1, global-title-component-padding, global-title-top-padding-tab
timing
2
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary
summary
*Terms and Conditions Apply
pagination
true
progressbar
false

Design Your EMI

Mumbai’s fast-paced entrepreneurship life requires financial flexibility. With DEMI, take charge of your monthly outflow.

  • Interest-only payments for up to 12 months
  • EMIs aligned with your business needs and capacity

Apply Now
Know More

mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white

BizRewards

Earn exciting rewards for paying your EMIs on time, improving your creditworthiness while enjoying benefits in lifestyle, wellness, fashion, and more with your Business Loan in Mumbai.

  • Vouchers worth up to INR 24,000
  • Rewards on timely EMI payments

Apply Now
Know More

mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white

Flexi Funds – Overdraft-like Facility

Access funds on demand with our Flexi Funds facility. Pay interest only on the amount withdrawn and enjoy flexible repayment terms.

  • Sanctioned limit up to INR 75 lakh
  • Loan tenure of up to 15 years
  • Multiple dropline variants: Monthly, Quarterly, Half-Yearly, Annual, Hybrid

Apply Now
Know More

mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white

Nirmaan

Get the complete business support you need with Godrej Nirmaan. From compliance to growth strategies, we’ve got you covered.

  • Exclusive partner offerings with discounted pricing
  • Savings of up to INR 50,000
  • Zero registration fees
  • Visit Godrej Nirmaan

Apply Now
Know More

mobile-alignment
center
desktop-text-alignment
left
desktop-text-placement
left
type
carousel-v1
hide-button
primary
hide-button
secondary
teaser-target-id
homepage-carousel-secondary
Text-color
white
timing
100
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary, term-condition-padding, know-more-color, rebrand-sec
summary
*Terms and Conditions Apply
pagination
True
progessbar
True

Business Loan Calculators to Plan Your EMI

style
global-title-top-padding ,global-top-padding-tab, calculater-heading,home-cal-heading
loan-amount-title
Loan Amount
loan-amount-min-value
300000
loan-amount-max-value
7500000
Interest-rate-title
Interest Rate
loan-amount-step
25000
Interest-rate-min-value
17
Interest-rate-max-value
22
tenure-title-year
Loan Tenure
tenure-min-year-value
1
tenure-max-year-value
30
tenure-title-months
Loan Tenure
tenure-min-month-value
0
tenure-max-month-value
11
tab-title
EMI Calculator
calculator-id
homepage-calculator
style
Cal,no-padding, global-bottom-padding-tab, home-emi
Principal-amount-label
Principal Amount
Monthly-emi-label
Your Monthly EMI
Monthly-emi-label-mobile
Monthly EMI
Interest-payable-label
Interest Payable
Total-amount-payable-label
Total Amount Payable
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Apply-now-label
Apply Now
redirection-path-emi
/apply-now?target=applynowform-container&category=business_loan
Rupee-symbol-english
INR
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Chart-year-symbol
Y
Chart-month-symbol
M
Chart-month-year-separator
|
Error-message-loan
Please enter value within range.
Error-message-interest
Please enter value within range.
Error-message-year
Please enter value within range.
Error-message-month
Please enter value within range.
income-title
Net Monthly Income
income-min-value
50000
income-max-value
2500000
existing-emi-title
Existing EMIs
existing-emi-min
0
Income-amount-step
25000
existing-emi-step
25000
existing-emi-max
1500000
interest-rate-title
Interest Rate
Loan-interest-rate-min-value
17
Loan-interest-rate-max-value
22
tenure-title-year
Loan Tenure
Loan-tenure-min-year-value
1
Loan-tenure-max-year-value
5
tenure-title-months
Loan Tenure
Loan-tenure-min-month-value
0
Loan-tenure-max-month-value
11
product-list

Home Loan

Plot Loan

Property Loan

redirection-path
/apply-now?category=business_loan
redirection-path-mobile
/apply-now?category=business_loan
select-product-place-holder
Select Product
font-size
18
Select-product-label
Select The Product You Are Interested In?
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Year-label
Y
Month-label
M
Tenure-separator
|
Principal-amount-label
Principal Amount
Interest-payable-label
Interest Payable
Loan-eligibility-label
Your Loan Eligibility Amount:
Total-amount-label
Total Amount Payable
Monthly-emi-label
Your Monthly EMI
Monthly-emi-label-mobile
Monthly EMI
Mobile-year
Years
Mobile-month
Months
Apply-now-button
Apply Now
Loan-Rupee-symbol-english
INR
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Error-message-loan
Please enter value within range.
Error-message-existing-emi
Please enter value within range.
Error-message-interest
Please enter value within range.
Error-message-year
Please enter value within range.
Error-message-month
Please enter value within range.
Tab-title
Loan Eligibility Calculator
Calculator-id
Homepage-calculator
Style
Cal, hide-dropdown, global-bottom-padding-tab, home-emi
loan-amount-title
Loan Amount
loan-amount-min-value
500000
loan-amount-max-value
5000000
Income-amount-step
25000
Interest-rate-title
Interest Rate
Interest-rate-min-value
17
Interest-rate-max-value
22
tenure-title-year
Tenure
tenure-min-year-value
1
tenure-max-year-value
30
tenure-title-months
Tenure
tenure-min-month-value
0
tenure-max-month-value
11
Principal-amount-label
Principal Amount
Monthly-emi-label-mobile
Monthly EMI
Monthly-emi-label
Your Monthly EMI
Interest-payable-label
Interest Payable
Total-amount-payable-label
Total Amount Payable
Interest-rate-label
Interest Rate @
Total-tenure-label
Total Tenure
Apply-now-label
Apply Now
redirection-path-emi
/apply-now?target=applynowform-container
Rupee-symbol-english
INR.
Percent-symbol
%
Year-span-label
Yrs.
Month-span-label
Mos.
Year-input-min-label
Year
Year-input-max-label
Years
Month-input-min-label
Month
Month-input-max-label
Months
Chart-year-symbol
Y
Chart-month-symbol
M
Chart-month-year-separator
|
Error-message-loan
Please enter value within range.
Error-message-interest
Please enter value within range.
Error-message-year
Please enter value within range.
Error-message-month
Please enter value within range.
style
Global-no-padding-mobile, home-eligibility

Interest Rate, Eligibility and Document Require for Business loan

Interest Rates & Charges

Choose the right partner for your business with Godrej Capital’s competitive business loan interest rate in Mumbai. Our loan solutions are designed for entrepreneurs and SMEs, offering flexibility, minimal documentation, and faster approvals to help your business thrive.

Types of fees Charges applicable
Rate of Interest Starting from 17% per annum
Loan Amount INR 3 lakhs to INR 75 lakhs
Processing Fees Up to 3% of the loan amount
Foreclosure Charges Up to 6% of principal outstanding at the time of foreclosure
Part Pre-payment Charges 2% of the amount prepaid
Charges towards Stamp Duty As applicable & prescribed by the relevant Government Authority
Documents Required

Entrepreneurs should be aware of the important documents required for a business loan in Mumbai before applying. Typically, these include KYC papers, proof of business continuity, income proof, tax returns, and bank statements. Godrej Capital ensures a simple process with minimal paperwork, enabling Mumbai’s businesses to access funds quickly.

KYC Documents PAN Card
Aadhar Card (Proof of Address)
Passport-sized photo
Udyam Certificate (if applicable)
Income Documents GST Certificate (if applicable)
Latest 6 months bank statement

*Refer Policy document for more details

Eligibility

To apply successfully, applicants should meet the business loan eligibility criteria in Mumbai. Godrej Capital checks for essential requirements such as age, income stability, credit health, and business continuity. With easy-to-meet norms, businesses in Mumbai can secure timely loans and fuel their growth plans efficiently.

Loans for Self Employed Non-professionals
Profile The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services
Age 21 to 65 years
Business Vintage

1. Minimum business vintage of 2 years

2. Minimum turnover of INR 50 lakhs

3. Bank account in the name of the business

4. Minimum profit of INR 3 lakhs

*Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.

mobileTitle
selectDocument
Please Select
style
global-top-padding, global-top-padding-tab
quesansurl
/content/seo-fragments/faq-section/faq-ques-ans-sheet-business-loan.json
desktopTitle

Frequently Asked Questions

cannotfindlabel
viewallbuttonlabel
viewallbuttonredirection
faqqMobileTitle
Frequenty Asked Questions
productPageName
Business Loan in Mumbai
style
global-padding, global-top-padding-tab, global-no-padding-mobile
viewAllRedirectionIcon

Explore Business Loan Offer in Your City

Business Loan in Bangalore
/business-loan/bangalore
Business Loan in Hyderabad
/business-loan/hyderabad
Business Loan in Pune
/business-loan/pune
Business Loan in Chennai
/business-loan/chennai
Business Loan in Delhi
/business-loan/delhi
Business Loan in Ahmedabad
/business-loan/ahmedabad
style
global-padding-tab, global-no-padding-mobile, global-top-padding, explore-sec

Explore More Products

Queryindexurl
/content/seo-fragments/query-index-business.json
tabs-name-ordering
Business
Mobile_view_heading
Explore More Products
Animation
true
Animation-threshold
0.2
style
Different-types-v1, different-types-v2, global-title-top-padding
timing
2
teaser-target-id
homepage-carousel-secondary
style
Hero-carousel-secondary
summary
*Terms and Conditions Apply
pagination
true
progressbar
false

Stories in Focus - Blogs

style
Global-no-padding-mobile

/about-us/blogs/business-loan/frequently-asked-questions-for-business-loans-answered

/about-us/blogs/business-loan/leveraging-financial-assets-for-business-growth

/about-us/blogs/business-loan/10-business-ideas-for-housewives

/about-us/blogs/business-loan/a-comprehensive-guide-to-business-loan-against-property

/about-us/blogs/business-loan/godrej-capital-lap-flexi-funds-overdraft-like-facility

read-more-label
Read More
Not-found-msg
Sorry, couldn’t find what you’re looking for.
style
global-bottom-padding-tab

Connect with Our Customer Support Team

false

Customer Support

true
Guroo Chatbot
false
WhatsApp Chat
false
Customer Portal Login
false
022-68815555
false
Email Support
false
Customer Care
true
Send an Email
true
ⓘ Need more information or answers to your questions? Check out FAQs
false
style
global-bottom-padding, mobile-last-padding, global-bottom-padding-mobile, tab-last-padding
WhatsApp Support
Quick Apply
style
Quick-tools-component
type
FAQPage
Question-1
What is a Business Loan?
Answer-1
A Business Loan is an unsecured or collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long-term assets or meeting working capital requirements. We offer you a required loan amount without the need to pledge any collateral.
Question-2
What are the reasons for availing a Business Loan?
Answer-2

Ensuring steady business cash flow

Fund business expansion or diversification

Improve existing business set-up

Consolidate high-interest business debts

Boost working capital reserves

Hire a new workforce

Purchase and stock inventory

Buy new machinery, equipment, or software

Question-3
What are the advantages of Godrej Capital Business Loan?
Answer-3
With the Godrej Capital Business Loan, you can avail higher loan amounts up to Rs. 75 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and the disbursal process is seamless and quick.
Question-4
What is the maximum loan I can avail in a Business Loan?
Answer-4
You can avail a loan amount up to Rs. 75 lakhs, the amount would be calculated based on your income and other parameters.
Question-5
Is there any security against the Business Loan?
Answer-5
No, the Business Loan is an unsecured offering, and you only need to meet the simple Business Loan eligibility criteria to qualify for business financing.