Business Loan in Delhi

Godrej Capital

  • Quick digital sanction
  • Easy customer support
  • Rewards on repayments
  • Flexi funds facility

Apply Now

Unsecured Business Loan in Delhi for SMEs, Startups & Self-Employed

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From Rajouri Garden’s busy lanes to Karol Bagh’s heritage charm, Rohini’s growing bustle to Delhi’s modern hubs and beyond – wherever business happens in Delhi, Godrej Finance Limited is here with flexible Business Loans for MSMEs to fund your next leap. No collateral, no hassle.
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Collateral-free loan up to

₹ 75 lakhs

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Interest rates starting from

17% p.a.

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Eligibility check in

24 Hours

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Repayment cycle up to

72 months

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Key Features of Business loan in Delhi

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Design Your EMI

Delhi’s fast-paced entrepreneurship life requires financial flexibility. With DEMI, take charge of your monthly outflow.

  • Interest-only payments for up to 12 months
  • EMIs aligned with your business needs and capacity

Apply Now
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BizRewards

Earn exciting rewards for paying your EMIs on time, improving your creditworthiness while enjoying benefits in lifestyle, wellness, fashion, and more with your Business Loan in Delhi.

  • Vouchers worth up to INR 24,000
  • Rewards on timely EMI payments

Apply Now
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Flexi Funds – Overdraft-like Facility

Access funds on demand with our Flexi Funds facility. Pay interest only on the amount withdrawn and enjoy flexible repayment terms.

  • Sanctioned limit up to INR 75 lakh
  • Loan tenure of up to 15 years
  • Multiple dropline variants: Monthly, Quarterly, Half-Yearly, Annual, Hybrid

Apply Now
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Nirmaan

Get the complete business support you need with Godrej Nirmaan. From compliance to growth strategies, we’ve got you covered.

  • Exclusive partner offerings with discounted pricing
  • Savings of up to INR 50,000
  • Zero registration fees
  • Visit Godrej Nirmaan

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Business Loan Calculators to Plan Your EMI

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Home Loan

Plot Loan

Property Loan

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Interest Rate, Eligibility and Document Require for Business loan

Interest Rates & Charges

Get access to the right business loan interest rate in Delhi with Godrej Capital. Whether you’re managing working capital or expanding operations, our business loans come with minimal paperwork, quick approvals, and flexible EMIs tailored for entrepreneurs in the capital.

Types of fees Charges applicable
Rate of Interest Starting from 17% per annum
Loan Amount INR 3 lakhs to INR 75 lakhs
Processing Fees Up to 3% of the loan amount
Foreclosure Charges Up to 6% of principal outstanding at the time of foreclosure
Part Pre-payment Charges 2% of the amount prepaid
Charges towards Stamp Duty As applicable & prescribed by the relevant Government Authority
Documents Required

For a smooth process, knowing the important documents required for a business loan in Delhi is crucial. Key papers include KYC documents, proof of business operations, financial statements, ITRs, and bank account records. Godrej Capital keeps the documentation simple, helping businesses in Delhi secure timely funding for growth.

KYC Documents PAN Card
Aadhar Card (Proof of Address)
Passport-sized photo
Udyam Certificate (if applicable)
Income Documents GST Certificate (if applicable)
Latest 6 months bank statement

*Refer Policy document for more details

Eligibility

For entrepreneurs, knowing the business loan eligibility criteria in Delhi is key before applying. Godrej Capital typically considers age, income stability, business continuity, and creditworthiness. With simple requirements and flexible solutions, businesses in Delhi can gain easy access to funds for expansion and working capital needs.

Loans for Self Employed Non-professionals
Profile The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services
Age 21 to 65 years
Business Vintage

1. Minimum business vintage of 2 years

2. Minimum turnover of INR 50 lakhs

3. Bank account in the name of the business

4. Minimum profit of INR 3 lakhs

*Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.

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Frequently Asked Questions

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Frequenty Asked Questions
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Business Loan in Delhi
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Stories in Focus - Blogs

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Connect with Our Customer Support Team

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ⓘ Need more information or answers to your questions? Check out FAQs
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Question-1
What is a Business Loan?
Answer-1
A Business Loan is an unsecured or collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long-term assets or meeting working capital requirements. We offer you a required loan amount without the need to pledge any collateral.
Question-2
What are the reasons for availing a Business Loan?
Answer-2

Ensuring steady business cash flow

Fund business expansion or diversification

Improve existing business set-up

Consolidate high-interest business debts

Boost working capital reserves

Hire a new workforce

Purchase and stock inventory

Buy new machinery, equipment, or software

Question-3
What are the advantages of Godrej Capital Business Loan?
Answer-3
With the Godrej Capital Business Loan, you can avail higher loan amounts up to Rs. 75 lakhs, without the need for collateral. The application process is hassle-free with minimal documentation, and the disbursal process is seamless and quick.
Question-4
What is the maximum loan I can avail in a Business Loan?
Answer-4
You can avail a loan amount up to Rs. 75 lakhs, the amount would be calculated based on your income and other parameters.
Question-5
Is there any security against the Business Loan?
Answer-5
No, the Business Loan is an unsecured offering, and you only need to meet the simple Business Loan eligibility criteria to qualify for business financing.