Turn Your Dreams into Reality with

Affordable Housing Loan for Lower Income Groups

  • Quick sanction
  • Tax benefits
  • Easy customer support
  • Loan-to-value of up to 90%

Apply Now

About Affordable Housing Loan for LIG

Godrej Housing Finance’s Affordable Housing Loan for Lower Income Groups (LIG) is designed to make homeownership a reality for families with limited income. With loan amounts starting from ₹5 Lakhs, flexible repayment tenure of up to 30 years, and competitive interest rates, we aim to provide accessible housing finance solutions that support your dream of owning a home.

Key Features of Affordable Housing Loan for Lower Income Groups (LIG)

PMAY 2.0 and Income Tax Benefits

Make the most of government schemes and subsidies.

  • Avail PMAY 2.0 interest subsidies available for affordable housing
  • Income tax deduction of up to INR 1.5 lakh under Section 80C of old tax regime for principal repayment
  • Additional tax benefit of up to INR 2 lakh in old tax regime under Section 24(b) on interest paid on a home loan

Apply Now

‘Housing for All’ - Government Initiative

Supporting individuals from all walks of life in owning a home, in line with the government’s Housing for All mission.

  • Individuals like factory workers, small shopkeepers, street vendors, and others from the unorganised sector can also apply for a Home Loan under this initiative
  • It enables low and middle-income groups to access housing finance with government support

Apply Now

Affordable Housing Loan Calculator for Lower Income Groups (LIG)

Explore Home Loan Offers as per Your Budget

Rupee Icon

10 Lakh

Home Loan

/home-loan/10-lakh-home-loan
Rupee Icon

12 Lakh

Home Loan

/home-loan/12-lakh-home-loan
Rupee Icon

15 Lakh

Home Loan

/home-loan/15-lakh-home-loan
Rupee Icon

20 Lakh

Home Loan

/home-loan/20-lakh-home-loan
Rupee Icon

25 Lakh

Home Loan

/home-loan/25-lakh-home-loan
Rupee Icon

30 Lakh

Home Loan

/home-loan/30-lakh-home-loan
Rupee Icon

35 Lakh

Home Loan

/home-loan/35-lakh-home-loan
Rupee Icon

40 Lakh

Home Loan

/home-loan/40-lakh-home-loan

Explore Home Loan Offer in Your City

Mumbai City Icon
Home Loan in Mumbai
/home-loan/mumbai
Bangalore City Icon
Home Loan in Bangalore
/home-loan/bangalore
Hyderabad City Icon
Home Loan in Hyderabad
/home-loan/hyderabad
Pune City Icon
Home Loan in Pune
/home-loan/pune
Delhi City Icon
Home Loan in Delhi
/home-loan/delhi
Chennai City Icon
Home Loan in Chennai
/home-loan/chennai
Ahmedabad City Icon
Home Loan in Ahmedabad
/home-loan/ahmedabad

Stories in Focus - Blogs

/about-us/blogs/home-loan/budget-2025-lower-taxes-and-affordable-housing-what-homebuyers-want

/about-us/blogs/home-loan/affordable-housing-loan-everything-you-need-to-know

/about-us/blogs/home-loan/reasons-why-affordable-housing-is-important-in-india

/about-us/blogs/home-loan/top-5-affordable-housing-finance-schemes

/about-us/blogs/home-loan/how-to-apply-for-affordable-home-loans-online

Connect with Our Customer Support Team

false

Customer Support

true
Gia Chatbot icon
GIA Chatbot
false
Whatsapp icon
WhatsApp Chat
false
customer portal icon
Customer Portal Login
false
phone icon
022-68815555
false
email icon
Email Support
false
phone icon
Customer Care
true
email icon
Send an Email
true
ⓘ Need more information or answers to your questions in the meantime? Check out FAQs
false
whatsapp icon
WhatsApp Support
quick apply icon
Quick Apply