• Business Loan for Mumbai
  • Business Loan for Mumbai
  • Business Loan for Mumbai

Godrej Capital

Business Loan in Mumbai

  • Quick digital sanction
  • Easy customer support
  • Rewards on repayments
  • Flexi funds facility

Apply Now

Unsecured Business Loan in Mumbai for SMEs, Startups & Self-Employed

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From Dadar’s busy lanes to Churchgate’s heritage charm, Thane’s growing bustle to Navi Mumbai’s modern hubs and beyond – wherever business happens in Mumbai, Godrej Finance Limited is here with flexible Business Loans for MSMEs to fund your next leap. No collateral, no hassle.
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Key Features of Business loan in Mumbai

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Design Your EMI

Mumbai’s fast-paced entrepreneurship life requires financial flexibility. With DEMI, take charge of your monthly outflow.

  • Interest-only payments for up to 12 months
  • EMIs aligned with your business needs and capacity

Apply Now
Know More

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BizRewards

Earn exciting rewards for paying your EMIs on time, improving your creditworthiness while enjoying benefits in lifestyle, wellness, fashion, and more with your Business Loan in Mumbai.

  • Vouchers worth up to INR 20,000
  • Rewards on timely EMI payments

Apply Now
Know More

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Flexi Funds – Overdraft-like Facility

Access funds on demand with our Flexi Funds facility. Pay interest only on the amount withdrawn and enjoy flexible repayment terms.

  • Sanctioned limit up to INR 50 lakh
  • Loan tenure of up to 15 years
  • Multiple dropline variants: Monthly, Quarterly, Half-Yearly, Annual, Hybrid

Apply Now
Know More

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Nirmaan

Get the complete business support you need with Godrej Nirmaan. From compliance to growth strategies, we’ve got you covered.

  • Exclusive partner offerings with discounted pricing
  • Savings of up to INR 50,000
  • Zero registration fees
  • Visit Godrej Nirmaan

Apply Now
Know More

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Business Loan Calculators to Plan Your EMI

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Home Loan

Plot Loan

Property Loan

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Interest Rate, Eligibility and Document Require for Business loan

Interest Rates & Charges

Choose the right partner for your business with Godrej Capital’s competitive business loan interest rate in Mumbai. Our loan solutions are designed for entrepreneurs and SMEs, offering flexibility, minimal documentation, and faster approvals to help your business thrive.

Types of fees Charges applicable
Rate of Interest Starting from 17% per annum
Loan Amount INR 5 lakhs to INR 50 lakhs
Processing Fees Up to 3% of the loan amount
Foreclosure Charges Up to 6% of principal outstanding at the time of foreclosure
Part Pre-payment Charges 2% of the amount prepaid
Charges towards Stamp Duty As applicable & prescribed by the relevant Government Authority
Documents Required

Entrepreneurs should be aware of the important documents required for a business loan in Mumbai before applying. Typically, these include KYC papers, proof of business continuity, income proof, tax returns, and bank statements. Godrej Capital ensures a simple process with minimal paperwork, enabling Mumbai’s businesses to access funds quickly.

KYC Documents PAN Card
Aadhar Card (Proof of Address)
Passport-sized photo
Udyam Certificate (if applicable)
Income Documents GST Certificate (if applicable)
Latest 6 months bank statement

*Refer Policy document for more details

Eligibility

To apply successfully, applicants should meet the business loan eligibility criteria in Mumbai. Godrej Capital checks for essential requirements such as age, income stability, credit health, and business continuity. With easy-to-meet norms, businesses in Mumbai can secure timely loans and fuel their growth plans efficiently.

Loans for Self Employed Non-professionals
Profile The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services
Age 25 to 65 years
Business Vintage

1. Minimum business vintage of 3 years

2. Minimum turnover of INR 40 lakhs

3. Bank account in the name of the business

4. Minimum profit of INR 3 lakhs

* Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.

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Godrej Capital Branches near Mumbai

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Frequently Asked Questions

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Business Loan in Mumbai
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Explore More Products

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Stories in Focus - Blogs

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/about-us/blogs/business-loan/frequently-asked-questions-for-business-loans-answered

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Connect with Our Customer Support Team

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ⓘ Need more information or answers to your questions in the meantime? Check out FAQs
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Question-1
What is a Business Loan?
Answer-1
A Business Loan is an unsecured or collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long-term assets or meeting working capital requirements. We offer you a required loan amount without the need to pledge any collateral.
Question-2
What are the reasons for availing a Business Loan?
Answer-2

Ensuring steady business cash flow

Fund business expansion or diversification

Improve existing business set-up

Consolidate high-interest business debts

Boost working capital reserves

Hire a new workforce

Purchase and stock inventory

Buy new machinery, equipment, or software

Question-3
What are the advantages of Godrej Capital Business Loan?
Answer-3
With the Godrej Capital Business Loan, you can avail higher loan amounts up to Rs. 50 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and the disbursal process is seamless and quick.
Question-4
What is the maximum loan I can avail in a Business Loan?
Answer-4
You can avail a loan amount up to Rs. 50 lakhs, the amount would be calculated based on your income and other parameters.
Question-5
Is there any security against the Business Loan?
Answer-5
No, the Business Loan is an unsecured offering, and you only need to meet the simple Business Loan eligibility criteria to qualify for business financing.